TTM
22.3%
YoY change
+5.59pp
Trough year (2013)
-67.6%
Peak year (2021)
42.6%
Latest annual
20.9%
Operating Margin history chart for Citizens Financial Group (CFG) from 2011 to 2025
Latest: 20.9%
Operating Margin change chart for Citizens Financial Group (CFG) from 2011 to 2025
Latest: +5.59pp
Operating Margin history table for Citizens Financial Group (CFG) from 2011 to 2025
| 2025 | 20.9% | +5.59pp | ||
| 2024 | 15.3% | -1.37pp | ||
| 2023 | 16.7% | -12.62pp | ||
| 2022 | 29.3% | -13.34pp | ||
| 2021 | 42.6% | +25.70pp | ||
| 2020 | 16.9% | -11.00pp | ||
| 2019 | 27.9% | -1.78pp | ||
| 2018 | 29.7% | +0.06pp | ||
| 2017 | 29.6% | +3.01pp | ||
| 2016 | 26.6% | +2.68pp | ||
| 2015 | 23.9% | -1.15pp | ||
| 2014 | 25.1% | +92.65pp | ||
| 2013 | -67.6% | -86.14pp | ||
| 2012 | 18.6% | +5.42pp | ||
| 2011 | 13.2% | — |
- 202520.9%+5.59pp
- 202415.3%-1.37pp
- 202316.7%-12.62pp
- 202229.3%-13.34pp
- 202142.6%+25.70pp
- 202016.9%-11.00pp
- 201927.9%-1.78pp
- 201829.7%+0.06pp
- 201729.6%+3.01pp
- 201626.6%+2.68pp
- 201523.9%-1.15pp
- 201425.1%+92.65pp
- 2013-67.6%-86.14pp
- 201218.6%+5.42pp
- 201113.2%—
Operating Margin values are taken from Citizens Financial Group's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Operating Margin at Citizens Financial Group (CFG)
According to Citizens Financial Group's latest reported financial statements, the company's latest reported operating margin is 22.3%. Operating margin is operating income divided by revenue — the share of each sales dollar left after cost of goods sold and operating expenses (SG&A, R&D), but before interest and taxes. It isolates how profitable the core business is before financing and tax decisions, so it is comparable across companies with different capital structures.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
Citizens Financial Group (CFG) most recent annual operating margin stands at 20.88% (2025) – expanded 5.6 percentage points year-over-year.
42.61% stands as the all-time-high annual operating margin, posted in 2021, against a low of -67.56% during 2013.
Citizens Financial Group Operating Margin by Year
Citizens Financial Group Operating Margin 2025: 20.9%
Citizens Financial Group posted operating margin of 20.88% in 2025, expanded 5.6 percentage points from 2024.
Citizens Financial Group Operating Margin 2024: 15.3%
In 2024, Citizens Financial Group reported operating margin of 15.29%, contracted 1.4 percentage points from 2023.
Citizens Financial Group Operating Margin 2023: 16.7%
Citizens Financial Group operating margin in 2023 was 16.66%, contracted 12.6 percentage points from 2022.
Citizens Financial Group Operating Margin 2022: 29.3%
2022's operating margin for Citizens Financial Group came in at 29.28%, contracted 13.3 percentage points from 2021.
Citizens Financial Group Operating Margin 2021: 42.6%
Citizens Financial Group operating margin in 2021 was 42.61%.
See more financial history for Citizens Financial Group (CFG).
Sector peers by Operating Margin
Financial Services peers of Citizens Financial Group (CFG), ranked by their latest operating margin
| 61.1% | |
| 59.4% | |
| 26.2% | |
| 22.9% | |
| 20.5% | |
| 20.5% | |
| 19.5% | |
| 16.1% |
- 61.1%
- 59.4%
- 26.2%
- 20.5%
- 20.5%
- 19.5%
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