Fifth Third Bank (FITB) has touched its pre-ex close within 30 trading days in 90% of the last 20 ex-dividend events, with a median time-to-touch of 1 trading day (limit-order recovery basis). The dividend is below the typical daily price swing (signal-to-noise 0.36), meaning ordinary day-to-day noise can easily exceed the dividend itself.
Versus its sector, FITB sits roughly in line with the Financial Services sector benchmark of 95%. The sector median time-to-touch is 1 trading day, matching the peer pace.
Historical base rates are not predictions; transaction costs, slippage, and ordinary-income tax on short holding periods can materially reduce realized profit. The next confirmed ex-dividend date is Jun 30, 2026, with an expected dividend of $0.40.
- Touch rate (30d)
- 90%-5pp vs sector
- Median days-to-touch
- 1din line with sector
- Signal-to-noise
- 0.36+0.05 vs sector
Recovery engine
TL;DR over the most recent 20 events.
| Metric | Value | vs sector |
|---|---|---|
| 30-day touch rate | 90% | -5pp vs sector |
| Median days-to-touch | 1d | in line with sector |
| Signal-to-noise (div / ATR) | 0.36 | +0.05 vs sector |
| Avg gap on ex-date | -0.51% | in line with sector |
| Win rate at MOC exit | 55% | — |
| Median drawdown during hold | -3.80% | +0.57pp vs sector |
| Best / worst touch (days) | 1 / 14 | — |
Next ex-dividend
Confirmed by company declaration.
| Dividend | $0.40 |
| Per-event yield | 0.90% |
| Annualized yield | 3.03% |
| Previously paid | Mar 31, 2026 ($0.40) |
| Last record date | Mar 31, 2026 |
| Last payment date | Apr 15, 2026 |
FITB Dividend Capture History — Last 20 Ex-Dividend Events
Per-event gap on ex-date, the pre-ex close used as the touch target, trading days to first intraday high at or above that level, plus 5/30-day touch flags, drawdown and 5-day P&L for Fifth Third Bank (FITB). For a stricter close-at-bell exit timeline, use the simulator below (MOC mode). td = trading days from ex-date.
| Recovered 5d | Recovered 30d | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Q1 | $0.40 | 0.74% | $44.68 | 1 | yes | yes | 0.09% | +11.32% | |
| Q4 | $0.40 | -0.93% | $47.53 | 2 | yes | yes | -2.02% | +5.66% | |
| Q3 | $0.40 | -1.04% | $45.40 | >30 | no | no | -8.74% | -2.91% | |
| Q2 | $0.37 | -0.41% | $41.51 | 1 | yes | yes | -2.12% | +5.56% | |
| Q1 | $0.37 | -1.67% | $38.81 | 1 | yes | yes | -16.90% | -11.26% | |
| Q4 | $0.37 | -0.21% | $42.72 | 1 | yes | yes | -4.21% | +0.16% | |
| Q3 | $0.37 | -0.63% | $42.94 | 1 | yes | yes | -3.63% | -0.95% | |
| Q2 | $0.35 | -0.17% | $35.85 | 1 | yes | yes | -1.90% | +2.04% | |
| Q1 | $0.35 | -0.08% | $36.03 | 1 | yes | yes | -3.97% | -1.11% | |
| Q4 | $0.35 | -1.14% | $35.07 | 3 | yes | yes | -3.59% | +1.94% | |
| Q3 | $0.35 | -1.33% | $24.86 | 1 | yes | yes | -5.23% | -0.80% | |
| Q2 | $0.33 | 0.87% | $26.33 | 1 | yes | yes | -2.89% | +2.47% | |
| Q1 | $0.33 | 0.67% | $27.03 | 1 | yes | yes | -7.58% | -2.29% | |
| Q4 | $0.33 | -0.15% | $32.72 | 1 | yes | yes | -0.98% | +6.36% | |
| Q3 | $0.33 | -2.46% | $32.54 | 2 | yes | yes | -4.18% | +4.06% | |
| Q2 | $0.30 | -0.46% | $34.84 | 14 | no | yes | -6.77% | -1.78% | |
| Q1 | $0.30 | -0.50% | $46.14 | >30 | no | no | -14.59% | -10.53% | |
| Q4 | $0.30 | -0.77% | $43.90 | 1 | yes | yes | -1.18% | +10.87% | |
| Q3 | $0.30 | -0.53% | $43.57 | 2 | yes | yes | -2.66% | +1.08% | |
| Q2 | $0.27 | 0.00% | $38.68 | 1 | yes | yes | -6.75% | -3.46% |
- +11.32%
- +5.66%
- -2.91%
- +5.56%
- -11.26%
- +0.16%
- -0.95%
- +2.04%
- -1.11%
- +1.94%
- -0.80%
- +2.47%
- -2.29%
- +6.36%
- +4.06%
- -1.78%
- -10.53%
- +10.87%
- +1.08%
- -3.46%
FITB Pre-Ex Touch Time Distribution
First trading session whose intraday high reached the pre-ex close within the 30-day measurement window. td = trading days from ex-date.
| Touch window | Distribution | Count | Share |
|---|---|---|---|
| ≤ 1 day | 13 | 65% | |
| 2–3 days | 4 | 20% | |
| 4–5 days | 0 | 0% | |
| 6–10 days | 0 | 0% | |
| 11–30 days | 1 | 5% | |
| 30+ | 2 | 10% |
FITB Dividend Capture Calculator — After-Tax Yield
Pre-filled with FITB's next expected dividend and recent close. Adjust tax rate, holding period and slippage to estimate after-tax capture yield.
U.S. ordinary-income rate (22-37%) applies on holds shorter than 61 days. Hold longer to qualify for the 0/15/20% qualified-dividend rate.
- Gross dividend
- $80.00
- After-tax dividend
- $52.00
- Slippage round-trip
- -$8.94
- Net if price returns to pre-ex
- +$43.06
- Required recovery to break even
- 0.00%
- Per-event after-tax yield
- +0.48%
- Annual if all succeed
- ~24.3%
FITB Dividend Capture Backtest Simulator
Replay every historical FITB ex-dividend with two exit strategies: a GTC limit-order at the pre-ex close, or hold for N days and exit at MOC. Pick the window and quarter filter that matches your plan.
Sell back at the pre-ex close on the first intraday touch within the window. If it never touches, exit at MOC after the window expires (stop-loss).
Figures are gross — before tax, commissions, and slippage. Percents are per-event return on capital at entry (pre-ex close).
Cumulative P&L (equity curve)
Vertical axis: cumulative sum of per-event % (same units as the headline cumulative). Hover dots for exact values.
Per-event P&L distribution
20 trades in this sample · bar height ∝ count in each bucket (gross % per event).
Scenario P&L by event · FITB (20)
Scenario P&L — updates with exit mode, window, and quarter. History adds gap, touch, drawdown, and a fixed P&L 5d % (MOC). Same per-row % as that column only for MOC + 5d on the same rows. Oldest → newest, gross pre-ex close basis.
| Ex-date | P&L |
|---|---|
| +0.70% | |
| +0.69% | |
| +0.68% | |
| -10.53% | |
| -1.78% | |
| +1.01% | |
| +1.01% | |
| +1.22% | |
| +1.25% | |
| +1.41% | |
| +1.00% | |
| +0.97% | |
| +0.98% | |
| +0.86% | |
| +0.87% | |
| +0.95% | |
| +0.89% | |
| -2.91% | |
| +0.84% | |
| +0.90% |
Results are illustrative only and are not financial advice. Capture simulations use historical prices and simplified costs and tax assumptions. Actual fills, borrow fees, and market rules vary. Consult a qualified advisor before trading.