Fair value (multi-method)
Four independent methods triangulate what TFC is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$76.24
Method range
$38.64 – $76.24
median $54.65
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $76.24 | +47.38% |
| Exit multiple | $54.06 | +4.50% |
| Analyst target | $55.25 | +6.80% |
| Graham number | $38.64 | -25.31% |
- Forward DCF$76.24
- Exit multiple$54.06
- Analyst target$55.25
- Graham number$38.64
Stock price
$51.73
EPS (TTM)
$4.22
5Y EPS CAGR
4.4%
Fair value @ hist. growth
$76.24
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied EPS growth
-0.8%
per year over your projection horizon
Margin of safety 32.1% vs hist-growth DCF
Historical 5Y CAGR
4.4%
Your model implies
-0.8%
Next-year analyst consensus
8.2%
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 7.0% | -3.6% | -4.3% | -5.1% | -5.9% | -6.9% |
| 8.0% | -1.6% | -2.2% | -2.8% | -3.5% | -4.3% |
| 9.0% | 0.2% | -0.3% | -0.8% | -1.4% | -2.0% |
| 10.0% | 1.9% | 1.5% | 1.1% | 0.6% | 0.1% |
| 11.0% | 3.6% | 3.2% | 2.8% | 2.4% | 1.9% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
0.79
Low vs growth
Net debt
$33.4B
Total debt − cash
Beta
0.88
Vs market benchmark
Annual diluted EPS
Per-share earnings by fiscal year — last 5 years anchor the CAGR reference above.
Frequently asked questions
Truist Financial (TFC) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks7.20% TTM
- Dividend Profile4.02% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History5 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.