Fair value (multi-method)
Four independent methods triangulate what FMCB is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$12,413.53
Method range
$889.33 – $12,413.53
median $1,325.20
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $12,413.53 | +840.24% |
| Exit multiple | $1,325.20 | +0.38% |
| Analyst target | — | — |
| Graham number | $889.33 | -32.64% |
- Forward DCF$12,413.53
- Exit multiple$1,325.20
- Analyst target—
- Graham number$889.33
Stock price
$1320.25
FCF / share (TTM)
$46.52
3Y FCF CAGR
17.2%
Fair value @ hist. growth
$6166.41
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
-1.0%
per year over your projection horizon
Margin of safety 78.6% vs hist-growth DCF
Historical 3Y CAGR
17.2%
Your model implies
-1.0%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 17% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.0% | 1.2% | -0.1% | -1.7% | -3.6% | -6.1% |
| 5.0% | 1.2% | -0.1% | -1.7% | -3.6% | -6.1% |
| 5.2% | 1.8% | 0.5% | -1.0% | -2.8% | -5.0% |
| 6.2% | 4.8% | 3.8% | 2.7% | 1.4% | -0.1% |
| 7.2% | 7.4% | 6.6% | 5.7% | 4.7% | 3.6% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
2.42
Demanding vs growth
Net cash
$135M
Total debt − cash
Beta
0.12
Vs market benchmark
Frequently asked questions
Farmers & Merchants Bancorp (FMCB) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation