Fair value (multi-method)
Four independent methods triangulate what SCHW is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$260.55
Method range
$30.01 – $260.55
median $125.43
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $260.55 | +193.28% |
| Exit multiple | $128.96 | +45.16% |
| Analyst target | $121.89 | +37.20% |
| Graham number | $30.01 | -66.22% |
- Forward DCF$260.55
- Exit multiple$128.96
- Analyst target$121.89
- Graham number$30.01
Stock price
$88.84
FCF / share (TTM)
$4.12
3Y FCF CAGR
67.0%
Fair value @ hist. growth
$6084.58
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
5.6%
per year over your projection horizon
Margin of safety 98.5% vs hist-growth DCF
Historical 3Y CAGR
67.0%
Your model implies
5.6%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 67% annual growth.
Cumulative FCF covers the current price by year 5.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 6.5% | 2.3% | 1.5% | 0.5% | -0.6% | -1.9% |
| 7.5% | 4.7% | 4.0% | 3.2% | 2.3% | 1.4% |
| 8.5% | 6.9% | 6.3% | 5.6% | 4.9% | 4.1% |
| 9.5% | 8.9% | 8.3% | 7.8% | 7.2% | 6.5% |
| 10.5% | 10.7% | 10.3% | 9.8% | 9.2% | 8.7% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
7.39
Demanding vs growth
Net cash
$15.1B
Total debt − cash
Beta
0.80
Vs market benchmark
Frequently asked questions
Charles Schwab (SCHW) Key Financials
Charts, filings, and peer comparison for every metric
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