How Fiserv (FISV) Makes Money: A Visual Guide
Fiserv (FISV) generated $21.19B in revenue (TTM through Q4 2025), earning $3.48B in net profit (16.4% margin). Its largest revenue source is Processing And Services (92.1% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.
Fiserv (FISV) Income Statement Flow
Frequently asked questions
How does Fiserv (FISV) make money?
- Fiserv (FISV) primarily makes money through Processing And Services, which accounts for 92.1% of total revenue. For TTM through Q4 2025, Fiserv generated $21.19B in total revenue with a net profit margin of 16.4%.
What is Fiserv (FISV) gross profit margin?
- Fiserv (FISV) reported a gross profit margin of 59.4% for TTM through Q4 2025, equivalent to $12.58B in gross profit. This means Fiserv retains 59.4% of each revenue unit after direct costs of production.
What is Fiserv (FISV) operating profit margin?
- Fiserv (FISV) reported an operating profit margin of 26.9% for TTM through Q4 2025, equivalent to $5.70B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.
What is Fiserv (FISV) net profit margin?
- Fiserv (FISV) reported a net profit margin of 16.4% for TTM through Q4 2025, equivalent to $3.48B in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.
How much does Fiserv (FISV) spend on capital expenditures?
- Fiserv (FISV) spent $1.76B on capital expenditures in TTM through Q4 2025 (8.3% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.
What is Fiserv (FISV) free cash flow?
- Fiserv (FISV) generated $4.32B in free cash flow for TTM through Q4 2025 (20.4% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.
What is Fiserv (FISV) effective tax rate?
- Fiserv (FISV) had an effective tax rate of 18.9% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.
About this data
- What is a Sankey diagram?
- A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
- How is the data calculated?
- We use the income statement from company filings. For TTM (Trailing Twelve Months), we sum the last four quarters. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
- When was this data last updated?
- Based on company filings through TTM through Q4 2025.