Free Cash Flow for PayPal (PYPL)
Free Cash Flow for PayPal (PYPL): headline value $5.56B · YoY -17.8%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
PYPL
Currently viewingFree Cash FlowSwitch metric
Latest period
$5.56B
YoY change
-17.8%
5Y CAGR
+2.2%
Peak year (2024)
$6.77B
Latest annual
$5.56B
Free Cash Flow history chart for PayPal (PYPL) from 2012 to 2025
Free Cash Flow history table for PayPal (PYPL) from 2012 to 2025
| Fiscal year | Period ended | Reported | Free Cash Flow | YoY |
|---|---|---|---|---|
| 2025 | $5.56B | -17.8% | ||
| 2024 | $6.77B | +60.4% | ||
| 2023 | $4.22B | -17.4% | ||
| 2022 | $5.11B | +4.5% | ||
| 2021 | $4.89B | -2.0% | ||
| 2020 | $4.99B | +48.1% | ||
| 2019 | $3.37B | -27.7% | ||
| 2018 | $4.66B | +149.8% | ||
| 2017 | $1.86B | -25.1% | ||
| 2016 | $2.49B | +36.5% | ||
| 2015 | $1.82B | +5.6% | ||
| 2014 | $1.73B | +7.9% | ||
| 2013 | $1.60B | +52.0% | ||
| 2012 | $1.05B | — |
Free Cash Flow values are taken from PayPal's reported cash flow statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
As of the 2025 fiscal year, PayPal (PYPL) reported free cash flow of $5.56B – declined 17.8% year-over-year.
Over 2020–2025 (5 years), PayPal free cash flow expanded at a +2.2% compound annual rate, with the latest reading among the more recent periods of the dataset.
Between 2024 and 2025, PayPal free cash flow declined 17.8%, falling from $6.77B to $5.56B.
Across the available history, free cash flow reached its high of $6.77B in 2024 and its low of $1.05B in 2012.
Among 8 Financial Services peers, PayPal (PYPL) ranks 7th; the peer median for free cash flow is $19.24B.
PayPal Free Cash Flow by Year
PayPal Free Cash Flow 2025: $5.56B
PayPal free cash flow in 2025 was $5.56B, declined 17.8% below 2024.
PayPal Free Cash Flow 2024: $6.77B
PayPal free cash flow in 2024 was $6.77B, surged 60.4% from 2023. This figure represents the highest annual value in the available history.
PayPal Free Cash Flow 2023: $4.22B
PayPal free cash flow in 2023 was $4.22B, declined 17.4% below 2022.
PayPal Free Cash Flow 2022: $5.11B
PayPal free cash flow in 2022 was $5.11B, edged up 4.5% from 2021.
PayPal Free Cash Flow 2021: $4.89B
PayPal free cash flow in 2021 was $4.89B.
See more financial history for PayPal (PYPL).
Sector peers — Free Cash Flow
Companies in the same sector as PayPal, ranked by their latest free cash flow.
| Company | Free Cash Flow | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $100.87B | Financial Services |
| Morgan Stanley (MS) | $46.10B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $25.04B | Financial Services |
| Visa Inc. (V) | $21.58B | Financial Services |
| Mastercard Incorporated (MA) | $16.91B | Financial Services |
| Bank of America Corporation (BAC) | $12.61B | Financial Services |
| Wells Fargo & Company (WFC) | -$19.00B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | -$47.22B | Financial Services |
Frequently asked questions
What is PayPal's free cash flow?
Latest reported free cash flow for PayPal (PYPL) is $5.56B (period ending December 31, 2025).
How has PayPal free cash flow changed year-over-year?
PayPal (PYPL) free cash flow changed -17.8% year-over-year on the latest annual filing.
What is the long-term growth rate of PayPal free cash flow?
PayPal (PYPL) free cash flow compound annual growth rate is +2.2% over the most recent 5 years available.
When did PayPal free cash flow hit its highest annual value?
PayPal free cash flow reached its highest annual value of $6.77B in 2024.
What was PayPal free cash flow in 2024?
PayPal (PYPL) free cash flow in 2024 was $6.77B.
What was PayPal free cash flow in 2025?
PayPal (PYPL) free cash flow in 2025 was $5.56B.
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