Fair value (multi-method)
Four independent methods triangulate what BAC is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$139.95
Method range
$34.67 – $139.95
median $58.71
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $139.95 | +127.11% |
| Exit multiple | $51.61 | -16.25% |
| Analyst target | $65.82 | +6.82% |
| Graham number | $34.67 | -43.73% |
- Forward DCF$139.95
- Exit multiple$51.61
- Analyst target$65.82
- Graham number$34.67
Stock price
$61.62
EPS (TTM)
$4.34
5Y EPS CAGR
15.4%
Fair value @ hist. growth
$139.95
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied EPS growth
4.0%
per year over your projection horizon
Margin of safety 56.0% vs hist-growth DCF
Historical 5Y CAGR
15.4%
Your model implies
4.0%
Next-year analyst consensus
6.4%
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 8.5% | 1.3% | 0.8% | 0.2% | -0.5% | -1.2% |
| 9.5% | 3.1% | 2.7% | 2.2% | 1.6% | 1.0% |
| 10.5% | 4.9% | 4.5% | 4.0% | 3.5% | 3.0% |
| 11.5% | 6.5% | 6.1% | 5.8% | 5.3% | 4.9% |
| 12.5% | 8.1% | 7.8% | 7.4% | 7.0% | 6.6% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
1.31
Fair vs growth
Net debt
$134B
Total debt − cash
Beta
1.18
Vs market benchmark
Annual diluted EPS
Per-share earnings by fiscal year — last 5 years anchor the CAGR reference above.
Frequently asked questions
Bank of America (BAC) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks6.83% TTM
- Dividend Profile1.82% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History3 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.