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Cullen/Frost Bankers (CFR) Cash Flow Waterfall

Trace Cullen/Frost Bankers's cash from operations down to free cash flow, then see where FCF goes — capex, buybacks, dividends, and debt repayment.

Operating CF

$807.41M

Capex

−$40.17M

Free Cash Flow

$767.24M

FCF Margin

+95.0%

Cash flow waterfall for Cullen/Frost Bankers (CFR) — TTM through Q1 2026

Free cash flow: $767.24M

Note: Other Investing is large — driven mainly by purchases or sales of investments.

Cash flow breakdown for Cullen/Frost Bankers (CFR) — TTM through Q1 2026

  • Operating Cash Flow$807.41M
  • Capital Expenditure−$40.17M
  • Free Cash Flow$767.24M
  • Other Investing−$1.07B
  • Share Buybacks−$227.53M
  • Dividends Paid−$264.38M
  • Net Debt Change−$366.06M
  • Other Financing & FX$453.74M
  • Net Cash Decrease−$709.00M
Want to see what drove the FCF change?Free Cash Flow Bridge

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