Farmers & Merchants Bancorp (FMCB) seasonality heatmap
Returns across monthly, quarterly, and yearly periods. Cell color encodes signed magnitude; the scale auto-fits each table.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.5% | +3.3% | -4.5% | +14.1% | +5.0% | -4.7% | +3.1% | — | — | — | — | — |
| 2025 | -1.9% | +0.0% | -3.8% | -0.0% | -0.1% | -0.0% | +6.1% | -1.0% | -0.4% | -1.9% | +4.8% | +5.3% |
| 2024 | -7.2% | -0.6% | +0.5% | +2.1% | -0.0% | -3.0% | +0.9% | -1.0% | +1.2% | -0.4% | +12.7% | -1.9% |
| 2023 | -4.3% | +0.7% | +0.3% | -6.2% | +3.5% | -1.2% | +1.8% | -2.5% | -0.3% | +1.6% | -1.5% | +11.8% |
| 2022 | -3.3% | +2.2% | +0.2% | +0.5% | -1.0% | -1.0% | +0.3% | +1.3% | +1.5% | +1.5% | -0.4% | +9.6% |
| 2021 | +0.7% | -0.3% | +2.0% | +6.7% | +6.6% | -1.8% | +1.0% | +1.0% | +1.9% | +2.6% | +4.9% | +0.2% |
| 2020 | -0.0% | +0.8% | -11.5% | +9.5% | -5.3% | +0.5% | +4.1% | -4.1% | +2.8% | -2.8% | +3.1% | +5.6% |
| 2019 | +4.3% | +1.4% | -2.0% | +2.8% | +6.7% | +0.8% | +0.0% | -1.9% | +0.0% | -1.0% | +3.4% | -3.0% |
| 2018 | -2.4% | -1.5% | -0.7% | +2.4% | +6.7% | +2.0% | +0.4% | +1.4% | -0.8% | -2.6% | +2.7% | -1.7% |
| 2017 | -2.3% | -3.2% | +0.0% | +1.5% | -0.2% | +2.3% | +1.6% | -0.8% | +2.2% | +1.7% | +3.0% | +2.0% |
| 2016 | -2.8% | -4.4% | +14.5% | -4.4% | -1.5% | +9.1% | +2.6% | +0.0% | +0.0% | +8.3% | -0.5% | +0.0% |
| 2015 | +0.0% | -0.6% | +4.6% | +3.9% | +5.0% | +2.0% | +0.6% | -4.5% | +2.4% | +12.5% | -7.9% | +1.4% |
| 2014 | +0.0% | +1.9% | +0.0% | -1.2% | +6.0% | -1.1% | +2.4% | +0.2% | +1.1% | +3.1% | -0.4% | +1.6% |
| 2013 | +2.2% | +3.9% | +9.3% | -10.6% | -2.4% | -0.9% | +3.7% | -0.7% | +0.7% | -1.4% | +1.7% | +1.8% |
| 2012 | +1.4% | -2.7% | -1.4% | +1.4% | +0.0% | +7.2% | -4.0% | +2.8% | -1.4% | +0.0% | +4.1% | +8.3% |
| 2011 | -2.4% | +4.9% | -3.5% | +0.0% | +1.4% | +0.0% | +0.0% | -9.3% | +0.8% | -1.3% | +0.0% | -1.0% |
| 2010 | +1.4% | -1.3% | -4.1% | +9.9% | +1.3% | +6.5% | -3.6% | +3.7% | +0.0% | +2.4% | -2.4% | +1.5% |
| 2009 | +1.2% | -8.4% | -13.9% | +7.0% | +0.0% | +14.5% | +0.0% | -3.8% | +5.3% | +2.5% | -11.0% | +2.9% |
| 2008 | +2.8% | +4.7% | -2.4% | +3.7% | +2.4% | +4.6% | -5.6% | +0.2% | +0.9% | +2.3% | -5.7% | +0.2% |
| 2007 | +0.0% | +1.9% | -1.9% | +0.0% | -0.2% | -5.8% | -0.8% | +0.0% | -8.6% | -6.4% | +2.0% | -4.8% |
| 2006 | -1.0% | +0.0% | +0.0% | +4.1% | +3.7% | +5.8% | -4.0% | +7.0% | -2.7% | -3.6% | +1.3% | -3.3% |
| 2005 | +0.0% | +11.8% | +0.0% | +3.2% | -9.0% | +16.3% | -9.7% | +2.2% | -1.1% | +2.1% | +0.8% | +2.2% |
| 2004 | -4.0% | +5.6% | -5.3% | -2.8% | +0.6% | +0.8% | +6.5% | +13.3% | -2.4% | +4.8% | -5.7% | +4.7% |
| 2003 | +0.0% | -4.7% | +0.0% | -21.1% | +35.6% | +0.4% | -1.3% | +0.0% | +8.3% | +0.0% | +15.4% | +1.1% |
| 2002 | +3.8% | +0.2% | +0.0% | +11.5% | -13.8% | +0.8% | +21.6% | -1.3% | -8.3% | +3.6% | +0.0% | +6.5% |
| 2001 | +0.0% | +3.3% | -0.9% | +6.5% | -4.3% | +14.6% | -6.8% | +7.3% | -6.8% | +7.3% | +0.0% | +1.4% |
| 2000 | -0.5% | +4.9% | +0.0% | -4.8% | +5.0% | +0.9% | +0.0% | +0.0% | -7.1% | +0.0% | +25.6% | -12.5% |
| 1999 | — | — | — | — | — | — | — | — | +3.4% | +0.0% | -4.2% | +1.7% |
| Avg | -0.4% | +0.9% | -0.9% | +1.5% | +1.9% | +2.6% | +0.7% | +0.4% | -0.3% | +1.3% | +1.7% | +1.5% |
| Median | +0.0% | +0.7% | +0.0% | +2.1% | +0.6% | +0.8% | +0.4% | +0.0% | +0.0% | +1.5% | +0.8% | +1.5% |
| Last 5Y Avg | -2.6% | +1.1% | -1.5% | +2.1% | +1.5% | -2.0% | +2.0% | -0.4% | +0.8% | +0.7% | +4.1% | +5.0% |
| Std Dev (σ) | 2.7% | 4.0% | 5.3% | 7.1% | 8.3% | 5.7% | 5.7% | 4.3% | 3.9% | 3.9% | 7.2% | 4.8% |
| Consistency (μ/σ) | -0.15 | 0.22 | -0.17 | 0.21 | 0.23 | 0.45 | 0.12 | 0.09 | -0.07 | 0.33 | 0.24 | 0.32 |
| Win Rate (%) | 33% | 56% | 26% | 63% | 52% | 63% | 54% | 42% | 48% | 52% | 52% | 70% |
| Winning / Losing Months | ▲9▼18 | ▲15▼12 | ▲7▼20 | ▲17▼10 | ▲14▼13 | ▲17▼10 | ▲14▼12 | ▲11▼15 | ▲13▼14 | ▲14▼13 | ▲14▼13 | ▲19▼8 |
| Longest Win / Loss Streak | ▲3▼5 | ▲3▼4 | ▲4▼13 | ▲6▼2 | ▲2▼2 | ▲7▼6 | ▲6▼8 | ▲3▼3 | ▲3▼4 | ▲4▼3 | ▲5▼4 | ▲5▼2 |
| Best | +4.3%in January 2019 | +11.8%in February 2005 | +14.5%in March 2016 | +14.1%in April 2026 | +35.6%in May 2003 | +16.3%in June 2005 | +21.6%in July 2002 | +13.3%in August 2004 | +8.3%in September 2003 | +12.5%in October 2015 | +25.6%in November 2000 | +11.8%in December 2023 |
| Worst | -7.2%in January 2024 | -8.4%in February 2009 | -13.9%in March 2009 | -21.1%in April 2003 | -13.8%in May 2002 | -5.8%in June 2007 | -9.7%in July 2005 | -9.3%in August 2011 | -8.6%in September 2007 | -6.4%in October 2007 | -11.0%in November 2009 | -12.5%in December 2000 |
−21.1%+35.6%
2026
Jan+3.5%
Feb+3.3%
Mar-4.5%
Apr+14.1%
May+5.0%
Jun-4.7%
Jul+3.1%
Aug—
Sep—
Oct—
Nov—
Dec—
2025
Jan-1.9%
Feb+0.0%
Mar-3.8%
Apr-0.0%
May-0.1%
Jun-0.0%
Jul+6.1%
Aug-1.0%
Sep-0.4%
Oct-1.9%
Nov+4.8%
Dec+5.3%
2024
Jan-7.2%
Feb-0.6%
Mar+0.5%
Apr+2.1%
May-0.0%
Jun-3.0%
Jul+0.9%
Aug-1.0%
Sep+1.2%
Oct-0.4%
Nov+12.7%
Dec-1.9%
2023
Jan-4.3%
Feb+0.7%
Mar+0.3%
Apr-6.2%
May+3.5%
Jun-1.2%
Jul+1.8%
Aug-2.5%
Sep-0.3%
Oct+1.6%
Nov-1.5%
Dec+11.8%
2022
Jan-3.3%
Feb+2.2%
Mar+0.2%
Apr+0.5%
May-1.0%
Jun-1.0%
Jul+0.3%
Aug+1.3%
Sep+1.5%
Oct+1.5%
Nov-0.4%
Dec+9.6%
2021
Jan+0.7%
Feb-0.3%
Mar+2.0%
Apr+6.7%
May+6.6%
Jun-1.8%
Jul+1.0%
Aug+1.0%
Sep+1.9%
Oct+2.6%
Nov+4.9%
Dec+0.2%
2020
Jan-0.0%
Feb+0.8%
Mar-11.5%
Apr+9.5%
May-5.3%
Jun+0.5%
Jul+4.1%
Aug-4.1%
Sep+2.8%
Oct-2.8%
Nov+3.1%
Dec+5.6%
2019
Jan+4.3%
Feb+1.4%
Mar-2.0%
Apr+2.8%
May+6.7%
Jun+0.8%
Jul+0.0%
Aug-1.9%
Sep+0.0%
Oct-1.0%
Nov+3.4%
Dec-3.0%
2018
Jan-2.4%
Feb-1.5%
Mar-0.7%
Apr+2.4%
May+6.7%
Jun+2.0%
Jul+0.4%
Aug+1.4%
Sep-0.8%
Oct-2.6%
Nov+2.7%
Dec-1.7%
2017
Jan-2.3%
Feb-3.2%
Mar+0.0%
Apr+1.5%
May-0.2%
Jun+2.3%
Jul+1.6%
Aug-0.8%
Sep+2.2%
Oct+1.7%
Nov+3.0%
Dec+2.0%
2016
Jan-2.8%
Feb-4.4%
Mar+14.5%
Apr-4.4%
May-1.5%
Jun+9.1%
Jul+2.6%
Aug+0.0%
Sep+0.0%
Oct+8.3%
Nov-0.5%
Dec+0.0%
2015
Jan+0.0%
Feb-0.6%
Mar+4.6%
Apr+3.9%
May+5.0%
Jun+2.0%
Jul+0.6%
Aug-4.5%
Sep+2.4%
Oct+12.5%
Nov-7.9%
Dec+1.4%
2014
Jan+0.0%
Feb+1.9%
Mar+0.0%
Apr-1.2%
May+6.0%
Jun-1.1%
Jul+2.4%
Aug+0.2%
Sep+1.1%
Oct+3.1%
Nov-0.4%
Dec+1.6%
2013
Jan+2.2%
Feb+3.9%
Mar+9.3%
Apr-10.6%
May-2.4%
Jun-0.9%
Jul+3.7%
Aug-0.7%
Sep+0.7%
Oct-1.4%
Nov+1.7%
Dec+1.8%
2012
Jan+1.4%
Feb-2.7%
Mar-1.4%
Apr+1.4%
May+0.0%
Jun+7.2%
Jul-4.0%
Aug+2.8%
Sep-1.4%
Oct+0.0%
Nov+4.1%
Dec+8.3%
2011
Jan-2.4%
Feb+4.9%
Mar-3.5%
Apr+0.0%
May+1.4%
Jun+0.0%
Jul+0.0%
Aug-9.3%
Sep+0.8%
Oct-1.3%
Nov+0.0%
Dec-1.0%
2010
Jan+1.4%
Feb-1.3%
Mar-4.1%
Apr+9.9%
May+1.3%
Jun+6.5%
Jul-3.6%
Aug+3.7%
Sep+0.0%
Oct+2.4%
Nov-2.4%
Dec+1.5%
2009
Jan+1.2%
Feb-8.4%
Mar-13.9%
Apr+7.0%
May+0.0%
Jun+14.5%
Jul+0.0%
Aug-3.8%
Sep+5.3%
Oct+2.5%
Nov-11.0%
Dec+2.9%
2008
Jan+2.8%
Feb+4.7%
Mar-2.4%
Apr+3.7%
May+2.4%
Jun+4.6%
Jul-5.6%
Aug+0.2%
Sep+0.9%
Oct+2.3%
Nov-5.7%
Dec+0.2%
2007
Jan+0.0%
Feb+1.9%
Mar-1.9%
Apr+0.0%
May-0.2%
Jun-5.8%
Jul-0.8%
Aug+0.0%
Sep-8.6%
Oct-6.4%
Nov+2.0%
Dec-4.8%
2006
Jan-1.0%
Feb+0.0%
Mar+0.0%
Apr+4.1%
May+3.7%
Jun+5.8%
Jul-4.0%
Aug+7.0%
Sep-2.7%
Oct-3.6%
Nov+1.3%
Dec-3.3%
2005
Jan+0.0%
Feb+11.8%
Mar+0.0%
Apr+3.2%
May-9.0%
Jun+16.3%
Jul-9.7%
Aug+2.2%
Sep-1.1%
Oct+2.1%
Nov+0.8%
Dec+2.2%
2004
Jan-4.0%
Feb+5.6%
Mar-5.3%
Apr-2.8%
May+0.6%
Jun+0.8%
Jul+6.5%
Aug+13.3%
Sep-2.4%
Oct+4.8%
Nov-5.7%
Dec+4.7%
2003
Jan+0.0%
Feb-4.7%
Mar+0.0%
Apr-21.1%
May+35.6%
Jun+0.4%
Jul-1.3%
Aug+0.0%
Sep+8.3%
Oct+0.0%
Nov+15.4%
Dec+1.1%
2002
Jan+3.8%
Feb+0.2%
Mar+0.0%
Apr+11.5%
May-13.8%
Jun+0.8%
Jul+21.6%
Aug-1.3%
Sep-8.3%
Oct+3.6%
Nov+0.0%
Dec+6.5%
2001
Jan+0.0%
Feb+3.3%
Mar-0.9%
Apr+6.5%
May-4.3%
Jun+14.6%
Jul-6.8%
Aug+7.3%
Sep-6.8%
Oct+7.3%
Nov+0.0%
Dec+1.4%
2000
Jan-0.5%
Feb+4.9%
Mar+0.0%
Apr-4.8%
May+5.0%
Jun+0.9%
Jul+0.0%
Aug+0.0%
Sep-7.1%
Oct+0.0%
Nov+25.6%
Dec-12.5%
1999
Jan—
Feb—
Mar—
Apr—
May—
Jun—
Jul—
Aug—
Sep+3.4%
Oct+0.0%
Nov-4.2%
Dec+1.7%
Avg
Jan-0.4%
Feb+0.9%
Mar-0.9%
Apr+1.5%
May+1.9%
Jun+2.6%
Jul+0.7%
Aug+0.4%
Sep-0.3%
Oct+1.3%
Nov+1.7%
Dec+1.5%
Median
Jan+0.0%
Feb+0.7%
Mar+0.0%
Apr+2.1%
May+0.6%
Jun+0.8%
Jul+0.4%
Aug+0.0%
Sep+0.0%
Oct+1.5%
Nov+0.8%
Dec+1.5%
Last 5Y Avg
Jan-2.6%
Feb+1.1%
Mar-1.5%
Apr+2.1%
May+1.5%
Jun-2.0%
Jul+2.0%
Aug-0.4%
Sep+0.8%
Oct+0.7%
Nov+4.1%
Dec+5.0%
Std Dev (σ)
Jan2.7%
Feb4.0%
Mar5.3%
Apr7.1%
May8.3%
Jun5.7%
Jul5.7%
Aug4.3%
Sep3.9%
Oct3.9%
Nov7.2%
Dec4.8%
Consistency (μ/σ)
Jan-0.15
Feb0.22
Mar-0.17
Apr0.21
May0.23
Jun0.45
Jul0.12
Aug0.09
Sep-0.07
Oct0.33
Nov0.24
Dec0.32
Win Rate (%)
Jan33%
Feb56%
Mar26%
Apr63%
May52%
Jun63%
Jul54%
Aug42%
Sep48%
Oct52%
Nov52%
Dec70%
Winning / Losing Months
Jan▲9▼18
Feb▲15▼12
Mar▲7▼20
Apr▲17▼10
May▲14▼13
Jun▲17▼10
Jul▲14▼12
Aug▲11▼15
Sep▲13▼14
Oct▲14▼13
Nov▲14▼13
Dec▲19▼8
Longest Win / Loss Streak
Jan▲3▼5
Feb▲3▼4
Mar▲4▼13
Apr▲6▼2
May▲2▼2
Jun▲7▼6
Jul▲6▼8
Aug▲3▼3
Sep▲3▼4
Oct▲4▼3
Nov▲5▼4
Dec▲5▼2
Best
Jan+4.3%2019
Feb+11.8%2005
Mar+14.5%2016
Apr+14.1%2026
May+35.6%2003
Jun+16.3%2005
Jul+21.6%2002
Aug+13.3%2004
Sep+8.3%2003
Oct+12.5%2015
Nov+25.6%2000
Dec+11.8%2023
Worst
Jan-7.2%2024
Feb-8.4%2009
Mar-13.9%2009
Apr-21.1%2003
May-13.8%2002
Jun-5.8%2007
Jul-9.7%2005
Aug-9.3%2011
Sep-8.6%2007
Oct-6.4%2007
Nov-11.0%2009
Dec-12.5%2000
−21.1%+35.6%
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