TTM
$669M
YoY change
+11.3%
5Y CAGR
+14.4%
Peak year (FY2025)
$649M
Cumulative net income
$8.38B
Net Income history chart for Cullen/Frost Bankers (CFR) from 2016 to 2025
Latest: $649M
Net Income growth chart for Cullen/Frost Bankers (CFR) from 2016 to 2025
Latest: +11.3%
Net Income history table for Cullen/Frost Bankers (CFR) from 1985 to 2025
| FY2025 | $649M | +11.3% | +$66M | ||
| FY2024 | $583M | -2.6% | -$15.4M | ||
| FY2023 | $598M | +3.3% | +$18.8M | ||
| FY2022 | $579M | +30.7% | +$136M | ||
| FY2021 | $443M | +33.8% | +$112M | ||
| FY2020 | $331M | -25.3% | -$112M | ||
| FY2019 | $444M | -2.5% | -$11.3M | ||
| FY2018 | $455M | +24.9% | +$90.8M | ||
| FY2017 | $364M | +19.7% | +$59.9M | ||
| FY2016 | $304M | +8.9% | +$24.9M | ||
| FY2015 | $279M | +0.5% | +$1.35M | ||
| FY2014 | $278M | +16.9% | +$40.1M | ||
| FY2013 | $238M | -0.0% | -$86K | ||
| FY2012 | $238M | +9.4% | +$20.4M | ||
| FY2011 | $218M | +4.2% | +$8.77M | ||
| FY2010 | $209M | +16.6% | +$29.7M | ||
| FY2009 | $179M | -13.6% | -$28.2M | ||
| FY2008 | $207M | -2.3% | -$4.82M | ||
| FY2007 | $212M | +9.5% | +$18.5M | ||
| FY2006 | $194M | +17.0% | +$28.2M | ||
| FY2005 | $165M | +17.1% | +$24.1M | ||
| FY2004 | $141M | +8.3% | +$10.8M | ||
| FY2003 | $131M | +11.6% | +$13.5M | ||
| FY2002 | $117M | +44.6% | +$36.1M | ||
| FY2001 | $80.9M | -25.6% | -$27.9M | ||
| FY2000 | $109M | +11.5% | +$11.2M | ||
| FY1999 | $97.6M | +29.1% | +$22M | ||
| FY1998 | $75.6M | +3.6% | +$2.6M | ||
| FY1997 | $73M | +16.1% | +$10.1M | ||
| FY1996 | $62.9M | +35.9% | +$16.6M | ||
| FY1995 | $46.3M | +23.8% | +$8.9M | ||
| FY1994 | $37.4M | -20.6% | -$9.7M | ||
| FY1993 | $47.1M | +95.4% | +$23M | ||
| FY1992 | $24.1M | +11950.0% | +$23.9M | ||
| FY1991 | $200K | -102.4% | +$8.4M | ||
| FY1990 | -$8.2M | -403.7% | -$10.9M | ||
| FY1989 | $2.7M | +12.5% | +$300K | ||
| FY1988 | $2.4M | +20.0% | +$400K | ||
| FY1987 | $2M | -130.3% | +$8.6M | ||
| FY1986 | -$6.6M | -164.1% | -$16.9M | ||
| FY1985 | $10.3M | — | — |
- FY2025$649M+11.3%
- FY2024$583M-2.6%
- FY2023$598M+3.3%
- FY2022$579M+30.7%
- FY2021$443M+33.8%
- FY2020$331M-25.3%
- FY2019$444M-2.5%
- FY2018$455M+24.9%
- FY2017$364M+19.7%
- FY2016$304M+8.9%
- FY2015$279M+0.5%
- FY2014$278M+16.9%
- FY2013$238M-0.0%
- FY2012$238M+9.4%
- FY2011$218M+4.2%
- FY2010$209M+16.6%
- FY2009$179M-13.6%
- FY2008$207M-2.3%
- FY2007$212M+9.5%
- FY2006$194M+17.0%
- FY2005$165M+17.1%
- FY2004$141M+8.3%
- FY2003$131M+11.6%
- FY2002$117M+44.6%
- FY2001$80.9M-25.6%
- FY2000$109M+11.5%
- FY1999$97.6M+29.1%
- FY1998$75.6M+3.6%
- FY1997$73M+16.1%
- FY1996$62.9M+35.9%
- FY1995$46.3M+23.8%
- FY1994$37.4M-20.6%
- FY1993$47.1M+95.4%
- FY1992$24.1M+11950.0%
- FY1991$200K-102.4%
- FY1990-$8.2M-403.7%
- FY1989$2.7M+12.5%
- FY1988$2.4M+20.0%
- FY1987$2M-130.3%
- FY1986-$6.6M-164.1%
- FY1985$10.3M—
Net Income values are taken from Cullen/Frost Bankers's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Net Income at Cullen/Frost Bankers (CFR)
According to Cullen/Frost Bankers's latest reported financial statements, the company's current net income (TTM) is $669M. Net income is the bottom-line profit after all expenses — cost of goods sold, operating expenses, interest, and taxes — are subtracted from revenue. It is the figure used to compute earnings per share (EPS) and is the residual available to shareholders.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
Cullen/Frost Bankers (CFR) most recent annual net income stands at $649M (2025) – grew 11.3% year-over-year.
Through 2020–2025 (5 years), Cullen/Frost Bankers net income delivered a +14.4% annualised rate; with mixed annual results across the window.
The record annual net income stands at $649M, reached in 2025; the historical low of -$8.2M was recorded in 1990.
Cullen/Frost Bankers Net Income by Year
Cullen/Frost Bankers Net Income 2025: $649M
Cullen/Frost Bankers net income in 2025 was $649M, grew 11.3% from 2024. This figure represents the highest annual value in the available history.
Cullen/Frost Bankers Net Income 2024: $583M
2024's net income for Cullen/Frost Bankers came in at $583M, edged down 2.6% below 2023.
Cullen/Frost Bankers Net Income 2023: $598M
Cullen/Frost Bankers posted net income of $598M in 2023, edged up 3.3% from 2022.
Cullen/Frost Bankers Net Income 2022: $579M
In 2022, Cullen/Frost Bankers reported net income of $579M, surged 30.7% from 2021.
Cullen/Frost Bankers Net Income 2021: $443M
Cullen/Frost Bankers net income in 2021 was $443M.
See more financial history for Cullen/Frost Bankers (CFR).
Sector peers by Net Income
Financial Services peers of Cullen/Frost Bankers (CFR), ranked by their latest net income
| $67B | |
| $57B | |
| $30.5B | |
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| $20.1B | |
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| $15B |
- $30.5B
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- $15B
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- Buybacks2.61% TTM
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