PayPal (PYPL) seasonality heatmap
Returns across monthly, quarterly, and yearly periods. Cell color encodes signed magnitude; the scale auto-fits each table.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -9.7% | -12.3% | -1.8% | +10.9% | -10.7% | -7.2% | — | — | — | — | — | — |
| 2025 | +3.8% | -19.8% | -8.2% | +0.9% | +6.7% | +5.8% | -7.5% | +2.1% | -4.5% | +3.3% | -9.3% | -6.9% |
| 2024 | -0.1% | -1.7% | +11.0% | +1.4% | -7.3% | -7.9% | +13.4% | +10.1% | +7.7% | +1.6% | +9.4% | -1.6% |
| 2023 | +14.4% | -9.7% | +3.2% | +0.1% | -18.4% | +7.7% | +13.6% | -17.6% | -6.5% | -11.4% | +11.2% | +6.6% |
| 2022 | -8.8% | -34.9% | +3.3% | -24.0% | -3.1% | -18.0% | +23.9% | +8.0% | -7.9% | -2.9% | -6.2% | -9.2% |
| 2021 | +0.0% | +10.9% | -6.5% | +8.0% | -0.9% | +12.1% | -5.5% | +4.8% | -9.9% | -10.6% | -20.5% | +2.0% |
| 2020 | +5.3% | -5.2% | -11.3% | +28.5% | +26.0% | +12.4% | +12.5% | +4.1% | -3.5% | -5.5% | +15.0% | +9.4% |
| 2019 | +5.5% | +10.5% | +5.9% | +8.6% | -2.7% | +4.3% | -3.5% | -1.2% | -5.0% | +0.5% | +3.8% | +0.1% |
| 2018 | +15.9% | -6.9% | -4.5% | -1.7% | +10.0% | +1.5% | -1.4% | +12.4% | -4.9% | -4.2% | +1.9% | -2.0% |
| 2017 | +0.8% | +5.6% | +2.4% | +10.9% | +9.4% | +2.8% | +9.1% | +5.3% | +3.8% | +13.3% | +4.4% | -2.8% |
| 2016 | -0.2% | +5.5% | +1.2% | +1.5% | -3.5% | -3.4% | +2.0% | -0.2% | +10.3% | +1.7% | -5.7% | +0.5% |
| 2015 | — | — | — | — | — | — | — | -9.6% | -11.3% | +16.0% | -2.1% | +2.7% |
| Avg | +2.4% | -5.3% | -0.5% | +4.1% | +0.5% | +1.7% | +5.7% | +1.7% | -2.9% | +0.2% | +0.2% | -0.1% |
| Median | +0.8% | -5.2% | +1.2% | +1.5% | -2.7% | +3.6% | +5.5% | +4.1% | -4.9% | +0.5% | +1.9% | +0.1% |
| Last 5Y Avg | -0.1% | -15.7% | +1.5% | -2.2% | -6.6% | -0.1% | +7.6% | +1.5% | -4.2% | -4.0% | -3.1% | -1.8% |
| Std Dev (σ) | 8.0% | 13.8% | 6.7% | 12.6% | 12.0% | 9.4% | 10.3% | 8.7% | 7.1% | 8.7% | 10.3% | 5.4% |
| Consistency (μ/σ) | 0.31 | -0.38 | -0.07 | 0.33 | 0.04 | 0.18 | 0.55 | 0.19 | -0.41 | 0.02 | 0.02 | -0.02 |
| Win Rate (%) | 64% | 36% | 55% | 82% | 36% | 70% | 60% | 64% | 27% | 55% | 55% | 55% |
| Winning / Losing Months | ▲7▼4 | ▲4▼7 | ▲6▼5 | ▲9▼2 | ▲4▼7 | ▲7▼3 | ▲6▼4 | ▲7▼4 | ▲3▼8 | ▲6▼5 | ▲6▼5 | ▲6▼5 |
| Longest Win / Loss Streak | ▲5▼1 | ▲2▼5 | ▲3▼2 | ▲4▼1 | ▲2▼4 | ▲5▼1 | ▲3▼2 | ▲3▼2 | ▲2▼6 | ▲3▼4 | ▲4▼2 | ▲3▼2 |
| Best | +15.9%in January 2018 | +10.9%in February 2021 | +11.0%in March 2024 | +28.5%in April 2020 | +26.0%in May 2020 | +12.4%in June 2020 | +23.9%in July 2022 | +12.4%in August 2018 | +10.3%in September 2016 | +16.0%in October 2015 | +15.0%in November 2020 | +9.4%in December 2020 |
| Worst | -9.7%in January 2026 | -34.9%in February 2022 | -11.3%in March 2020 | -24.0%in April 2022 | -18.4%in May 2023 | -18.0%in June 2022 | -7.5%in July 2025 | -17.6%in August 2023 | -11.3%in September 2015 | -11.4%in October 2023 | -20.5%in November 2021 | -9.2%in December 2022 |
−34.9%+28.5%
2026
Jan-9.7%
Feb-12.3%
Mar-1.8%
Apr+10.9%
May-10.7%
Jun-7.2%
Jul—
Aug—
Sep—
Oct—
Nov—
Dec—
2025
Jan+3.8%
Feb-19.8%
Mar-8.2%
Apr+0.9%
May+6.7%
Jun+5.8%
Jul-7.5%
Aug+2.1%
Sep-4.5%
Oct+3.3%
Nov-9.3%
Dec-6.9%
2024
Jan-0.1%
Feb-1.7%
Mar+11.0%
Apr+1.4%
May-7.3%
Jun-7.9%
Jul+13.4%
Aug+10.1%
Sep+7.7%
Oct+1.6%
Nov+9.4%
Dec-1.6%
2023
Jan+14.4%
Feb-9.7%
Mar+3.2%
Apr+0.1%
May-18.4%
Jun+7.7%
Jul+13.6%
Aug-17.6%
Sep-6.5%
Oct-11.4%
Nov+11.2%
Dec+6.6%
2022
Jan-8.8%
Feb-34.9%
Mar+3.3%
Apr-24.0%
May-3.1%
Jun-18.0%
Jul+23.9%
Aug+8.0%
Sep-7.9%
Oct-2.9%
Nov-6.2%
Dec-9.2%
2021
Jan+0.0%
Feb+10.9%
Mar-6.5%
Apr+8.0%
May-0.9%
Jun+12.1%
Jul-5.5%
Aug+4.8%
Sep-9.9%
Oct-10.6%
Nov-20.5%
Dec+2.0%
2020
Jan+5.3%
Feb-5.2%
Mar-11.3%
Apr+28.5%
May+26.0%
Jun+12.4%
Jul+12.5%
Aug+4.1%
Sep-3.5%
Oct-5.5%
Nov+15.0%
Dec+9.4%
2019
Jan+5.5%
Feb+10.5%
Mar+5.9%
Apr+8.6%
May-2.7%
Jun+4.3%
Jul-3.5%
Aug-1.2%
Sep-5.0%
Oct+0.5%
Nov+3.8%
Dec+0.1%
2018
Jan+15.9%
Feb-6.9%
Mar-4.5%
Apr-1.7%
May+10.0%
Jun+1.5%
Jul-1.4%
Aug+12.4%
Sep-4.9%
Oct-4.2%
Nov+1.9%
Dec-2.0%
2017
Jan+0.8%
Feb+5.6%
Mar+2.4%
Apr+10.9%
May+9.4%
Jun+2.8%
Jul+9.1%
Aug+5.3%
Sep+3.8%
Oct+13.3%
Nov+4.4%
Dec-2.8%
2016
Jan-0.2%
Feb+5.5%
Mar+1.2%
Apr+1.5%
May-3.5%
Jun-3.4%
Jul+2.0%
Aug-0.2%
Sep+10.3%
Oct+1.7%
Nov-5.7%
Dec+0.5%
2015
Jan—
Feb—
Mar—
Apr—
May—
Jun—
Jul—
Aug-9.6%
Sep-11.3%
Oct+16.0%
Nov-2.1%
Dec+2.7%
Avg
Jan+2.4%
Feb-5.3%
Mar-0.5%
Apr+4.1%
May+0.5%
Jun+1.7%
Jul+5.7%
Aug+1.7%
Sep-2.9%
Oct+0.2%
Nov+0.2%
Dec-0.1%
Median
Jan+0.8%
Feb-5.2%
Mar+1.2%
Apr+1.5%
May-2.7%
Jun+3.6%
Jul+5.5%
Aug+4.1%
Sep-4.9%
Oct+0.5%
Nov+1.9%
Dec+0.1%
Last 5Y Avg
Jan-0.1%
Feb-15.7%
Mar+1.5%
Apr-2.2%
May-6.6%
Jun-0.1%
Jul+7.6%
Aug+1.5%
Sep-4.2%
Oct-4.0%
Nov-3.1%
Dec-1.8%
Std Dev (σ)
Jan8.0%
Feb13.8%
Mar6.7%
Apr12.6%
May12.0%
Jun9.4%
Jul10.3%
Aug8.7%
Sep7.1%
Oct8.7%
Nov10.3%
Dec5.4%
Consistency (μ/σ)
Jan0.31
Feb-0.38
Mar-0.07
Apr0.33
May0.04
Jun0.18
Jul0.55
Aug0.19
Sep-0.41
Oct0.02
Nov0.02
Dec-0.02
Win Rate (%)
Jan64%
Feb36%
Mar55%
Apr82%
May36%
Jun70%
Jul60%
Aug64%
Sep27%
Oct55%
Nov55%
Dec55%
Winning / Losing Months
Jan▲7▼4
Feb▲4▼7
Mar▲6▼5
Apr▲9▼2
May▲4▼7
Jun▲7▼3
Jul▲6▼4
Aug▲7▼4
Sep▲3▼8
Oct▲6▼5
Nov▲6▼5
Dec▲6▼5
Longest Win / Loss Streak
Jan▲5▼1
Feb▲2▼5
Mar▲3▼2
Apr▲4▼1
May▲2▼4
Jun▲5▼1
Jul▲3▼2
Aug▲3▼2
Sep▲2▼6
Oct▲3▼4
Nov▲4▼2
Dec▲3▼2
Best
Jan+15.9%2018
Feb+10.9%2021
Mar+11.0%2024
Apr+28.5%2020
May+26.0%2020
Jun+12.4%2020
Jul+23.9%2022
Aug+12.4%2018
Sep+10.3%2016
Oct+16.0%2015
Nov+15.0%2020
Dec+9.4%2020
Worst
Jan-9.7%2026
Feb-34.9%2022
Mar-11.3%2020
Apr-24.0%2022
May-18.4%2023
Jun-18.0%2022
Jul-7.5%2025
Aug-17.6%2023
Sep-11.3%2015
Oct-11.4%2023
Nov-20.5%2021
Dec-9.2%2022
−34.9%+28.5%
Frequently asked questions
Data & methodology
PayPal (PYPL) Key Financials
Charts, filings, and peer comparison for every metric
Income Statement
Balance Sheet
Profitability
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
Overview
Income Statement