Latest period
$4.64B
YoY change
+3.9%
5Y CAGR
+15.2%
Peak year (2022)
$4.93B
Latest annual
$4.77B
Total Debt history chart for Cullen/Frost Bankers (CFR) from 1989 to 2025
Latest: $4.77B
Total Debt growth chart for Cullen/Frost Bankers (CFR) from 1989 to 2025
Latest: +3.9%
Total Debt history table for Cullen/Frost Bankers (CFR) from 1989 to 2025
| 2025 | $4.77B | +3.9% | +$179.93M | ||
| 2024 | $4.59B | +5.1% | +$223.74M | ||
| 2023 | $4.36B | -11.6% | −$570.69M | ||
| 2022 | $4.93B | +65.1% | +$1.95B | ||
| 2021 | $2.99B | +27.1% | +$636.54M | ||
| 2020 | $2.35B | +21.9% | +$421.87M | ||
| 2019 | $1.93B | +20.5% | +$328.01M | ||
| 2018 | $1.60B | +15.9% | +$219.94M | ||
| 2017 | $1.38B | +14.0% | +$169.45M | ||
| 2016 | $1.21B | +7.4% | +$83.65M | ||
| 2015 | $1.13B | +8.6% | +$89.23M | ||
| 2014 | $1.04B | +16.6% | +$148.27M | ||
| 2013 | $891.97M | +13.7% | +$107.19M | ||
| 2012 | $784.78M | -17.0% | −$161.16M | ||
| 2011 | $945.94M | +11.4% | +$96.51M | ||
| 2010 | $849.43M | -24.9% | −$281.83M | ||
| 2009 | $1.13B | -22.8% | −$334.68M | ||
| 2008 | $1.47B | +9.9% | +$132.54M | ||
| 2007 | $1.33B | +3.1% | +$40.57M | ||
| 2006 | $1.29B | +11.8% | +$136.88M | ||
| 2005 | $1.16B | +30.8% | +$271.93M | ||
| 2004 | $884.02M | +30.5% | +$206.37M | ||
| 2003 | $677.65M | -37.4% | −$404.83M | ||
| 2002 | $1.08B | +94.6% | +$526.32M | ||
| 2001 | $556.16M | +20.5% | +$94.48M | ||
| 2000 | $461.68M | +6.9% | +$29.71M | ||
| 1999 | $431.97M | +6.9% | +$27.87M | ||
| 1998 | $404.10M | +35.1% | +$104.90M | ||
| 1997 | $299.20M | +71.9% | +$125.10M | ||
| 1996 | $174.10M | +56.3% | +$62.70M | ||
| 1995 | $111.40M | -69.9% | −$258.80M | ||
| 1994 | $370.20M | +122.3% | +$203.70M | ||
| 1993 | $166.50M | +22.8% | +$30.90M | ||
| 1992 | $135.60M | +31.9% | +$32.80M | ||
| 1991 | $102.80M | -34.5% | −$54.10M | ||
| 1990 | $156.90M | -48.6% | −$148.30M | ||
| 1989 | $305.20M | — | — |
- 2025$4.77B+3.9%
- 2024$4.59B+5.1%
- 2023$4.36B-11.6%
- 2022$4.93B+65.1%
- 2021$2.99B+27.1%
- 2020$2.35B+21.9%
- 2019$1.93B+20.5%
- 2018$1.60B+15.9%
- 2017$1.38B+14.0%
- 2016$1.21B+7.4%
- 2015$1.13B+8.6%
- 2014$1.04B+16.6%
- 2013$891.97M+13.7%
- 2012$784.78M-17.0%
- 2011$945.94M+11.4%
- 2010$849.43M-24.9%
- 2009$1.13B-22.8%
- 2008$1.47B+9.9%
- 2007$1.33B+3.1%
- 2006$1.29B+11.8%
- 2005$1.16B+30.8%
- 2004$884.02M+30.5%
- 2003$677.65M-37.4%
- 2002$1.08B+94.6%
- 2001$556.16M+20.5%
- 2000$461.68M+6.9%
- 1999$431.97M+6.9%
- 1998$404.10M+35.1%
- 1997$299.20M+71.9%
- 1996$174.10M+56.3%
- 1995$111.40M-69.9%
- 1994$370.20M+122.3%
- 1993$166.50M+22.8%
- 1992$135.60M+31.9%
- 1991$102.80M-34.5%
- 1990$156.90M-48.6%
- 1989$305.20M—
Total Debt values are taken from Cullen/Frost Bankers's reported balance sheets (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Total Debt at Cullen/Frost Bankers (CFR)
According to Cullen/Frost Bankers's latest reported financial statements, the company's latest reported total debt is $4.64B. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — compare with cash on hand for net leverage, and total liabilities for the broader obligations picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
As of the 2025 fiscal year, Cullen/Frost Bankers (CFR) reported total debt of $4.77B – edged up 3.9% year-over-year.
Cullen/Frost Bankers total debt has grown on net over the period, with a +15.2% compound annual growth rate over 2020–2025 (5 years).
Across the available history, total debt reached its high of $4.93B in 2022 and its low of $102.80M in 1991.
Cullen/Frost Bankers Total Debt by Year
Cullen/Frost Bankers Total Debt 2025: $4.77B
2025's total debt for Cullen/Frost Bankers came in at $4.77B, edged up 3.9% from 2024.
Cullen/Frost Bankers Total Debt 2024: $4.59B
Cullen/Frost Bankers posted total debt of $4.59B in 2024, grew 5.1% from 2023.
Cullen/Frost Bankers Total Debt 2023: $4.36B
In 2023, Cullen/Frost Bankers reported total debt of $4.36B, declined 11.6% below 2022.
Cullen/Frost Bankers Total Debt 2022: $4.93B
Cullen/Frost Bankers total debt in 2022 was $4.93B, surged 65.1% from 2021. This figure represents the highest annual value in the available history.
Cullen/Frost Bankers Total Debt 2021: $2.99B
Cullen/Frost Bankers total debt in 2021 was $2.99B.
See more financial history for Cullen/Frost Bankers (CFR).
Sector peers by Total Debt
Financial Services peers of Cullen/Frost Bankers (CFR), ranked by their latest total debt
| $942.38B | |
| $609.53B | |
| $475.56B | |
| $425.72B | |
| $365.90B | |
| $138.95B | |
| $25.17B | |
| $19.00B |
- $942.38B
- $609.53B
- $475.56B
- $425.72B
- $365.90B
- $138.95B
- $25.17B
- $19.00B
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