Question 1

What is Citigroup's P/E ratio?

Accepted Answer

Citigroup (C) P/E ratio is 14.7× as of June 5, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month earnings (net income), using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/E ratio calculated?

Accepted Answer

P/E = Share Price ÷ Trailing Twelve-Month (TTM) Diluted EPS, or equivalently Market Capitalisation ÷ TTM Net Income. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/E ratio?

Accepted Answer

The price-to-earnings (P/E) ratio, also called the earnings multiple, measures how much investors pay per dollar of a company's trailing twelve-month (TTM) earnings. It is calculated as share price ÷ TTM diluted EPS (equivalent to market capitalisation ÷ TTM net income). A higher P/E implies the market is pricing in stronger future earnings growth or lower risk; a lower P/E can signal slower expected growth, higher risk, or potential undervaluation.

Question 4

What is a good P/E ratio for Citigroup?

Accepted Answer

There is no universal "good" P/E. As a rule of thumb, the S&P 500 has historically averaged a P/E in the mid-to-high teens; mature, slow-growth businesses commonly trade in the 10–18× range, while high-growth or asset-light companies often trade at 25–50×+. What matters is the comparison to sector peers and to the company's own historical range. For Citigroup specifically, the relevant sector benchmark is the current sector median of 12.8×.

Question 5

Is Citigroup's P/E ratio high or low?

Accepted Answer

Citigroup's P/E ratio of 14.7× is above its own 5-year average of 9.3× and above the sector median of 12.8×. That places the current reading at the 84th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is Citigroup's historical P/E ratio range?

Accepted Answer

In the available daily series, Citigroup (C) P/E ratio has ranged from a low of 4.4× in 2022 to a high of 93.7× in 2010. The 5-year average is 9.3× and the 5-year median is 8.4×.

Question 7

What was Citigroup's P/E ratio in 2025?

Accepted Answer

Citigroup (C) P/E ratio at the end of 2025 was 14.9×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month earnings figure available at that date.

Question 8

Why does Citigroup's P/E ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (earnings). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$212.41B	$14.27B	14.9×	+4.4×	Dec 31, 2025
2024	$132.87B	$12.68B	10.5×	-0.2×	Dec 31, 2024
2023	$98.23B	$9.23B	10.6×	+4.7×	Dec 31, 2023
2022	$87.61B	$14.85B	5.9×	+0.4×	Dec 31, 2022
2021	$119.83B	$21.95B	5.5×	-6.5×	Dec 31, 2021
2020	$128.37B	$10.72B	12.0×	+3.1×	Dec 31, 2020
2019	$171.72B	$19.40B	8.9×	+1.9×	Dec 31, 2019
2018	$125.00B	$18.05B	6.9×	—	Dec 31, 2018
2017	$193.89B	−$6.80B	—	—	Dec 31, 2017
2016	$167.22B	$14.91B	11.2×	+2.3×	Dec 31, 2016
2015	$153.61B	$17.24B	8.9×	-13.5×	Dec 31, 2015
2014	$163.72B	$7.32B	22.4×	+10.8×	Dec 31, 2014
2013	$157.79B	$13.67B	11.5×	-3.9×	Dec 31, 2013
2012	$116.41B	$7.54B	15.4×	+8.5×	Dec 31, 2012
2011	$76.70B	$11.07B	6.9×	-6.0×	Dec 31, 2011
2010	$136.85B	$10.60B	12.9×	—	Dec 31, 2010
2009	$77.40B	−$1.61B	—	—	Dec 31, 2009
2008	$35.88B	−$27.68B	—	—	Dec 31, 2008
2007	$145.20B	$3.62B	40.1×	+27.6×	Dec 31, 2007
2006	$270.37B	$21.54B	12.6×	+2.8×	Dec 31, 2006
2005	$238.80B	$24.59B	9.7×	-4.8×	Dec 31, 2005
2004	$246.70B	$17.05B	14.5×	+0.6×	Dec 31, 2004
2003	$247.34B	$17.85B	13.9×	+2.2×	Dec 31, 2003
2002	$178.35B	$15.28B	11.7×	-5.8×	Dec 31, 2002
2001	$247.17B	$14.13B	17.5×	—	Dec 31, 2001


Globe Life (GL-PD)	9.7×
UMB Financial (UMBF)	9.7×
T. Rowe Price (TROW)	9.6×
Everest Re Group (RE)	9.6×
Old Republic International (ORI)	9.5×
First Financial (THFF)	9.3×
Globe Life (GL)	9.3×
The Hartford (HIG)	9.3×
Assured Guaranty (AGO)	8.9×
Cincinnati Financial (CINF)	8.8×
Federal Agricultural Mortgage (AGM)	8.8×
Ally Financial (ALLY)	8.7×
Travelers Companies (TRV)	8.3×
PayPal (PYPL)	8.2×
Farmers & Merchants Bancorp (FMCB)	8.0×
Chesapeake Financial Shares (CPKF)	7.6×
PSB Holdings (PSBQ)	7.5×
Arch Capital Group (ACGL)	7.1×
AXIS Capital Holdings (AXS)	7.0×
Tompkins Financial (TMP)	6.7×
Everest Re Group (EG)	6.5×
Synchrony Financial (SYF)	6.5×
Mercury General (MCY)	5.8×
RenaissanceRe Holdings (RNR)	4.5×
Allstate (ALL)	4.4×

P/E Ratio for Citigroup (C)

P/E Ratio daily chart for Citigroup (C)

Historical P/E Ratio for Citigroup (C) from 2001 to 2025

About P/E Ratio at Citigroup (C)

Citigroup P/E Ratio by Year

Citigroup P/E Ratio 2025: 14.9×

Citigroup P/E Ratio 2024: 10.5×

Citigroup P/E Ratio 2023: 10.6×

Citigroup P/E Ratio 2022: 5.9×

Citigroup P/E Ratio 2021: 5.5×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

Citigroup (C) Key Financials

P/E Ratio daily chart for Citigroup (C)

Historical P/E Ratio for Citigroup (C) from 2001 to 2025

About P/E Ratio at Citigroup (C)

Citigroup P/E Ratio by Year

Citigroup P/E Ratio 2025: 14.9×

Citigroup P/E Ratio 2024: 10.5×

Citigroup P/E Ratio 2023: 10.6×

Citigroup P/E Ratio 2022: 5.9×

Citigroup P/E Ratio 2021: 5.5×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

+What is Citigroup's P/E ratio?

+How is the P/E ratio calculated?

+What is the P/E ratio?

+What is a good P/E ratio for Citigroup?

+Is Citigroup's P/E ratio high or low?

+What is Citigroup's historical P/E ratio range?

+What was Citigroup's P/E ratio in 2025?

+Why does Citigroup's P/E ratio change over time?

Citigroup (C) Key Financials