How does Fiserv (FISV) make money?

Fiserv (FISV) generates revenue primarily from Processing And Services, which accounted for 100% of total revenue in TTM through Q1 2026. The company reported $21.09B in revenue and converted 15.2% of it into net profit, equivalent to roughly $3.20B in net income — what's left after the cost of revenue, operating expenses, interest, and income taxes.

What is the gross profit margin of Fiserv (FISV)?

Fiserv (FISV) reported a gross profit margin of 58.1% in TTM through Q1 2026, equivalent to $12.25B in gross profit on $21.09B in revenue. Gross margin measures how much of each dollar of revenue remains after the direct cost of producing or delivering the product — a higher figure typically signals pricing power, scale, or a less capital-intensive business model.

What is the operating profit margin of Fiserv (FISV)?

Fiserv (FISV) reported an operating profit margin of 24.4% in TTM through Q1 2026, equivalent to $5.14B in operating income. Operating margin captures profitability after research & development, sales & marketing, and general & administrative expenses — but before interest, taxes, and one-off items — and is the cleanest single read on the underlying business's efficiency.

What is the net profit margin of Fiserv (FISV)?

Fiserv (FISV) reported a net profit margin of 15.2% in TTM through Q1 2026, equivalent to $3.20B in net income. Net margin is the bottom-line share of revenue that survives every expense — operating costs, interest, and income taxes — and is the figure that flows directly into earnings per share.

Is Fiserv (FISV) profitable?

Yes. Fiserv (FISV) reported $3.20B in net income for TTM through Q1 2026, with a net profit margin of 15.2%. The company earned more from its operations than it paid out in costs, interest, and income taxes, leaving positive earnings on the bottom line.

How much does Fiserv (FISV) spend on capital expenditures?

Fiserv (FISV) spent $1.89B on capital expenditures (CapEx) during TTM through Q1 2026, roughly 8.9% of total revenue. CapEx represents long-lived investment in property, equipment, data centres, and other physical infrastructure, and is subtracted from operating cash flow to arrive at free cash flow.

How much free cash flow does Fiserv (FISV) generate?

Fiserv (FISV) generated $4.16B in free cash flow during TTM through Q1 2026, a free-cash-flow margin of 19.7%. Free cash flow is the cash left after capital expenditures and represents the discretionary pool the company can use to pay dividends, repurchase shares, repay debt, or fund acquisitions without raising external capital.

What is the effective tax rate of Fiserv (FISV)?

Fiserv (FISV) had an effective tax rate of 16.7% in TTM through Q1 2026. The effective rate is the actual share of pre-tax income paid as income taxes and can differ materially from the statutory rate due to foreign earnings mix, tax credits (such as R&D), share-based compensation deductions, and one-off discrete items.

How Fiserv Makes Money: 2026 Visual Revenue Map

Fiserv (FISV) Income Statement Flow — TTM through Q1 2026

Calculated from the four most recent reported quarters, ending March 31, 2026 (reported May 6, 2026).

Fiserv discloses geographic revenue only in annual filings. to view the full breakdown.

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Revenue Counter$668.76/s
Earnings Counter$101.47/s
Economic Scale> Gabon

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Buybacks12.68% TTM
Stock Split History8 splits

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