Net Income for Cullen/Frost Bankers (CFR)
According to Cullen/Frost Bankers's latest reported financial statements, the company's current net income (TTM) is $648.56M USD. Net income is the bottom-line profit after all expenses — cost of goods sold, operating expenses, interest, and taxes — are subtracted from revenue. It is the figure used to compute earnings per share (EPS) and is the residual available to shareholders.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
Currently viewingNet IncomeSwitch metric
TTM (last 4 quarters)
$648.56M
YoY change
+11.3%
5Y CAGR
+14.4%
Peak year (2025)
$648.56M
Cumulative net income
$8.21B
Net Income history chart for Cullen/Frost Bankers (CFR) from 1985 to 2025
Net Income history table for Cullen/Frost Bankers (CFR) from 1985 to 2025
| Fiscal year | Period ended | Reported | Net Income | YoY |
|---|---|---|---|---|
| 2025 | $648.56M | +11.3% | ||
| 2024 | $582.54M | -2.6% | ||
| 2023 | $597.97M | +3.3% | ||
| 2022 | $579.15M | +30.7% | ||
| 2021 | $443.08M | +33.8% | ||
| 2020 | $331.15M | -25.3% | ||
| 2019 | $443.60M | -2.5% | ||
| 2018 | $454.92M | +24.9% | ||
| 2017 | $364.15M | +19.7% | ||
| 2016 | $304.26M | +8.9% | ||
| 2015 | $279.33M | +0.5% | ||
| 2014 | $277.98M | +16.9% | ||
| 2013 | $237.87M | -0.0% | ||
| 2012 | $237.95M | +9.4% | ||
| 2011 | $217.53M | +4.2% | ||
| 2010 | $208.76M | +16.6% | ||
| 2009 | $179.03M | -13.6% | ||
| 2008 | $207.25M | -2.3% | ||
| 2007 | $212.07M | +9.5% | ||
| 2006 | $193.59M | +17.0% | ||
| 2005 | $165.42M | +17.1% | ||
| 2004 | $141.32M | +8.3% | ||
| 2003 | $130.50M | +11.6% | ||
| 2002 | $116.99M | +44.6% | ||
| 2001 | $80.92M | -25.6% | ||
| 2000 | $108.82M | +11.5% | ||
| 1999 | $97.60M | +29.1% | ||
| 1998 | $75.60M | +3.6% | ||
| 1997 | $73.00M | +16.1% | ||
| 1996 | $62.90M | +35.9% | ||
| 1995 | $46.30M | +23.8% | ||
| 1994 | $37.40M | -20.6% | ||
| 1993 | $47.10M | +95.4% | ||
| 1992 | $24.10M | +11950.0% | ||
| 1991 | $200,000 | -102.4% | ||
| 1990 | -$8.20M | -403.7% | ||
| 1989 | $2.70M | +12.5% | ||
| 1988 | $2.40M | +20.0% | ||
| 1987 | $2.00M | -130.3% | ||
| 1986 | -$6.60M | -164.1% | ||
| 1985 | $10.30M | — |
Net Income values are taken from Cullen/Frost Bankers's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
Cullen/Frost Bankers (CFR) most recent annual net income stands at $648.56M (2025) – grew 11.3% year-over-year.
Through 2020–2025 (5 years), Cullen/Frost Bankers net income delivered a +14.4% annualised rate; with the latest reading among the more recent periods of the dataset.
The dataset's maximum net income sits at $648.56M (2025); the minimum reading of -$8.20M dates to 1990.
Among 8 Financial Services peers, Cullen/Frost Bankers (CFR) ranks 9th; the peer median for net income is $20.70B.
Cullen/Frost Bankers Net Income by Year
Cullen/Frost Bankers Net Income 2025: $648.56M
Cullen/Frost Bankers net income in 2025 was $648.56M, grew 11.3% from 2024. This figure represents the highest annual value in the available history.
Cullen/Frost Bankers Net Income 2024: $582.54M
Cullen/Frost Bankers net income in 2024 was $582.54M, edged down 2.6% below 2023.
Cullen/Frost Bankers Net Income 2023: $597.97M
Cullen/Frost Bankers net income in 2023 was $597.97M, edged up 3.3% from 2022.
Cullen/Frost Bankers Net Income 2022: $579.15M
Cullen/Frost Bankers net income in 2022 was $579.15M, surged 30.7% from 2021.
Cullen/Frost Bankers Net Income 2021: $443.08M
Cullen/Frost Bankers net income in 2021 was $443.08M.
See more financial history for Cullen/Frost Bankers (CFR).
Sector peers — Net Income
Companies in the same sector as Cullen/Frost Bankers, ranked by their latest net income.
| Company | Net Income | Sector |
|---|---|---|
| Berkshire Hathaway Inc. (BRK-B) | $66.97B | Financial Services |
| JPMorgan Chase & Co. (JPM) | $57.05B | Financial Services |
| Bank of America Corporation (BAC) | $30.51B | Financial Services |
| Wells Fargo & Company (WFC) | $21.34B | Financial Services |
| Visa Inc. (V) | $20.06B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $17.18B | Financial Services |
| Morgan Stanley (MS) | $16.86B | Financial Services |
| Mastercard Incorporated (MA) | $14.97B | Financial Services |
Frequently asked questions
What is Cullen/Frost Bankers's net income?
- Latest reported net income for Cullen/Frost Bankers (CFR) is $648.56M (period ending December 31, 2025).
How has Cullen/Frost Bankers net income changed year-over-year?
- Cullen/Frost Bankers (CFR) net income changed +11.3% year-over-year on the latest annual filing.
What is the long-term growth rate of Cullen/Frost Bankers net income?
- Cullen/Frost Bankers (CFR) net income compound annual growth rate is +14.4% over the most recent 5 years available.
When did Cullen/Frost Bankers net income hit its highest annual value?
- Cullen/Frost Bankers net income reached its highest annual value of $648.56M in 2025.
What was Cullen/Frost Bankers net income in 2024?
- Cullen/Frost Bankers (CFR) net income in 2024 was $582.54M.
What was Cullen/Frost Bankers net income in 2025?
- Cullen/Frost Bankers (CFR) net income in 2025 was $648.56M.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
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