Question 1

What is Tompkins Financial's P/E ratio?

Accepted Answer

Tompkins Financial (TMP) P/E ratio is 7.5× as of June 5, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month earnings (net income), using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/E ratio calculated?

Accepted Answer

P/E = Share Price ÷ Trailing Twelve-Month (TTM) Diluted EPS, or equivalently Market Capitalisation ÷ TTM Net Income. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/E ratio?

Accepted Answer

The price-to-earnings (P/E) ratio, also called the earnings multiple, measures how much investors pay per dollar of a company's trailing twelve-month (TTM) earnings. It is calculated as share price ÷ TTM diluted EPS (equivalent to market capitalisation ÷ TTM net income). A higher P/E implies the market is pricing in stronger future earnings growth or lower risk; a lower P/E can signal slower expected growth, higher risk, or potential undervaluation.

Question 4

What is a good P/E ratio for Tompkins Financial?

Accepted Answer

There is no universal "good" P/E. As a rule of thumb, the S&P 500 has historically averaged a P/E in the mid-to-high teens; mature, slow-growth businesses commonly trade in the 10–18× range, while high-growth or asset-light companies often trade at 25–50×+. What matters is the comparison to sector peers and to the company's own historical range. For Tompkins Financial specifically, the relevant sector benchmark is the current sector median of 12.8×.

Question 5

Is Tompkins Financial's P/E ratio high or low?

Accepted Answer

Tompkins Financial's P/E ratio of 7.5× is below its own 5-year average of 23.6× and below the sector median of 12.8×. That places the current reading at the 5th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is Tompkins Financial's historical P/E ratio range?

Accepted Answer

In the available daily series, Tompkins Financial (TMP) P/E ratio has ranged from a low of 6.6× in 2026 to a high of 130.2× in 2024. The 5-year average is 23.6× and the 5-year median is 12.3×.

Question 7

What was Tompkins Financial's P/E ratio in 2025?

Accepted Answer

Tompkins Financial (TMP) P/E ratio at the end of 2025 was 6.4×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month earnings figure available at that date.

Question 8

Why does Tompkins Financial's P/E ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (earnings). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$1.03B	$161.07M	6.4×	-7.2×	Dec 31, 2025
2024	$965.24M	$70.85M	13.6×	-76.3×	Dec 31, 2024
2023	$854.93M	$9.51M	89.9×	+76.9×	Dec 31, 2023
2022	$1.11B	$85.03M	13.1×	-0.5×	Dec 31, 2022
2021	$1.21B	$89.26M	13.5×	+0.1×	Dec 31, 2021
2020	$1.04B	$77.59M	13.4×	-3.1×	Dec 31, 2020
2019	$1.35B	$81.72M	16.5×	+2.8×	Dec 31, 2019
2018	$1.13B	$82.31M	13.7×	-9.5×	Dec 31, 2018
2017	$1.22B	$52.49M	23.2×	-0.2×	Dec 31, 2017
2016	$1.41B	$59.95M	23.4×	+9.0×	Dec 31, 2016
2015	$841.07M	$58.42M	14.4×	-1.5×	Dec 31, 2015
2014	$825.54M	$52.04M	15.9×	+0.9×	Dec 31, 2014
2013	$758.85M	$50.86M	14.9×	-3.3×	Dec 31, 2013
2012	$570.63M	$31.29M	18.2×	+6.2×	Dec 31, 2012
2011	$427.58M	$35.42M	12.1×	-0.6×	Dec 31, 2011
2010	$427.05M	$33.83M	12.6×	+0.2×	Dec 31, 2010
2009	$395.40M	$31.83M	12.4×	-6.4×	Dec 31, 2009
2008	$562.18M	$29.83M	18.8×	+4.7×	Dec 31, 2008
2007	$373.45M	$26.37M	14.2×	-1.9×	Dec 31, 2007
2006	$445.35M	$27.77M	16.0×	-0.1×	Dec 31, 2006
2005	$447.73M	$27.68M	16.2×	-2.4×	Dec 31, 2005
2004	$476.47M	$25.61M	18.6×	+1.4×	Dec 31, 2004
2003	$415.26M	$24.20M	17.2×	+1.4×	Dec 31, 2003
2002	$361.34M	$22.91M	15.8×	-1.0×	Dec 31, 2002
2001	$329.21M	$19.63M	16.8×	—	Dec 31, 2001


Prudential Financial (PRU)	9.8×
Globe Life (GL-PD)	9.7×
UMB Financial (UMBF)	9.7×
T. Rowe Price (TROW)	9.6×
Everest Re Group (RE)	9.6×
Old Republic International (ORI)	9.5×
First Financial (THFF)	9.3×
Globe Life (GL)	9.3×
The Hartford (HIG)	9.3×
Assured Guaranty (AGO)	8.9×
Cincinnati Financial (CINF)	8.8×
Federal Agricultural Mortgage (AGM)	8.8×
Ally Financial (ALLY)	8.7×
Travelers Companies (TRV)	8.3×
PayPal (PYPL)	8.2×
Farmers & Merchants Bancorp (FMCB)	8.0×
Chesapeake Financial Shares (CPKF)	7.6×
PSB Holdings (PSBQ)	7.5×
Arch Capital Group (ACGL)	7.1×
AXIS Capital Holdings (AXS)	7.0×
Everest Re Group (EG)	6.5×
Synchrony Financial (SYF)	6.5×
Mercury General (MCY)	5.8×
RenaissanceRe Holdings (RNR)	4.5×
Allstate (ALL)	4.4×

P/E Ratio for Tompkins Financial (TMP)

P/E Ratio daily chart for Tompkins Financial (TMP)

Historical P/E Ratio for Tompkins Financial (TMP) from 2001 to 2025

About P/E Ratio at Tompkins Financial (TMP)

Tompkins Financial P/E Ratio by Year

Tompkins Financial P/E Ratio 2025: 6.4×

Tompkins Financial P/E Ratio 2024: 13.6×

Tompkins Financial P/E Ratio 2023: 89.9×

Tompkins Financial P/E Ratio 2022: 13.1×

Tompkins Financial P/E Ratio 2021: 13.5×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

Tompkins Financial (TMP) Key Financials

P/E Ratio daily chart for Tompkins Financial (TMP)

Historical P/E Ratio for Tompkins Financial (TMP) from 2001 to 2025

About P/E Ratio at Tompkins Financial (TMP)

Tompkins Financial P/E Ratio by Year

Tompkins Financial P/E Ratio 2025: 6.4×

Tompkins Financial P/E Ratio 2024: 13.6×

Tompkins Financial P/E Ratio 2023: 89.9×

Tompkins Financial P/E Ratio 2022: 13.1×

Tompkins Financial P/E Ratio 2021: 13.5×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

+What is Tompkins Financial's P/E ratio?

+How is the P/E ratio calculated?

+What is the P/E ratio?

+What is a good P/E ratio for Tompkins Financial?

+Is Tompkins Financial's P/E ratio high or low?

+What is Tompkins Financial's historical P/E ratio range?

+What was Tompkins Financial's P/E ratio in 2025?

+Why does Tompkins Financial's P/E ratio change over time?

Tompkins Financial (TMP) Key Financials