Question 1

What is The Hartford's P/E ratio?

Accepted Answer

The Hartford (HIG) P/E ratio is 9.2× as of June 5, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month earnings (net income), using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/E ratio calculated?

Accepted Answer

P/E = Share Price ÷ Trailing Twelve-Month (TTM) Diluted EPS, or equivalently Market Capitalisation ÷ TTM Net Income. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/E ratio?

Accepted Answer

The price-to-earnings (P/E) ratio, also called the earnings multiple, measures how much investors pay per dollar of a company's trailing twelve-month (TTM) earnings. It is calculated as share price ÷ TTM diluted EPS (equivalent to market capitalisation ÷ TTM net income). A higher P/E implies the market is pricing in stronger future earnings growth or lower risk; a lower P/E can signal slower expected growth, higher risk, or potential undervaluation.

Question 4

What is a good P/E ratio for The Hartford?

Accepted Answer

There is no universal "good" P/E. As a rule of thumb, the S&P 500 has historically averaged a P/E in the mid-to-high teens; mature, slow-growth businesses commonly trade in the 10–18× range, while high-growth or asset-light companies often trade at 25–50×+. What matters is the comparison to sector peers and to the company's own historical range. For The Hartford specifically, the relevant sector benchmark is the current sector median of 12.8×.

Question 5

Is The Hartford's P/E ratio high or low?

Accepted Answer

The Hartford's P/E ratio of 9.2× is below its own 5-year average of 10.6× and below the sector median of 12.8×. That places the current reading at the 4th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is The Hartford's historical P/E ratio range?

Accepted Answer

In the available daily series, The Hartford (HIG) P/E ratio has ranged from a low of 5.9× in 2011 to a high of 92.9× in 2013. The 5-year average is 10.6× and the 5-year median is 10.3×.

Question 7

What was The Hartford's P/E ratio in 2025?

Accepted Answer

The Hartford (HIG) P/E ratio at the end of 2025 was 10.0×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month earnings figure available at that date.

Question 8

Why does The Hartford's P/E ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (earnings). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$38.35B	$3.84B	10.0×	-0.3×	Dec 31, 2025
2024	$32.01B	$3.11B	10.3×	+0.6×	Dec 31, 2024
2023	$24.14B	$2.50B	9.6×	-3.5×	Dec 31, 2023
2022	$23.89B	$1.82B	13.2×	+3.4×	Dec 31, 2022
2021	$23.12B	$2.37B	9.8×	-0.3×	Dec 31, 2021
2020	$17.55B	$1.74B	10.1×	-0.4×	Dec 31, 2020
2019	$21.91B	$2.08B	10.5×	+1.7×	Dec 31, 2019
2018	$15.96B	$1.81B	8.8×	—	Dec 31, 2018
2017	$20.09B	−$3.13B	—	—	Dec 31, 2017
2016	$17.70B	$896.00M	19.8×	+9.2×	Dec 31, 2016
2015	$17.68B	$1.68B	10.5×	-11.9×	Dec 31, 2015
2014	$17.91B	$798.00M	22.4×	-70.4×	Dec 31, 2014
2013	$16.34B	$176.00M	92.9×	—	Dec 31, 2013
2012	$9.79B	−$426.00M	—	—	Dec 31, 2012
2011	$7.16B	$721.00M	9.9×	+2.9×	Dec 31, 2011
2010	$11.77B	$1.68B	7.0×	—	Dec 31, 2010
2009	$8.91B	−$887.00M	—	—	Dec 31, 2009
2008	$5.27B	−$2.75B	—	—	Dec 31, 2008
2007	$27.32B	$2.95B	9.3×	-1.5×	Dec 31, 2007
2006	$29.60B	$2.75B	10.8×	-0.6×	Dec 31, 2006
2005	$25.83B	$2.27B	11.4×	+1.7×	Dec 31, 2005
2004	$20.36B	$2.12B	9.6×	—	Dec 31, 2004
2003	$16.70B	−$91.00M	—	—	Dec 31, 2003
2002	$11.60B	$1.00B	11.6×	-18.8×	Dec 31, 2002
2001	$15.41B	$507.00M	30.4×	—	Dec 31, 2001


Prudential Financial (PRU)	9.8×
Globe Life (GL-PD)	9.7×
UMB Financial (UMBF)	9.7×
T. Rowe Price (TROW)	9.6×
Everest Re Group (RE)	9.6×
Old Republic International (ORI)	9.5×
First Financial (THFF)	9.3×
Globe Life (GL)	9.3×
Assured Guaranty (AGO)	8.9×
Cincinnati Financial (CINF)	8.8×
Federal Agricultural Mortgage (AGM)	8.8×
Ally Financial (ALLY)	8.7×
Travelers Companies (TRV)	8.3×
PayPal (PYPL)	8.2×
Farmers & Merchants Bancorp (FMCB)	8.0×
Chesapeake Financial Shares (CPKF)	7.6×
PSB Holdings (PSBQ)	7.5×
Arch Capital Group (ACGL)	7.1×
AXIS Capital Holdings (AXS)	7.0×
Tompkins Financial (TMP)	6.7×
Everest Re Group (EG)	6.5×
Synchrony Financial (SYF)	6.5×
Mercury General (MCY)	5.8×
RenaissanceRe Holdings (RNR)	4.5×
Allstate (ALL)	4.4×

P/E Ratio for The Hartford (HIG)

P/E Ratio daily chart for The Hartford (HIG)

Historical P/E Ratio for The Hartford (HIG) from 2001 to 2025

About P/E Ratio at The Hartford (HIG)

The Hartford P/E Ratio by Year

The Hartford P/E Ratio 2025: 10.0×

The Hartford P/E Ratio 2024: 10.3×

The Hartford P/E Ratio 2023: 9.6×

The Hartford P/E Ratio 2022: 13.2×

The Hartford P/E Ratio 2021: 9.8×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

The Hartford (HIG) Key Financials

P/E Ratio daily chart for The Hartford (HIG)

Historical P/E Ratio for The Hartford (HIG) from 2001 to 2025

About P/E Ratio at The Hartford (HIG)

The Hartford P/E Ratio by Year

The Hartford P/E Ratio 2025: 10.0×

The Hartford P/E Ratio 2024: 10.3×

The Hartford P/E Ratio 2023: 9.6×

The Hartford P/E Ratio 2022: 13.2×

The Hartford P/E Ratio 2021: 9.8×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

+What is The Hartford's P/E ratio?

+How is the P/E ratio calculated?

+What is the P/E ratio?

+What is a good P/E ratio for The Hartford?

+Is The Hartford's P/E ratio high or low?

+What is The Hartford's historical P/E ratio range?

+What was The Hartford's P/E ratio in 2025?

+Why does The Hartford's P/E ratio change over time?

The Hartford (HIG) Key Financials