Current Yield
2.51%
TTM Dividend/Share
$1.80
Payment Frequency
Quarterly
Payout Ratio
42.7%
Consecutive Growth Years
2
Key takeaways
- Citizens Financial Group (CFG) has raised its dividend for 2 consecutive years.
- Citizens Financial Group (CFG) currently yields 2.51%, paying $1.80 per share over the trailing twelve months, distributed quarterly.
- Payout ratio is 42.7% — the share of earnings distributed as dividends.
- 5 of 8 dividend safety checks passed.
- 5-year dividend CAGR of 1.97%.
Dividend yield valuation for Citizens Financial Group (CFG)
Current dividend yield vs its own 1Y / 3Y / 5Y historical averages — a rough valuation signal.
Valuation zone | Below average — potentially overvalued |
Current yield (now) | 2.51% |
1-year average yield | 3.52%now 1.01 pp below |
3-year average yield | 4.67%now 2.16 pp below |
5-year average yield | 4.53%now 2.02 pp below |
CFG: a yield above its history can signal value (or risk); below can signal a rich price. One valuation signal among many — review fundamentals before investing.
Dividend health for Citizens Financial Group (CFG)
Cash-flow, leverage and returns metrics that signal whether the dividend is well-covered and sustainable.
Chowder score | 4.5% |
FCF payout ratio | 9.5% |
Net debt / EBITDA | -0.0x |
Interest coverage | 0.68x |
ROIC (TTM) | 13.0% |
Dividend safety score for Citizens Financial Group (CFG)
Checks covering payout coverage, free-cash-flow support, leverage and dividend-growth durability.
5 of 8 checks passed
Payout ratio below 75%
Payout ratio is 42.7%, well below the 75% threshold.
Free cash flow covers dividend
TTM FCF after dividends is $1.7B — FCF fully covers the payout.
No dividend cuts in 10+ years
No dividend cuts in the last 10 years.
Positive earnings growth trend
Earnings per share have declined over the past 5 years.
10+ years of consecutive growth
Only 2 consecutive year(s) of dividend growth.
FCF payout ratio below 70%
FCF payout ratio is 9.5%, below the 70% threshold.
Net Debt/EBITDA below 3x
Net Debt/EBITDA is -0.0x.
Dividend growth ≤ earnings growth (5Y)
Dividend growth (2.0%) exceeds EPS growth (-0.5%) — payout ratio expanding.
This analysis is for informational purposes only and is not financial advice. Safety scores and comparisons reflect historical data and do not predict future performance.
Per-payment dividend history
47 payments from 2014 to 2026 · Adj. Dividend is split-adjusted
| Apr 30, 2026 | May 14, 2026 | $0.4600 | $0.4600 |
| Feb 4, 2026 | Feb 18, 2026 | $0.4600 | $0.4600 |
| Oct 29, 2025 | Nov 12, 2025 | $0.4600 | $0.4600 |
| Jul 31, 2025 | Aug 14, 2025 | $0.4200 | $0.4200 |
| Apr 30, 2025 | May 14, 2025 | $0.4200 | $0.4200 |
| Jan 31, 2025 | Feb 14, 2025 | $0.4200 | $0.4200 |
| Oct 30, 2024 | Nov 13, 2024 | $0.4200 | $0.4200 |
| Jul 31, 2024 | Aug 14, 2024 | $0.4200 | $0.4200 |
| Apr 30, 2024 | May 15, 2024 | $0.4200 | $0.4200 |
| Jan 30, 2024 | Feb 14, 2024 | $0.4200 | $0.4200 |
| Oct 31, 2023 | Nov 15, 2023 | $0.4200 | $0.4200 |
| Aug 1, 2023 | Aug 16, 2023 | $0.4200 | $0.4200 |
- Apr 30, 2026$0.4600
- Feb 4, 2026$0.4600
- Oct 29, 2025$0.4600
- Jul 31, 2025$0.4200
- Apr 30, 2025$0.4200
- Jan 31, 2025$0.4200
- Oct 30, 2024$0.4200
- Jul 31, 2024$0.4200
- Apr 30, 2024$0.4200
- Jan 30, 2024$0.4200
- Oct 31, 2023$0.4200
- Aug 1, 2023$0.4200
Historical dividend yield for Citizens Financial Group (CFG)
Mean trailing dividend yield using one ratio snapshot per calendar year.Mean yield1Y: 3.52%5Y: 4.53%10Y: 3.78%
Dividend per share for Citizens Financial Group (CFG)
CAGR (per year)1Y: 2.38%5Y: 1.97%10Y: 15.70%→ Stable
| Year | Total ($/share) | Payments |
|---|---|---|
| 2014 | $0.10 | 1 |
| 2015 | $0.40 | 4 |
| 2016 | $0.46 | 4 |
| 2017 | $0.64 | 4 |
| 2018 | $0.98 | 4 |
| 2019 | $1.36 | 4 |
| 2020 | $1.56 | 4 |
| 2021 | $1.56 | 4 |
| 2022 | $1.62 | 4 |
| 2023 | $1.68 | 4 |
| 2024 | $1.68 | 4 |
| 2025 | $1.72 | 4 |
| 2026 | $0.92 | 2 |
Dividend growth for Citizens Financial Group (CFG)
Year-over-year change in total annual dividend per share (split-adjusted, by ex-dividend year). Green is an increase, red a cut.
Dividend Increase Track Record
Year-over-year change in total annual DPS (dividends per share, split-adjusted), based on ex-dividend date.
| 2026 | $1.7200 | — | — |
| 2025 | $1.6800 | $1.7200 | +2.4% |
| 2024 | $1.6800 | $1.6800 | 0.0% |
| 2023 | $1.6200 | $1.6800 | +3.7% |
| 2022 | $1.5600 | $1.6200 | +3.8% |
| 2021 | $1.5600 | $1.5600 | 0.0% |
| 2020 | $1.3600 | $1.5600 | +14.7% |
| 2019 | $0.9800 | $1.3600 | +38.8% |
| 2018 | $0.6400 | $0.9800 | +53.1% |
| 2017 | $0.4600 | $0.6400 | +39.1% |
| 2016 | $0.4000 | $0.4600 | +15.0% |
| 2015 | — | $0.4000 | — |
- 2026—
- 2025$1.7200
- 2024$1.6800
- 2023$1.6800
- 2022$1.6200
- 2021$1.5600
- 2020$1.5600
- 2019$1.3600
- 2018$0.9800
- 2017$0.6400
- 2016$0.4600
- 2015$0.4000
DPS sums split-adjusted amounts (adj. dividend) by ex-dividend calendar year—the same basis as the Adj. Dividend column in Dividend Payment History. The Dividend column can differ after stock splits. This table uses four decimals per annual total so the Change column matches the shown amounts; each payment row in Dividend Payment History also uses four.
Frequently asked questions
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