CFG dividend capture — median 1d pre-ex touch, 95% /30d touch rate over 20 ex-dates. Next ex-date, event history, after-tax calculator & simulator.
How this company returns cash to shareholders — buybacks, dividends, and stock splits.
How this company returns cash to shareholders — buybacks, dividends, and stock splits.
Citizens Financial Group (CFG) has touched its pre-ex close within 30 trading days in 95% of the last 20 ex-dividend events, with a median time-to-touch of 1 trading day (limit-order recovery basis). The dividend is below the typical daily price swing (signal-to-noise 0.34), meaning ordinary day-to-day noise can easily exceed the dividend itself.
Versus its sector, CFG sits roughly in line with the Financial Services sector benchmark of 95%. The sector median time-to-touch is 1 trading day, matching the peer pace.
Historical base rates are not predictions; transaction costs, slippage, and ordinary-income tax on short holding periods can materially reduce realized profit. The next ex-dividend date is estimated at Oct 29, 2026 (±3 days), based on the historical pattern; the company has not yet declared a dividend.
Touch rate (30d)
95%
Median days-to-touch
1d
Signal-to-noise
0.34
TL;DR over the most recent 20 events.
| Metric | Value | vs sector |
|---|---|---|
| 30-day touch rate | 95% | in line with sector |
| Median days-to-touch | 1d | in line with sector |
| Signal-to-noise (div / ATR) | 0.34 | in line with sector |
| Avg gap on ex-date | -1.16% | -0.58pp vs sector |
| Win rate at MOC exit | 58% | — |
| Median drawdown during hold | -4.25% | +0.15pp vs sector |
| Best / worst touch (days) | 1 / 25 | — |
Estimated from historical pattern ±3 days.
Dividend
$0.46
Per-event yield
0.65%
Annualized yield
2.57%
Previously paid
Jul 30, 2026 ($0.46)
Last record date
Jul 30, 2026
Last payment date
Aug 13, 2026
Per-event gap on ex-date, the pre-ex close used as the touch target, trading days to first intraday highat or above that level, plus 5/30-day touch flags, drawdown and 5-day P&L for Citizens Financial Group (CFG). For a stricter close-at-bell exit timeline, use the simulator below (MOC mode). td = trading days from ex-date.
| Recovered 5d | Recovered 30d | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Q3 | $0.46 | 0.48% | $71.31 | 1 | yes | yes | -1.78% | — | |
| Q2 | $0.46 | -0.90% | $64.40 | 1 | yes | yes | -6.29% | +0.43% | |
| Q1 | $0.46 | -0.18% | $65.97 | 1 | yes | yes | -3.62% | +2.05% | |
| Q4 | $0.46 | -2.01% | $51.33 | 2 | yes | yes | -2.53% | +1.11% | |
| Q3 | $0.42 | -1.42% | $48.69 | 11 | no | yes | -5.71% | -3.35% | |
| Q2 | $0.42 | -3.76% | $37.55 | 2 | yes | yes | -4.39% | +2.53% | |
| Q1 | $0.42 | -1.20% | $48.36 | 5 | yes | yes | -5.85% | -0.02% | |
| Q4 | $0.42 | -1.23% | $42.24 | 1 | yes | yes | -2.44% | +15.36% | |
| Q3 | $0.42 | -1.44% | $43.20 | 1 | yes | yes | -14.70% | -10.16% | |
| Q2 | $0.42 | -1.94% | $34.98 | 2 | yes | yes | -2.57% | +2.89% | |
| Q1 | $0.42 | -0.90% | $34.26 | 1 | yes | yes | -11.65% | -6.71% | |
| Q4 | $0.42 | -1.37% | $23.39 | 1 | yes | yes | -2.48% | +12.14% | |
| Q3 | $0.42 | -1.86% | $32.26 | >30 | no | no | -8.74% | -2.60% | |
| Q2 | $0.42 | -1.28% | $28.82 | 25 | no | yes | -18.91% | -8.15% | |
| Q1 | $0.42 | -1.52% | $43.29 | 2 | yes | yes | -2.56% | +2.10% | |
| Q4 | $0.42 | 0.15% | $40.90 | 1 | yes | yes | -6.31% | -0.68% | |
| Q3 | $0.42 | -2.03% | $37.97 | 8 | no | yes | -4.11% | -0.90% | |
| Q2 | $0.39 | 0.38% | $39.40 | 1 | yes | yes | -6.52% | +1.04% | |
| Q1 | $0.39 | -1.20% | $51.80 | 3 | yes | yes | -3.09% | +5.10% | |
| Q4 | $0.39 | 0.00% | $47.61 | 1 | yes | yes | -1.76% | +1.28% |
First trading session whose intraday high reached the pre-ex close within the 30-day measurement window. td = trading days from ex-date.
| Touch window | Distribution | Count | Share |
|---|---|---|---|
| ≤ 1 day | 10 | 50% | |
| 2–3 days | 5 | 25% | |
| 4–5 days | 1 | 5% | |
| 6–10 days | 1 | 5% | |
| 11–30 days | 2 | 10% | |
| 30+ | 1 | 5% |
Pre-filled with CFG's next expected dividend and recent close. Adjust tax rate, holding period and slippage to estimate after-tax capture yield.
U.S. ordinary-income rate (22-37%) applies on holds shorter than 61 days. Hold longer to qualify for the 0/15/20% qualified-dividend rate.
Replay every historical CFG ex-dividend with two exit strategies: a GTC limit-order at the pre-ex close, or hold for N days and exit at MOC. Pick the window and quarter filter that matches your plan.
Linked to your history table
These backtests use the same ex-dividend rows as Dividend Capture History on this page — 20 events loaded.
Quarter filter is All — every row in the table above is included here. Change quarter below to match the slice you want to stress-test.
Sell back at the pre-ex close on the first intraday touch within the window. If it never touches, exit at MOC after the window expires (stop-loss).
Figures are gross — before tax, commissions, and slippage. Percents are per-event return on capital at entry (pre-ex close).
Avg P&L per trade (20 events)
+0.03%
Win rate (20 trades)
80%
Cumulative P&L
+0.69%
Buy & hold (same sample)
+68.45%
Best event
+1.80%
Worst event
-8.15%
Cumulative P&L (equity curve)
Vertical axis: cumulative sum of per-event % (same units as the headline cumulative). Hover the line for exact values.
Per-event P&L distribution
20 trades in this sample · bar height ∝ count in each bucket (gross % per event).
Scenario P&L by event · CFG (20)
Scenario P&L — updates with exit mode, window, and quarter. History adds gap, touch, drawdown, and a fixed P&L 5d % (MOC). Same per-row % as that column only for MOC + 5d on the same rows. Oldest → newest, gross pre-ex close basis.
| Ex-date | P&L |
|---|---|
| +0.82% | |
| +0.75% | |
| +0.99% | |
| -0.90% | |
| +1.03% | |
| +0.97% | |
| -8.15% | |
| -2.60% | |
| +1.80% | |
| +1.23% | |
| +1.20% | |
| +0.97% | |
| +0.99% | |
| +0.87% | |
| +1.12% | |
| -3.35% | |
| +0.90% | |
| +0.70% | |
| +0.71% | |
| +0.65% |
Results are illustrative only and are not financial advice. Capture simulations use historical prices and simplified costs and tax assumptions. Actual fills, borrow fees, and market rules vary. Consult a qualified advisor before trading.
Deep-dives across the income statement, cash flow, capital return, and valuation
How this company returns cash to shareholders — buybacks, dividends, and stock splits.
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