Latest period
$767M
YoY change
-85.2%
5Y CAGR
-21.6%
Peak year (FY2024)
$862M
Latest annual
$127M
Free Cash Flow history chart for Cullen/Frost Bankers (CFR) from 2016 to 2025
Latest: $127M
Free Cash Flow growth chart for Cullen/Frost Bankers (CFR) from 2016 to 2025
Latest: -85.2%
Free Cash Flow history table for Cullen/Frost Bankers (CFR) from 1989 to 2025
| FY2025 | $127M | -85.2% | -$734M | ||
| FY2024 | $862M | +169.1% | +$542M | ||
| FY2023 | $320M | -48.4% | -$300M | ||
| FY2022 | $620M | +6.5% | +$37.6M | ||
| FY2021 | $582M | +35.8% | +$154M | ||
| FY2020 | $429M | +0.3% | +$1.45M | ||
| FY2019 | $427M | -11.5% | -$55.7M | ||
| FY2018 | $483M | -4.1% | -$20.9M | ||
| FY2017 | $504M | +31.2% | +$120M | ||
| FY2016 | $384M | +55.1% | +$136M | ||
| FY2015 | $248M | +56.9% | +$89.8M | ||
| FY2014 | $158M | +17.8% | +$23.9M | ||
| FY2013 | $134M | -51.3% | -$141M | ||
| FY2012 | $275M | +11.1% | +$27.5M | ||
| FY2011 | $248M | -39.3% | -$160M | ||
| FY2010 | $408M | +108.4% | +$212M | ||
| FY2009 | $196M | +17.2% | +$28.8M | ||
| FY2008 | $167M | -7.4% | -$13.3M | ||
| FY2007 | $180M | -324.1% | +$261M | ||
| FY2006 | -$80.4M | -170.3% | -$195M | ||
| FY2005 | $114M | +0.8% | +$955K | ||
| FY2004 | $113M | -40.3% | -$76.5M | ||
| FY2003 | $190M | -17.9% | -$41.4M | ||
| FY2002 | $231M | +212.3% | +$157M | ||
| FY2001 | $74M | -29.5% | -$30.9M | ||
| FY2000 | $105M | -9.7% | -$11.3M | ||
| FY1999 | $116M | +20.5% | +$19.8M | ||
| FY1998 | $96.5M | +220.6% | +$66.4M | ||
| FY1997 | $30.1M | -45.5% | -$25.1M | ||
| FY1996 | $55.2M | -30.6% | -$24.3M | ||
| FY1995 | $79.5M | +159.0% | +$48.8M | ||
| FY1994 | $30.7M | +3.4% | +$1M | ||
| FY1993 | $29.7M | -31.3% | -$13.5M | ||
| FY1992 | $43.2M | +95.5% | +$21.1M | ||
| FY1991 | $22.1M | -44.1% | -$17.4M | ||
| FY1990 | $39.5M | -301.5% | +$59.1M | ||
| FY1989 | -$19.6M | — | — |
- FY2025$127M-85.2%
- FY2024$862M+169.1%
- FY2023$320M-48.4%
- FY2022$620M+6.5%
- FY2021$582M+35.8%
- FY2020$429M+0.3%
- FY2019$427M-11.5%
- FY2018$483M-4.1%
- FY2017$504M+31.2%
- FY2016$384M+55.1%
- FY2015$248M+56.9%
- FY2014$158M+17.8%
- FY2013$134M-51.3%
- FY2012$275M+11.1%
- FY2011$248M-39.3%
- FY2010$408M+108.4%
- FY2009$196M+17.2%
- FY2008$167M-7.4%
- FY2007$180M-324.1%
- FY2006-$80.4M-170.3%
- FY2005$114M+0.8%
- FY2004$113M-40.3%
- FY2003$190M-17.9%
- FY2002$231M+212.3%
- FY2001$74M-29.5%
- FY2000$105M-9.7%
- FY1999$116M+20.5%
- FY1998$96.5M+220.6%
- FY1997$30.1M-45.5%
- FY1996$55.2M-30.6%
- FY1995$79.5M+159.0%
- FY1994$30.7M+3.4%
- FY1993$29.7M-31.3%
- FY1992$43.2M+95.5%
- FY1991$22.1M-44.1%
- FY1990$39.5M-301.5%
- FY1989-$19.6M—
Free Cash Flow values are taken from Cullen/Frost Bankers's reported cash flow statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Free Cash Flow at Cullen/Frost Bankers (CFR)
Free Cash Flow for Cullen/Frost Bankers (CFR): headline value $767M · YoY -85.2%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
As of the 2025 fiscal year, Cullen/Frost Bankers (CFR) reported free cash flow of $127M – plunged 85.2% year-over-year.
Through 2020–2025 (5 years), Cullen/Frost Bankers free cash flow delivered a -21.6% annualised rate; with a net decline across the window.
Cullen/Frost Bankers free cash flow peaked at $862M in 2024; the latest annual figure is $127M in 2025 (85.2% below peak).
$862M stands as the all-time-high annual free cash flow, posted in 2024, against a low of -$80.4M during 2006.
Cullen/Frost Bankers Free Cash Flow by Year
Cullen/Frost Bankers Free Cash Flow 2025: $127M
Cullen/Frost Bankers posted free cash flow of $127M in 2025, plunged 85.2% below 2024.
Cullen/Frost Bankers Free Cash Flow 2024: $862M
In 2024, Cullen/Frost Bankers reported free cash flow of $862M, surged 169.1% from 2023. This figure represents the highest annual value in the available history.
Cullen/Frost Bankers Free Cash Flow 2023: $320M
Cullen/Frost Bankers free cash flow in 2023 was $320M, plunged 48.4% below 2022.
Cullen/Frost Bankers Free Cash Flow 2022: $620M
2022's free cash flow for Cullen/Frost Bankers came in at $620M, grew 6.5% from 2021.
Cullen/Frost Bankers Free Cash Flow 2021: $582M
Cullen/Frost Bankers free cash flow in 2021 was $582M.
See more financial history for Cullen/Frost Bankers (CFR).
Sector peers by Free Cash Flow
Financial Services peers of Cullen/Frost Bankers (CFR), ranked by their latest free cash flow
| $101B | |
| $46.1B | |
| $25B | |
| $21.6B | |
| $16.9B | |
| $12.6B | |
| -$19B | |
| -$47.2B |
- $101B
- $46.1B
- $21.6B
- $16.9B
- $12.6B
- -$19B
- -$47.2B
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Cullen/Frost Bankers (CFR) Key Financials
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- Buybacks2.61% TTM
- Dividend Profile2.41% yield
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- Stock Split History6 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.