Fair value (multi-method)
Four independent methods triangulate what THFF is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$336.15
Method range
$45.47 – $336.15
median $55.94
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $336.15 | +346.00% |
| Exit multiple | $61.88 | -17.90% |
| Analyst target | $50.00 | -33.66% |
| Graham number | $45.47 | -39.68% |
- Forward DCF$336.15
- Exit multiple$61.88
- Analyst target$50.00
- Graham number$45.47
Stock price
$75.37
FCF / share (TTM)
$1.85
3Y FCF CAGR
17.1%
Fair value @ hist. growth
$145.29
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
8.8%
per year over your projection horizon
Margin of safety 48.1% vs hist-growth DCF
Historical 3Y CAGR
17.1%
Your model implies
8.8%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 17% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.0% | 5.5% | 4.1% | 2.5% | 0.4% | -2.2% |
| 5.7% | 7.9% | 6.7% | 5.4% | 3.8% | 1.9% |
| 6.7% | 10.8% | 9.9% | 8.8% | 7.6% | 6.3% |
| 7.7% | 13.4% | 12.6% | 11.8% | 10.8% | 9.8% |
| 8.7% | 15.8% | 15.1% | 14.4% | 13.6% | 12.7% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
Net debt
$350M
Total debt − cash
Beta
0.41
Vs market benchmark
Frequently asked questions
First Financial (THFF) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks0.04% TTM
- Dividend Profile2.91% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History5 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.