Question 1

What is Auburn National Bancorporation's P/E ratio?

Accepted Answer

Auburn National Bancorporation (AUBN) P/E ratio is 11.8× as of July 22, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month earnings (net income), using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/E ratio calculated?

Accepted Answer

P/E = Share Price ÷ Trailing Twelve-Month (TTM) Diluted EPS, or equivalently Market Capitalisation ÷ TTM Net Income. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/E ratio?

Accepted Answer

The price-to-earnings (P/E) ratio, also called the earnings multiple, measures how much investors pay per dollar of a company's trailing twelve-month (TTM) earnings. It is calculated as share price ÷ TTM diluted EPS (equivalent to market capitalisation ÷ TTM net income). A higher P/E implies the market is pricing in stronger future earnings growth or lower risk; a lower P/E can signal slower expected growth, higher risk, or potential undervaluation.

Question 4

What is a good P/E ratio for Auburn National Bancorporation?

Accepted Answer

There is no universal "good" P/E. As a rule of thumb, the S&P 500 has historically averaged a P/E in the mid-to-high teens; mature, slow-growth businesses commonly trade in the 10–18× range, while high-growth or asset-light companies often trade at 25–50×+. What matters is the comparison to sector peers and to the company's own historical range. For Auburn National Bancorporation specifically, the relevant sector benchmark is the current sector median of 13.1×.

Question 5

Is Auburn National Bancorporation's P/E ratio high or low?

Accepted Answer

Auburn National Bancorporation's P/E ratio of 11.8× is below its own 5-year average of 25.9× and below the sector median of 13.1×. That places the current reading at the 44th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is Auburn National Bancorporation's historical P/E ratio range?

Accepted Answer

In the available daily series, Auburn National Bancorporation (AUBN) P/E ratio has ranged from a low of 6.4× in 2023 to a high of 139.9× in 2024. The 5-year average is 25.9× and the 5-year median is 13.1×.

Question 7

What was Auburn National Bancorporation's P/E ratio in 2025?

Accepted Answer

Auburn National Bancorporation (AUBN) P/E ratio at the end of 2025 was 13.0×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month earnings figure available at that date.

Question 8

Why does Auburn National Bancorporation's P/E ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (earnings). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$94.2M	$7.26M	13.0×	+0.1×	Dec 31, 2025
2024	$82.1M	$6.4M	12.8×	-40.5×	Dec 31, 2024
2023	$74.4M	$1.4M	53.3×	+45.5×	Dec 31, 2023
2022	$80.6M	$10.3M	7.8×	-6.4×	Dec 31, 2022
2021	$114M	$8.04M	14.2×	-5.8×	Dec 31, 2021
2020	$149M	$7.45M	19.9×	+0.5×	Dec 31, 2020
2019	$189M	$9.74M	19.4×	+6.3×	Dec 31, 2019
2018	$115M	$8.83M	13.1×	-5.0×	Dec 31, 2018
2017	$142M	$7.85M	18.1×	+4.1×	Dec 31, 2017
2016	$114M	$8.15M	14.0×	+0.3×	Dec 31, 2016
2015	$108M	$7.86M	13.7×	+2.2×	Dec 31, 2015
2014	$86.1M	$7.45M	11.6×	-1.2×	Dec 31, 2014
2013	$91.1M	$7.12M	12.8×	+1.6×	Dec 31, 2013
2012	$76M	$6.76M	11.2×	-1.0×	Dec 31, 2012
2011	$67.5M	$5.54M	12.2×	-1.5×	Dec 31, 2011
2010	$73.1M	$5.35M	13.7×	-16.2×	Dec 31, 2010
2009	$71.7M	$2.4M	29.8×	+18.8×	Dec 31, 2009
2008	$73.3M	$6.64M	11.0×	-0.6×	Dec 31, 2008
2007	$80.8M	$6.92M	11.7×	-4.9×	Dec 31, 2007
2006	$109M	$6.59M	16.6×	+3.5×	Dec 31, 2006
2005	$84.8M	$6.47M	13.1×	+0.9×	Dec 31, 2005
2004	$79.5M	$6.51M	12.2×	-1.9×	Dec 31, 2004
2003	$76.5M	$5.42M	14.1×	+3.8×	Dec 31, 2003
2002	$52.2M	$5.05M	10.3×	—	Dec 31, 2002


Arrow Financial (AROW)	10.8×
Ameriprise Financial (AMP)	10.6×
1st Source (SRCE)	10.5×
Truist Financial (TFC)	10.4×
Eagle Financial Services (EFSI)	10.0×
Prudential Financial (PRU)	9.8×
UMB Financial (UMBF)	9.7×
T. Rowe Price (TROW)	9.6×
Old Republic International (ORI)	9.5×
First Financial (THFF)	9.3×
Globe Life (GL-PD)	9.3×
Hartford Insurance Group (HIG)	9.3×
Assured Guaranty (AGO)	8.9×
Cincinnati Financial (CINF)	8.8×
Federal Agricultural Mortgage (AGM)	8.8×
Travelers Companies (TRV)	8.4×
PayPal (PYPL)	8.2×
PSB Holdings (PSBQ)	7.5×
Arch Capital Group (ACGL)	7.1×
AXIS Capital Holdings (AXS)	7.0×
Tompkins Financial (TMP)	6.7×
Everest Group (EG)	6.5×
Mercury General (MCY)	5.8×
Allstate (ALL)	4.4×
Atlantic Union Bankshares (AUB)	0.0×

P/E Ratio for Auburn National Bancorporation (AUBN) 2002-2026

P/E Ratio daily chart for Auburn National Bancorporation (AUBN)

Historical P/E Ratio for Auburn National Bancorporation (AUBN) from 2002 to 2025

About P/E Ratio at Auburn National Bancorporation (AUBN)

Auburn National Bancorporation P/E Ratio by Year

Auburn National Bancorporation P/E Ratio 2025: 13.0×

Auburn National Bancorporation P/E Ratio 2024: 12.8×

Auburn National Bancorporation P/E Ratio 2023: 53.3×

Auburn National Bancorporation P/E Ratio 2022: 7.8×

Auburn National Bancorporation P/E Ratio 2021: 14.2×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

Auburn National Bancorporation (AUBN) Key Financials