Fair value (multi-method)
Four independent methods triangulate what RF is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$103.91
Method range
$18.20 – $103.91
median $27.46
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $103.91 | +236.70% |
| Exit multiple | $22.36 | -27.54% |
| Analyst target | $32.56 | +5.51% |
| Graham number | $18.20 | -41.02% |
- Forward DCF$103.91
- Exit multiple$22.36
- Analyst target$32.56
- Graham number$18.20
Stock price
$30.86
EPS (TTM)
$2.45
5Y EPS CAGR
17.3%
Fair value @ hist. growth
$103.91
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied EPS growth
0.9%
per year over your projection horizon
Margin of safety 70.3% vs hist-growth DCF
Historical 5Y CAGR
17.3%
Your model implies
0.9%
Next-year analyst consensus
6.8%
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 7.7% | -1.9% | -2.5% | -3.1% | -3.9% | -4.7% |
| 8.7% | 0.0% | -0.5% | -1.0% | -1.6% | -2.3% |
| 9.7% | 1.8% | 1.4% | 0.9% | 0.4% | -0.2% |
| 10.7% | 3.5% | 3.1% | 2.7% | 2.2% | 1.7% |
| 11.7% | 5.1% | 4.7% | 4.3% | 3.9% | 3.5% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
7.43
Demanding vs growth
Net cash
$6.02B
Total debt − cash
Beta
1.01
Vs market benchmark
Annual diluted EPS
Per-share earnings by fiscal year — last 5 years anchor the CAGR reference above.
Frequently asked questions
Regions Financial (RF) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks5.44% TTM
- Dividend Profile3.43% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History8 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.