Total Debt for Citizens Financial Group (CFG)
According to Citizens Financial Group's latest reported financial statements, the company's latest reported total debt is $12.31B USD. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — combine with cash on hand for net debt, and see total liabilities for the broader obligations picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
Currently viewingTotal DebtSwitch metric
Latest period
$12.31B
YoY change
-9.0%
5Y CAGR
+5.6%
Peak year (2018)
$17.24B
Latest annual
$11.28B
Total Debt history chart for Citizens Financial Group (CFG) from 2012 to 2025
Total Debt history table for Citizens Financial Group (CFG) from 2012 to 2025
| Fiscal year | Period ended | Reported | Total Debt | YoY |
|---|---|---|---|---|
| 2025 | $11.28B | -9.0% | ||
| 2024 | $12.40B | -11.2% | ||
| 2023 | $13.97B | -12.1% | ||
| 2022 | $15.89B | +126.8% | ||
| 2021 | $7.01B | -18.4% | ||
| 2020 | $8.59B | -40.0% | ||
| 2019 | $14.32B | -16.9% | ||
| 2018 | $17.24B | +19.4% | ||
| 2017 | $14.44B | -15.8% | ||
| 2016 | $17.15B | +28.8% | ||
| 2015 | $13.32B | -12.2% | ||
| 2014 | $15.17B | +79.6% | ||
| 2013 | $8.45B | +76.1% | ||
| 2012 | $4.80B | — |
Total Debt values are taken from Citizens Financial Group's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
In 2025, Citizens Financial Group (CFG) total debt totalled $11.28B – declined 9.0% year-over-year.
Through 2020–2025 (5 years), Citizens Financial Group total debt delivered a +5.6% annualised rate; with the latest reading among the more recent periods of the dataset.
Across the available history, total debt reached its high of $17.24B in 2018 and its low of $4.80B in 2012.
Within Financial Services, Citizens Financial Group (CFG) ranks 9th among 8 peers we track. The peer median for total debt is $395.81B.
Citizens Financial Group Total Debt by Year
Citizens Financial Group Total Debt 2025: $11.28B
Citizens Financial Group total debt in 2025 was $11.28B, declined 9.0% below 2024.
Citizens Financial Group Total Debt 2024: $12.40B
Citizens Financial Group total debt in 2024 was $12.40B, declined 11.2% below 2023.
Citizens Financial Group Total Debt 2023: $13.97B
Citizens Financial Group total debt in 2023 was $13.97B, declined 12.1% below 2022.
Citizens Financial Group Total Debt 2022: $15.89B
Citizens Financial Group total debt in 2022 was $15.89B, surged 126.8% from 2021.
Citizens Financial Group Total Debt 2021: $7.01B
Citizens Financial Group total debt in 2021 was $7.01B.
See more financial history for Citizens Financial Group (CFG).
Sector peers — Total Debt
Companies in the same sector as Citizens Financial Group, ranked by their latest total debt.
| Company | Total Debt | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $942.38B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $609.53B | Financial Services |
| Morgan Stanley (MS) | $475.56B | Financial Services |
| Wells Fargo & Company (WFC) | $425.72B | Financial Services |
| Bank of America Corporation (BAC) | $365.90B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $138.95B | Financial Services |
| Visa Inc. (V) | $25.17B | Financial Services |
| Mastercard Incorporated (MA) | $19.00B | Financial Services |
Frequently asked questions
What is Citizens Financial Group's total debt?
- Latest reported total debt for Citizens Financial Group (CFG) is $12.31B (period ending March 31, 2026).
How has Citizens Financial Group total debt changed year-over-year?
- Citizens Financial Group (CFG) total debt changed -9.0% year-over-year on the latest annual filing.
What is the long-term growth rate of Citizens Financial Group total debt?
- Citizens Financial Group (CFG) total debt compound annual growth rate is +5.6% over the most recent 5 years available.
When did Citizens Financial Group total debt hit its highest annual value?
- Citizens Financial Group total debt reached its highest annual value of $17.24B in 2018.
What was Citizens Financial Group total debt in 2024?
- Citizens Financial Group (CFG) total debt in 2024 was $12.40B.
What was Citizens Financial Group total debt in 2025?
- Citizens Financial Group (CFG) total debt in 2025 was $11.28B.
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