Fair value (multi-method)
Four independent methods triangulate what PYPL is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$96.60
Method range
$24.53 – $100.99
median $73.30
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $96.60 | +74.02% |
| Exit multiple | $100.99 | +81.93% |
| Analyst target | $50.00 | -9.93% |
| Graham number | $24.53 | -55.82% |
- Forward DCF$96.60
- Exit multiple$100.99
- Analyst target$50.00
- Graham number$24.53
Stock price
$55.51
FCF / share (TTM)
$1.00
3Y FCF CAGR
8.7%
Fair value @ hist. growth
$17.85
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
24.7%
per year over your projection horizon
Margin of safety -211.0% vs hist-growth DCF
Historical 3Y CAGR
8.7%
Your model implies
24.7%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 9% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 9.3% | 21.4% | 20.8% | 20.1% | 19.3% | 18.5% |
| 10.3% | 23.6% | 23.1% | 22.4% | 21.8% | 21.1% |
| 11.3% | 25.7% | 25.2% | 24.7% | 24.1% | 23.5% |
| 12.3% | 27.8% | 27.3% | 26.8% | 26.3% | 25.7% |
| 13.3% | 29.7% | 29.3% | 28.8% | 28.3% | 27.8% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
Net debt
$1.94B
Total debt − cash
Beta
1.33
Vs market benchmark
Frequently asked questions
PayPal (PYPL) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
How this company returns cash to shareholders — buybacks, dividends, and stock splits.