Question 1

What is Cincinnati Financial's P/E ratio?

Accepted Answer

Cincinnati Financial (CINF) P/E ratio is 9.4× as of June 5, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month earnings (net income), using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/E ratio calculated?

Accepted Answer

P/E = Share Price ÷ Trailing Twelve-Month (TTM) Diluted EPS, or equivalently Market Capitalisation ÷ TTM Net Income. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/E ratio?

Accepted Answer

The price-to-earnings (P/E) ratio, also called the earnings multiple, measures how much investors pay per dollar of a company's trailing twelve-month (TTM) earnings. It is calculated as share price ÷ TTM diluted EPS (equivalent to market capitalisation ÷ TTM net income). A higher P/E implies the market is pricing in stronger future earnings growth or lower risk; a lower P/E can signal slower expected growth, higher risk, or potential undervaluation.

Question 4

What is a good P/E ratio for Cincinnati Financial?

Accepted Answer

There is no universal "good" P/E. As a rule of thumb, the S&P 500 has historically averaged a P/E in the mid-to-high teens; mature, slow-growth businesses commonly trade in the 10–18× range, while high-growth or asset-light companies often trade at 25–50×+. What matters is the comparison to sector peers and to the company's own historical range. For Cincinnati Financial specifically, the relevant sector benchmark is the current sector median of 12.8×.

Question 5

Is Cincinnati Financial's P/E ratio high or low?

Accepted Answer

Cincinnati Financial's P/E ratio of 9.4× is below its own 5-year average of 255.2× and below the sector median of 12.8×. That places the current reading at the 40th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is Cincinnati Financial's historical P/E ratio range?

Accepted Answer

In the available daily series, Cincinnati Financial (CINF) P/E ratio has ranged from a low of 5.4× in 2021 to a high of 4217.7× in 2023. The 5-year average is 255.2× and the 5-year median is 9.7×.

Question 7

What was Cincinnati Financial's P/E ratio in 2025?

Accepted Answer

Cincinnati Financial (CINF) P/E ratio at the end of 2025 was 10.8×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month earnings figure available at that date.

Question 8

Why does Cincinnati Financial's P/E ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (earnings). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$25.76B	$2.39B	10.8×	+1.0×	Dec 31, 2025
2024	$22.45B	$2.29B	9.8×	+0.9×	Dec 31, 2024
2023	$16.32B	$1.84B	8.9×	—	Dec 31, 2023
2022	$16.17B	−$487.00M	—	—	Dec 31, 2022
2021	$18.51B	$2.95B	6.3×	-5.4×	Dec 31, 2021
2020	$14.16B	$1.22B	11.6×	+3.0×	Dec 31, 2020
2019	$17.34B	$2.00B	8.7×	-35.2×	Dec 31, 2019
2018	$12.59B	$287.00M	43.9×	+32.0×	Dec 31, 2018
2017	$12.41B	$1.04B	11.9×	-9.5×	Dec 31, 2017
2016	$12.61B	$591.00M	21.3×	+5.9×	Dec 31, 2016
2015	$9.80B	$634.00M	15.5×	-0.9×	Dec 31, 2015
2014	$8.57B	$525.00M	16.3×	-0.5×	Dec 31, 2014
2013	$8.68B	$517.00M	16.8×	+1.5×	Dec 31, 2013
2012	$6.43B	$421.00M	15.3×	-14.9×	Dec 31, 2012
2011	$4.96B	$164.00M	30.2×	+16.7×	Dec 31, 2011
2010	$5.11B	$377.00M	13.6×	+3.7×	Dec 31, 2010
2009	$4.25B	$432.00M	9.8×	-1.1×	Dec 31, 2009
2008	$4.68B	$429.00M	10.9×	+2.9×	Dec 31, 2008
2007	$6.82B	$855.00M	8.0×	-0.2×	Dec 31, 2007
2006	$7.57B	$929.00M	8.1×	-4.8×	Dec 31, 2006
2005	$7.80B	$602.00M	13.0×	+0.3×	Dec 31, 2005
2004	$7.38B	$583.00M	12.7×	-5.2×	Dec 31, 2004
2003	$6.68B	$374.00M	17.9×	-7.7×	Dec 31, 2003
2002	$6.08B	$238.00M	25.6×	-5.8×	Dec 31, 2002
2001	$6.08B	$193.68M	31.4×	—	Dec 31, 2001


Prudential Financial (PRU)	9.8×
Globe Life (GL-PD)	9.7×
UMB Financial (UMBF)	9.7×
T. Rowe Price (TROW)	9.6×
Everest Re Group (RE)	9.6×
Old Republic International (ORI)	9.5×
First Financial (THFF)	9.3×
Globe Life (GL)	9.3×
The Hartford (HIG)	9.3×
Assured Guaranty (AGO)	8.9×
Federal Agricultural Mortgage (AGM)	8.8×
Ally Financial (ALLY)	8.7×
Travelers Companies (TRV)	8.3×
PayPal (PYPL)	8.2×
Farmers & Merchants Bancorp (FMCB)	8.0×
Chesapeake Financial Shares (CPKF)	7.6×
PSB Holdings (PSBQ)	7.5×
Arch Capital Group (ACGL)	7.1×
AXIS Capital Holdings (AXS)	7.0×
Tompkins Financial (TMP)	6.7×
Everest Re Group (EG)	6.5×
Synchrony Financial (SYF)	6.5×
Mercury General (MCY)	5.8×
RenaissanceRe Holdings (RNR)	4.5×
Allstate (ALL)	4.4×

P/E Ratio for Cincinnati Financial (CINF)

P/E Ratio daily chart for Cincinnati Financial (CINF)

Historical P/E Ratio for Cincinnati Financial (CINF) from 2001 to 2025

About P/E Ratio at Cincinnati Financial (CINF)

Cincinnati Financial P/E Ratio by Year

Cincinnati Financial P/E Ratio 2025: 10.8×

Cincinnati Financial P/E Ratio 2024: 9.8×

Cincinnati Financial P/E Ratio 2023: 8.9×

Cincinnati Financial P/E Ratio 2021: 6.3×

Cincinnati Financial P/E Ratio 2020: 11.6×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

Cincinnati Financial (CINF) Key Financials

P/E Ratio daily chart for Cincinnati Financial (CINF)

Historical P/E Ratio for Cincinnati Financial (CINF) from 2001 to 2025

About P/E Ratio at Cincinnati Financial (CINF)

Cincinnati Financial P/E Ratio by Year

Cincinnati Financial P/E Ratio 2025: 10.8×

Cincinnati Financial P/E Ratio 2024: 9.8×

Cincinnati Financial P/E Ratio 2023: 8.9×

Cincinnati Financial P/E Ratio 2021: 6.3×

Cincinnati Financial P/E Ratio 2020: 11.6×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

+What is Cincinnati Financial's P/E ratio?

+How is the P/E ratio calculated?

+What is the P/E ratio?

+What is a good P/E ratio for Cincinnati Financial?

+Is Cincinnati Financial's P/E ratio high or low?

+What is Cincinnati Financial's historical P/E ratio range?

+What was Cincinnati Financial's P/E ratio in 2025?

+Why does Cincinnati Financial's P/E ratio change over time?

Cincinnati Financial (CINF) Key Financials