Current Yield
7.54%
TTM Dividend/Share
$2.60
Payment Frequency
Quarterly
Payout Ratio
107.0%
Consecutive Growth Years
0
Key takeaways
- AMERISAFE (AMSF) currently yields 7.54%, paying $2.60 per share over the trailing twelve months, distributed quarterly.
- Payout ratio is 107.0% — the share of earnings distributed as dividends.
- 1 of 8 dividend safety checks passed.
- 5-year dividend CAGR of -10.98% (growth is decelerating).
Dividend yield valuation for AMERISAFE (AMSF)
Current dividend yield vs its own 1Y / 3Y / 5Y historical averages — a rough valuation signal.
Valuation zone | Below average — potentially overvalued |
Current yield (now) | 7.54% |
1-year average yield | 6.67%now 0.87 pp above |
3-year average yield | 8.58%now 1.04 pp below |
5-year average yield | 9.08%now 1.54 pp below |
AMSF: a yield above its history can signal value (or risk); below can signal a rich price. One valuation signal among many — review fundamentals before investing.
Dividend health for AMERISAFE (AMSF)
Cash-flow, leverage and returns metrics that signal whether the dividend is well-covered and sustainable.
Chowder score | -3.4% |
FCF payout ratio | 97.7% |
Net debt / EBITDA | -0.6x |
Interest coverage | 0.00x |
ROIC (TTM) | 17.8% |
Dividend safety score for AMERISAFE (AMSF)
Checks covering payout coverage, free-cash-flow support, leverage and dividend-growth durability.
1 of 8 checks passed
Payout ratio below 75%
Payout ratio is 107.0%, above the 75% threshold.
Free cash flow covers dividend
TTM FCF after dividends is $-41M — FCF does not fully cover the payout.
No dividend cuts in 10+ years
11 dividend cut(s) in the last 10 years.
Positive earnings growth trend
Earnings per share have declined over the past 5 years.
10+ years of consecutive growth
Only 0 consecutive year(s) of dividend growth.
FCF payout ratio below 70%
FCF payout ratio is 97.7%, above the 70% threshold.
Net Debt/EBITDA below 3x
Net Debt/EBITDA is -0.6x.
Dividend growth ≤ earnings growth (5Y)
Dividend growth (-11.0%) exceeds EPS growth (-16.7%) — payout ratio expanding.
This analysis is for informational purposes only and is not financial advice. Safety scores and comparisons reflect historical data and do not predict future performance.
Per-payment dividend history
57 payments from 2013 to 2026 · Adj. Dividend is split-adjusted
| Jun 12, 2026 | Jun 19, 2026 | $0.4100 | $0.4100 |
| Mar 13, 2026 | Mar 20, 2026 | $0.4100 | $0.4100 |
| Dec 5, 2025 | Dec 12, 2025 | $1.3900 | $1.3900 |
| Sep 12, 2025 | Sep 26, 2025 | $0.3900 | $0.3900 |
| Jun 13, 2025 | Jun 20, 2025 | $0.3900 | $0.3900 |
| Mar 7, 2025 | Mar 21, 2025 | $0.3900 | $0.3900 |
| Dec 6, 2024 | Dec 13, 2024 | $3.3700 | $3.3700 |
| Sep 6, 2024 | Sep 20, 2024 | $0.3700 | $0.3700 |
| Jun 14, 2024 | Jun 21, 2024 | $0.3700 | $0.3700 |
| Mar 7, 2024 | Mar 22, 2024 | $0.3700 | $0.3700 |
| Nov 30, 2023 | Dec 15, 2023 | $3.8400 | $3.8400 |
| Sep 7, 2023 | Sep 22, 2023 | $0.3400 | $0.3400 |
- Jun 12, 2026$0.4100
- Mar 13, 2026$0.4100
- Dec 5, 2025$1.3900
- Sep 12, 2025$0.3900
- Jun 13, 2025$0.3900
- Mar 7, 2025$0.3900
- Dec 6, 2024$3.3700
- Sep 6, 2024$0.3700
- Jun 14, 2024$0.3700
- Mar 7, 2024$0.3700
- Nov 30, 2023$3.8400
- Sep 7, 2023$0.3400
Historical dividend yield for AMERISAFE (AMSF)
Mean trailing dividend yield using one ratio snapshot per calendar year.Mean yield1Y: 6.67%5Y: 9.08%10Y: 8.14%
Dividend per share for AMERISAFE (AMSF)
CAGR (per year)1Y: -42.86%5Y: -10.98%10Y: -3.35%↓ Decelerating
| Year | Total ($/share) | Payments |
|---|---|---|
| 2013 | $0.32 | 4 |
| 2014 | $1.98 | 4 |
| 2015 | $3.60 | 4 |
| 2016 | $3.97 | 4 |
| 2017 | $4.30 | 4 |
| 2018 | $4.38 | 4 |
| 2019 | $4.50 | 5 |
| 2020 | $4.58 | 5 |
| 2021 | $5.16 | 5 |
| 2022 | $5.24 | 4 |
| 2023 | $4.86 | 4 |
| 2024 | $4.48 | 4 |
| 2025 | $2.56 | 4 |
| 2026 | $0.82 | 2 |
Dividend growth for AMERISAFE (AMSF)
Year-over-year change in total annual dividend per share (split-adjusted, by ex-dividend year). Green is an increase, red a cut.
The table shows 9 year-over-year increases across 13 calendar years of data (2013–2025).
Dividend Increase Track Record
Year-over-year change in total annual DPS (dividends per share, split-adjusted), based on ex-dividend date.
| 2026 | $2.5600 | — | — |
| 2025 | $4.4800 | $2.5600 | -42.9% |
| 2024 | $4.8600 | $4.4800 | -7.8% |
| 2023 | $5.2400 | $4.8600 | -7.3% |
| 2022 | $5.1600 | $5.2400 | +1.6% |
| 2021 | $4.5800 | $5.1600 | +12.7% |
| 2020 | $4.5000 | $4.5800 | +1.8% |
| 2019 | $4.3800 | $4.5000 | +2.7% |
| 2018 | $4.3000 | $4.3800 | +1.9% |
| 2017 | $3.9700 | $4.3000 | +8.3% |
| 2016 | $3.6000 | $3.9700 | +10.3% |
| 2015 | $1.9800 | $3.6000 | +81.8% |
| 2014 | $0.3200 | $1.9800 | +518.8% |
| 2013 | — | $0.3200 | — |
- 2026—
- 2025$2.5600
- 2024$4.4800
- 2023$4.8600
- 2022$5.2400
- 2021$5.1600
- 2020$4.5800
- 2019$4.5000
- 2018$4.3800
- 2017$4.3000
- 2016$3.9700
- 2015$3.6000
- 2014$1.9800
- 2013$0.3200
DPS sums split-adjusted amounts (adj. dividend) by ex-dividend calendar year—the same basis as the Adj. Dividend column in Dividend Payment History. The Dividend column can differ after stock splits. This table uses four decimals per annual total so the Change column matches the shown amounts; each payment row in Dividend Payment History also uses four.
Frequently asked questions
AMERISAFE (AMSF) Key Financials
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