Fair value (multi-method)
Four independent methods triangulate what TFC is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$69.89
Method range
$37.05 – $69.89
median $53.74
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $69.89 | +42.06% |
| Exit multiple | $49.92 | +1.45% |
| Analyst target | $57.56 | +16.99% |
| Graham number | $37.05 | -24.70% |
- Forward DCF$69.89
- Exit multiple$49.92
- Analyst target$57.56
- Graham number$37.05
Stock price
$49.20
FCF / share (TTM)
$0.54
3Y FCF CAGR
-5.2%
Fair value @ hist. growth
$4.82
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
26.1%
per year over your projection horizon
Margin of safety -921.3% vs hist-growth DCF
Historical 3Y CAGR
-5.2%
Your model implies
26.1%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at -5% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 7.1% | 22.2% | 21.2% | 20.1% | 18.9% | 17.5% |
| 8.1% | 25.0% | 24.2% | 23.3% | 22.3% | 21.1% |
| 9.1% | 27.6% | 26.9% | 26.1% | 25.2% | 24.3% |
| 10.1% | 30.0% | 29.4% | 28.7% | 27.9% | 27.1% |
| 11.1% | 32.3% | 31.7% | 31.1% | 30.4% | 29.7% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
1.24
Fair vs growth
Net debt
$33.4B
Total debt − cash
Beta
0.91
Vs market benchmark
Frequently asked questions
Truist Financial (TFC) Key Financials
Charts, filings, and peer comparison for every metric
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