Fair value (multi-method)
Four independent methods triangulate what RF is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$102.04
Method range
$17.81 – $102.04
median $26.10
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $102.04 | +257.54% |
| Exit multiple | $21.41 | -24.98% |
| Analyst target | $30.78 | +7.85% |
| Graham number | $17.81 | -37.60% |
- Forward DCF$102.04
- Exit multiple$21.41
- Analyst target$30.78
- Graham number$17.81
Stock price
$28.54
FCF / share (TTM)
$1.00
3Y FCF CAGR
-5.2%
Fair value @ hist. growth
$8.20
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
11.9%
per year over your projection horizon
Margin of safety -248.0% vs hist-growth DCF
Historical 3Y CAGR
-5.2%
Your model implies
11.9%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at -5% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 7.7% | 8.7% | 8.0% | 7.2% | 6.3% | 5.3% |
| 8.7% | 10.9% | 10.3% | 9.6% | 8.9% | 8.1% |
| 9.7% | 13.0% | 12.5% | 11.9% | 11.2% | 10.6% |
| 10.7% | 15.0% | 14.5% | 14.0% | 13.4% | 12.8% |
| 11.7% | 16.8% | 16.4% | 15.9% | 15.4% | 14.9% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
1.49
Fair vs growth
Net cash
$6.0B
Total debt − cash
Beta
1.03
Vs market benchmark
Frequently asked questions
Regions Financial (RF) Key Financials
Charts, filings, and peer comparison for every metric
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