Fair value (multi-method)
Four independent methods triangulate what C is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$163.37
Method range
$95.40 – $163.37
median $122.36
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $163.37 | +23.33% |
| Exit multiple | $104.21 | -21.33% |
| Analyst target | $140.50 | +6.06% |
| Graham number | $95.40 | -27.98% |
- Forward DCF$163.37
- Exit multiple$104.21
- Analyst target$140.50
- Graham number$95.40
Stock price
$132.47
EPS (TTM)
$8.07
5Y EPS CAGR
8.1%
Fair value @ hist. growth
$163.37
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied EPS growth
5.3%
per year over your projection horizon
Margin of safety 18.9% vs hist-growth DCF
Historical 5Y CAGR
8.1%
Your model implies
5.3%
Next-year analyst consensus
34.7%
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 8.1% | 2.4% | 1.8% | 1.2% | 0.4% | -0.4% |
| 9.1% | 4.4% | 3.9% | 3.3% | 2.7% | 2.0% |
| 10.1% | 6.2% | 5.7% | 5.3% | 4.7% | 4.2% |
| 11.1% | 7.9% | 7.5% | 7.1% | 6.6% | 6.1% |
| 12.1% | 9.6% | 9.2% | 8.8% | 8.4% | 8.0% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
0.05
Low vs growth
Net debt
$366.2B
Total debt − cash
Beta
1.11
Vs market benchmark
Annual diluted EPS
Per-share earnings by fiscal year — last 5 years anchor the CAGR reference above.
Frequently asked questions
Citigroup (C) Key Financials
Charts, filings, and peer comparison for every metric
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