Fair value (multi-method)
Four independent methods triangulate what PYPL is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$97.84
Method range
$24.53 – $101.10
median $74.14
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $97.84 | +136.96% |
| Exit multiple | $101.10 | +144.85% |
| Analyst target | $50.45 | +22.18% |
| Graham number | $24.53 | -40.60% |
- Forward DCF$97.84
- Exit multiple$101.10
- Analyst target$50.45
- Graham number$24.53
Stock price
$41.29
FCF / share (TTM)
$1.00
3Y FCF CAGR
8.7%
Fair value @ hist. growth
$18.08
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
20.3%
per year over your projection horizon
Margin of safety -128.4% vs hist-growth DCF
Historical 3Y CAGR
8.7%
Your model implies
20.3%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 9% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 9.2% | 17.1% | 16.5% | 15.8% | 15.1% | 14.3% |
| 10.2% | 19.3% | 18.7% | 18.1% | 17.5% | 16.8% |
| 11.2% | 21.3% | 20.8% | 20.3% | 19.7% | 19.1% |
| 12.2% | 23.2% | 22.8% | 22.3% | 21.8% | 21.3% |
| 13.2% | 25.1% | 24.7% | 24.2% | 23.8% | 23.3% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
Net debt
$1.9B
Total debt − cash
Beta
1.34
Vs market benchmark
Frequently asked questions
PayPal (PYPL) Key Financials
Charts, filings, and peer comparison for every metric
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