Free Cash Flow for Bank of America (BAC)
Free Cash Flow for Bank of America (BAC): headline value $12.61B · YoY -243.2%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
Currently viewingFree Cash FlowSwitch metric
Latest period
$12.61B
YoY change
-243.2%
5Y CAGR
-19.8%
Peak year (2009)
$127.49B
Latest annual
$12.61B
Free Cash Flow history chart for Bank of America (BAC) from 1992 to 2025
Free Cash Flow history table for Bank of America (BAC) from 1992 to 2025
| Fiscal year | Period ended | Reported | Free Cash Flow | YoY |
|---|---|---|---|---|
| 2025 | $12.61B | -243.2% | ||
| 2024 | -$8.80B | -119.6% | ||
| 2023 | $44.98B | -811.0% | ||
| 2022 | -$6.33B | -12.0% | ||
| 2021 | -$7.19B | -118.9% | ||
| 2020 | $37.99B | -38.5% | ||
| 2019 | $61.78B | +56.3% | ||
| 2018 | $39.52B | +300.6% | ||
| 2017 | $9.86B | -42.9% | ||
| 2016 | $17.28B | -39.2% | ||
| 2015 | $28.40B | -7.8% | ||
| 2014 | $30.80B | -66.6% | ||
| 2013 | $92.30B | -674.8% | ||
| 2012 | -$16.06B | -125.4% | ||
| 2011 | $63.18B | -22.6% | ||
| 2010 | $81.61B | -36.0% | ||
| 2009 | $127.49B | +6485.3% | ||
| 2008 | $1.94B | -78.2% | ||
| 2007 | $8.89B | -35.4% | ||
| 2006 | $13.76B | -202.3% | ||
| 2005 | -$13.45B | +206.8% | ||
| 2004 | -$4.38B | -118.2% | ||
| 2003 | $24.10B | -286.2% | ||
| 2002 | -$12.95B | -5.2% | ||
| 2001 | -$13.66B | -395.5% | ||
| 2000 | $4.62B | -60.1% | ||
| 1999 | $11.60B | -11.3% | ||
| 1998 | $13.08B | +2335.8% | ||
| 1997 | $537.00M | -80.1% | ||
| 1996 | $2.70B | -151.5% | ||
| 1995 | -$5.24B | -159.6% | ||
| 1994 | $8.79B | -446.9% | ||
| 1993 | -$2.53B | -133.7% | ||
| 1992 | $7.51B | — |
Free Cash Flow values are taken from Bank of America's reported cash flow statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
The 2025 reading of Bank of America (BAC) free cash flow is $12.61B – plunged 243.2% year-over-year.
Bank of America free cash flow has contracted on net over the period, with a -19.8% compound annual growth rate over 2020–2025 (5 years).
Bank of America free cash flow peaked at $127.49B in 2009; the latest annual figure is $12.61B in 2025 (90.1% below peak).
Across the available history, free cash flow reached its high of $127.49B in 2009 and its low of -$16.06B in 2012.
Among 8 Financial Services peers, Bank of America (BAC) ranks 7th; the peer median for free cash flow is $21.93B.
Bank of America Free Cash Flow by Year
Bank of America Free Cash Flow 2025: $12.61B
Bank of America free cash flow in 2025 was $12.61B, plunged 243.2% below 2024.
Bank of America Free Cash Flow 2024: -$8.80B
Bank of America free cash flow in 2024 was -$8.80B, plunged 119.6% below 2023.
Bank of America Free Cash Flow 2023: $44.98B
Bank of America free cash flow in 2023 was $44.98B, plunged 811.0% below 2022.
Bank of America Free Cash Flow 2022: -$6.33B
Bank of America free cash flow in 2022 was -$6.33B, declined 12.0% below 2021.
Bank of America Free Cash Flow 2021: -$7.19B
Bank of America free cash flow in 2021 was -$7.19B.
See more financial history for Bank of America (BAC).
Sector peers — Free Cash Flow
Companies in the same sector as Bank of America, ranked by their latest free cash flow.
| Company | Free Cash Flow | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $100.87B | Financial Services |
| Morgan Stanley (MS) | $46.10B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $25.04B | Financial Services |
| Citigroup Inc. (C) | $22.28B | Financial Services |
| Visa Inc. (V) | $21.58B | Financial Services |
| Mastercard Incorporated (MA) | $16.91B | Financial Services |
| Wells Fargo & Company (WFC) | -$19.00B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | -$47.22B | Financial Services |
Frequently asked questions
What is Bank of America's free cash flow?
Latest reported free cash flow for Bank of America (BAC) is $12.61B (period ending December 31, 2025).
How has Bank of America free cash flow changed year-over-year?
Bank of America (BAC) free cash flow changed -243.2% year-over-year on the latest annual filing.
What is the long-term growth rate of Bank of America free cash flow?
Bank of America (BAC) free cash flow compound annual growth rate is -19.8% over the most recent 5 years available.
When did Bank of America free cash flow hit its highest annual value?
Bank of America free cash flow reached its highest annual value of $127.49B in 2009.
What was Bank of America free cash flow in 2024?
Bank of America (BAC) free cash flow in 2024 was -$8.80B.
What was Bank of America free cash flow in 2025?
Bank of America (BAC) free cash flow in 2025 was $12.61B.
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