Ticker League

Fair Value for MetLife (MET)

See growth priced into MetLife (MET): reverse DCF, implied rate vs history and analysts, FCF view. Free intrinsic value calculator for education.

Fair value (multi-method)

Four independent methods triangulate what MET is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.

Estimated fair value (Forward DCF)

$56.24

Above fair value
-65.84% vs current price $93.27

Method range

$41.40 $124.36

median $77.23

Methods disagree

Valuation methods

Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.

  • Forward DCF$56.24
  • Exit multiple$124.36
  • Analyst target$98.22
  • Graham number$41.40

Stock price

$93.27

FCF / share (TTM)

$4.12

3Y FCF CAGR

16.6%

Fair value @ hist. growth

$204.04

This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.

Implied FCF growth

6.3%

per year over your projection horizon

Discount vs DCF

Margin of safety 54.3% vs hist-growth DCF

Historical 3Y CAGR

16.6%

Your model implies

6.3%

Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.

Model inputs

Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.

Discount rate (cost of equity proxy)8.6%
Terminal growth2.50%
Projection years10 yr
FCF growth per year (supplemental projection)17%
3Y CAGR 17%

Undiscounted FCF per share over 10 years at 17% annual growth.

Cumulative FCF covers the current price by year 10.

Sensitivity — implied growth vs your assumptions

Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.

Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount1.5%2.0%2.5%3.0%3.5%
6.6%3.0%2.1%1.2%0.1%-1.2%
7.6%5.4%4.7%3.9%3.0%2.0%
8.6%7.6%7.0%6.3%5.6%4.8%
9.6%9.6%9.1%8.5%7.9%7.2%
10.6%11.5%11.0%10.5%10.0%9.4%
Color≤ historical CAGRModerate premiumHigh premium (≥ 15pp above hist)Your inputs

Historical multiples

Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.

P/EToday16.4
5Y low8.1
Median13.7
5Y high36.3
P/SToday0.7· at low
5Y low0.7
Median0.8
5Y high0.8
EV/EBITDAToday7.8
5Y low4.8
Median7.5
5Y high12.4

PEG

0.20

Low vs growth

Net cash

$1.85B

Total debt − cash

Beta

0.78

Vs market benchmark

Frequently asked questions