Total Debt for PayPal (PYPL)
According to PayPal's latest reported financial statements, the company's latest reported total debt is $9.99B USD. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — combine with cash on hand for net debt, and see total liabilities for the broader obligations picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
PYPL
Currently viewingTotal DebtSwitch metric
Latest period
$9.99B
YoY change
+1.1%
5Y CAGR
+2.2%
Peak year (2022)
$10.42B
Latest annual
$9.99B
Total Debt history chart for PayPal (PYPL) from 2013 to 2025
Total Debt history table for PayPal (PYPL) from 2013 to 2025
| Fiscal year | Period ended | Reported | Total Debt | YoY |
|---|---|---|---|---|
| 2025 | $9.99B | +1.1% | ||
| 2024 | $9.88B | +2.1% | ||
| 2023 | $9.68B | -7.1% | ||
| 2022 | $10.42B | +15.1% | ||
| 2021 | $9.05B | +1.2% | ||
| 2020 | $8.94B | +80.0% | ||
| 2019 | $4.96B | +148.5% | ||
| 2018 | $2.00B | +99.8% | ||
| 2017 | $1.00B | — | ||
| 2016 | $0 | — | ||
| 2015 | $0 | -100.0% | ||
| 2014 | $1.48B | -8.3% | ||
| 2013 | $1.61B | — |
Total Debt values are taken from PayPal's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
In 2025, PayPal (PYPL) total debt totalled $9.99B – edged up 1.1% year-over-year.
PayPal total debt compound annual growth for the 2020–2025 (5 years) window is +2.2%, with the latest reading among the more recent periods of the dataset.
Across the available history, total debt reached its high of $10.42B in 2022 and its low of $0 in 2015.
Among 8 Financial Services peers, PayPal (PYPL) ranks 9th; the peer median for total debt is $395.81B.
PayPal Total Debt by Year
PayPal Total Debt 2025: $9.99B
PayPal total debt in 2025 was $9.99B, edged up 1.1% from 2024.
PayPal Total Debt 2024: $9.88B
PayPal total debt in 2024 was $9.88B, edged up 2.1% from 2023.
PayPal Total Debt 2023: $9.68B
PayPal total debt in 2023 was $9.68B, declined 7.1% below 2022.
PayPal Total Debt 2022: $10.42B
PayPal total debt in 2022 was $10.42B, grew 15.1% from 2021. This figure represents the highest annual value in the available history.
PayPal Total Debt 2021: $9.05B
PayPal total debt in 2021 was $9.05B.
See more financial history for PayPal (PYPL).
Sector peers — Total Debt
Companies in the same sector as PayPal, ranked by their latest total debt.
| Company | Total Debt | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $942.38B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $609.53B | Financial Services |
| Morgan Stanley (MS) | $475.56B | Financial Services |
| Wells Fargo & Company (WFC) | $425.72B | Financial Services |
| Bank of America Corporation (BAC) | $365.90B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $138.95B | Financial Services |
| Visa Inc. (V) | $25.17B | Financial Services |
| Mastercard Incorporated (MA) | $19.00B | Financial Services |
Frequently asked questions
What is PayPal's total debt?
- Latest reported total debt for PayPal (PYPL) is $9.99B (period ending December 31, 2025).
How has PayPal total debt changed year-over-year?
- PayPal (PYPL) total debt changed +1.1% year-over-year on the latest annual filing.
What is the long-term growth rate of PayPal total debt?
- PayPal (PYPL) total debt compound annual growth rate is +2.2% over the most recent 5 years available.
When did PayPal total debt hit its highest annual value?
- PayPal total debt reached its highest annual value of $10.42B in 2022.
What was PayPal total debt in 2024?
- PayPal (PYPL) total debt in 2024 was $9.88B.
What was PayPal total debt in 2025?
- PayPal (PYPL) total debt in 2025 was $9.99B.
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