How Truist Financial (TFC) Makes Money: A Visual Guide

Truist Financial (TFC) generated $30.44B in revenue (TTM through Q4 2025), earning $5.31B in net profit (17.4% margin). Below is an interactive breakdown of how revenue flows through the income statement.

Truist Financial (TFC) Income Statement Flow

Frequently asked questions

How much revenue does Truist Financial (TFC) generate?

Truist Financial (TFC) generated $30.44B in total revenue for TTM through Q4 2025 with a net profit margin of 17.4%.

What is Truist Financial (TFC) gross profit margin?

Truist Financial (TFC) reported a gross profit margin of 62.2% for TTM through Q4 2025, equivalent to $18.94B in gross profit. This means Truist Financial retains 62.2% of each revenue unit after direct costs of production.

What is Truist Financial (TFC) operating profit margin?

Truist Financial (TFC) reported an operating profit margin of 20.9% for TTM through Q4 2025, equivalent to $6.35B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.

What is Truist Financial (TFC) net profit margin?

Truist Financial (TFC) reported a net profit margin of 17.4% for TTM through Q4 2025, equivalent to $5.31B in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.

What is Truist Financial (TFC) free cash flow?

Truist Financial (TFC) generated $5.74B in free cash flow for TTM through Q4 2025 (18.9% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.

What is Truist Financial (TFC) effective tax rate?

Truist Financial (TFC) had an effective tax rate of 16.4% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.

About this data

What is a Sankey diagram?
A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
How is the data calculated?
We use the income statement from company filings. For TTM (Trailing Twelve Months), we sum the last four quarters. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
When was this data last updated?
Based on company filings through TTM through Q4 2025.