Fair value (multi-method)
Four independent methods triangulate what JKHY is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$266.05
Method range
$33.75 – $266.05
median $204.64
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $266.05 | +82.03% |
| Exit multiple | $224.27 | +53.44% |
| Analyst target | $185.00 | +26.57% |
| Graham number | $33.75 | -76.91% |
- Forward DCF$266.05
- Exit multiple$224.27
- Analyst target$185.00
- Graham number$33.75
Stock price
$146.16
FCF / share (TTM)
$2.36
3Y FCF CAGR
18.1%
Fair value @ hist. growth
$163.53
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
16.6%
per year over your projection horizon
Margin of safety 10.6% vs hist-growth DCF
Historical 3Y CAGR
18.1%
Your model implies
16.6%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 18% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.5% | 12.5% | 11.1% | 9.6% | 7.9% | 5.7% |
| 6.5% | 15.6% | 14.6% | 13.4% | 12.1% | 10.6% |
| 7.5% | 18.5% | 17.6% | 16.6% | 15.6% | 14.4% |
| 8.5% | 21.0% | 20.3% | 19.5% | 18.6% | 17.6% |
| 9.5% | 23.4% | 22.7% | 22.0% | 21.3% | 20.5% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
Net cash
$102M
Total debt − cash
Beta
0.57
Vs market benchmark
Frequently asked questions
Jack Henry & Associates (JKHY) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks2.50% TTM
- Dividend Profile1.63% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History6 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.