Fair value (multi-method)
Four independent methods triangulate what JKHY is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$271.99
Method range
$33.75 – $271.99
median $203.37
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $271.99 | +109.05% |
| Exit multiple | $212.10 | +63.02% |
| Analyst target | $194.63 | +49.59% |
| Graham number | $33.75 | -74.06% |
- Forward DCF$271.99
- Exit multiple$212.10
- Analyst target$194.63
- Graham number$33.75
Stock price
$130.11
FCF / share (TTM)
$2.36
3Y FCF CAGR
18.1%
Fair value @ hist. growth
$167.43
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
14.8%
per year over your projection horizon
Margin of safety 22.3% vs hist-growth DCF
Historical 3Y CAGR
18.1%
Your model implies
14.8%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 18% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.4% | 10.7% | 9.4% | 7.8% | 6.0% | 3.8% |
| 6.4% | 13.9% | 12.8% | 11.6% | 10.3% | 8.8% |
| 7.4% | 16.7% | 15.8% | 14.8% | 13.8% | 12.6% |
| 8.4% | 19.2% | 18.5% | 17.7% | 16.8% | 15.8% |
| 9.4% | 21.5% | 20.9% | 20.2% | 19.5% | 18.6% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
Net cash
$102M
Total debt − cash
Beta
0.57
Vs market benchmark
Frequently asked questions
Jack Henry & Associates (JKHY) Key Financials
Charts, filings, and peer comparison for every metric
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