Charles Schwab (SCHW) seasonality heatmap
Returns across monthly, quarterly, and yearly periods. Cell color encodes signed magnitude; the scale auto-fits each table.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +4.0% | -8.1% | -1.3% | -2.5% | -4.3% | +5.6% | +13.2% | — | — | — | — | — |
| 2025 | +11.8% | -3.5% | -1.6% | +4.0% | +8.9% | +3.3% | +7.1% | -1.7% | -0.4% | -1.0% | -1.6% | +7.7% |
| 2024 | -8.6% | +6.6% | +8.3% | +2.2% | -0.6% | +0.6% | -11.5% | +0.3% | -0.4% | +9.3% | +17.3% | -10.6% |
| 2023 | -7.0% | +1.0% | -32.8% | -0.3% | +1.4% | +7.6% | +16.6% | -10.2% | -7.2% | -5.2% | +18.4% | +12.2% |
| 2022 | +4.3% | -3.5% | -0.2% | -21.3% | +6.0% | -9.9% | +9.3% | +3.1% | +1.3% | +10.9% | +3.9% | +0.9% |
| 2021 | -2.8% | +20.1% | +5.6% | +8.0% | +5.2% | -1.4% | -6.7% | +7.5% | -0.0% | +12.6% | -5.4% | +8.7% |
| 2020 | -4.2% | -10.2% | -17.5% | +12.2% | -4.3% | -6.0% | -1.8% | +7.8% | +2.0% | +13.5% | +19.1% | +8.7% |
| 2019 | +12.6% | -1.2% | -7.1% | +7.1% | -8.8% | -3.4% | +7.6% | -11.1% | +9.3% | -2.7% | +22.1% | -3.9% |
| 2018 | +3.8% | -0.4% | -1.5% | +6.6% | +0.1% | -8.1% | -0.1% | -0.3% | -3.2% | -5.9% | -2.8% | -7.3% |
| 2017 | +4.5% | -1.8% | +1.0% | -4.8% | -0.1% | +10.9% | -0.1% | -6.8% | +9.6% | +2.5% | +9.0% | +5.3% |
| 2016 | -22.5% | -1.7% | +11.9% | +1.4% | +7.9% | -17.2% | +12.3% | +11.0% | +0.4% | +0.4% | +22.2% | +2.1% |
| 2015 | -13.9% | +13.2% | +3.8% | +0.2% | +4.0% | +3.2% | +6.8% | -12.7% | -6.0% | +6.8% | +10.7% | -2.3% |
| 2014 | -4.6% | +7.1% | +3.1% | -2.8% | -4.8% | +6.8% | +3.0% | +3.0% | +3.1% | -2.4% | -1.0% | +6.6% |
| 2013 | +15.2% | -1.4% | +8.9% | -4.1% | +17.5% | +6.9% | +4.1% | -5.2% | +1.2% | +7.2% | +8.4% | +6.2% |
| 2012 | +3.4% | +19.8% | +3.6% | -0.7% | -12.4% | +3.7% | -2.3% | +7.3% | -5.2% | +6.2% | -3.1% | +9.6% |
| 2011 | +5.5% | +5.5% | -5.0% | +1.5% | -1.3% | -8.7% | -9.3% | -16.9% | -8.7% | +8.9% | -2.2% | -5.8% |
| 2010 | -2.8% | +0.4% | +2.1% | +3.2% | -15.1% | -13.2% | +4.3% | -13.4% | +8.9% | +10.9% | -2.1% | +13.9% |
| 2009 | -15.9% | -6.1% | +21.9% | +19.3% | -4.5% | -0.3% | +1.8% | +1.5% | +6.0% | -9.5% | +6.1% | +2.7% |
| 2008 | -12.7% | -11.8% | -4.0% | +14.7% | +2.9% | -7.4% | +11.5% | +5.0% | +8.4% | -26.5% | -3.8% | -11.8% |
| 2007 | -2.2% | -2.1% | -1.0% | +4.5% | +17.8% | -8.7% | +3.2% | -1.6% | +9.0% | +7.6% | +4.8% | +5.1% |
| 2006 | +0.8% | +9.8% | +6.2% | +4.0% | -6.8% | -4.0% | -0.7% | +2.9% | +9.8% | +1.7% | +1.0% | +5.4% |
| 2005 | -6.0% | -6.3% | 0.0% | -1.6% | +9.9% | -0.5% | +21.4% | -1.1% | +6.6% | +5.4% | +0.4% | -3.8% |
| 2004 | +6.4% | -2.7% | -5.2% | -11.3% | -4.7% | -2.0% | -8.5% | +7.8% | -2.7% | -0.4% | +18.2% | +10.9% |
| 2003 | -15.0% | -14.3% | -8.5% | +19.4% | +12.4% | +4.1% | +3.1% | +4.4% | +9.7% | +13.8% | -14.4% | +2.1% |
| 2002 | -7.2% | -9.2% | +0.4% | -13.0% | +6.3% | -7.4% | -20.1% | +2.8% | -5.3% | +5.5% | +25.8% | -6.0% |
| 2001 | -6.9% | -20.8% | -26.2% | +28.4% | -5.0% | -16.2% | -4.8% | -16.8% | -7.7% | +11.9% | +11.6% | +7.7% |
| 2000 | -6.2% | +16.8% | +35.7% | -21.7% | -3.6% | +17.7% | +7.4% | +5.7% | -7.0% | -1.1% | -21.2% | +2.5% |
| 1999 | +25.1% | +6.0% | +29.0% | +14.1% | -3.8% | +3.3% | -19.1% | -10.4% | -15.3% | +15.5% | -1.7% | +0.8% |
| 1998 | -13.0% | +3.6% | +0.5% | -7.8% | -5.0% | -1.9% | +15.0% | -20.2% | +31.9% | +21.9% | +17.5% | +49.6% |
| 1997 | +17.2% | +0.3% | -14.9% | +14.5% | +11.4% | -0.5% | +16.1% | -9.0% | +25.6% | -4.6% | +13.1% | +8.8% |
| 1996 | +25.1% | +1.5% | +1.1% | -5.2% | -0.8% | +0.8% | -1.2% | +3.5% | -7.6% | +8.6% | +20.8% | +6.0% |
| 1995 | +15.7% | +10.0% | +9.1% | +6.5% | +2.2% | +25.1% | +5.7% | +0.8% | +24.6% | -21.1% | +5.8% | -16.9% |
| 1994 | -9.0% | -6.6% | -2.2% | +5.5% | +6.9% | -18.5% | +8.5% | +15.2% | -3.8% | +20.6% | -10.6% | +10.0% |
| 1993 | +16.0% | +7.4% | +12.1% | -9.8% | +7.4% | +21.6% | +1.6% | +13.2% | +5.4% | 0.0% | -7.6% | +1.8% |
| 1992 | +5.1% | +3.8% | +4.6% | -17.5% | +1.3% | -18.6% | +5.1% | -8.6% | -20.0% | +12.8% | +22.8% | +5.0% |
| 1991 | +41.1% | +14.1% | +11.0% | -10.3% | +24.1% | +10.0% | +11.3% | +3.2% | +9.7% | +21.5% | -13.2% | +39.1% |
| 1990 | -2.5% | +13.0% | +11.5% | -10.9% | +4.1% | -3.2% | -10.5% | -7.3% | -9.9% | +11.3% | -5.9% | -4.2% |
| 1989 | +51.9% | -15.8% | +2.9% | +14.1% | +16.3% | -6.4% | +50.3% | -4.5% | -11.1% | -6.9% | -3.8% | +11.0% |
| 1988 | +8.3% | +38.5% | -18.1% | +3.4% | -9.8% | +5.5% | +3.4% | -10.0% | 0.0% | +11.1% | -10.0% | 0.0% |
| 1987 | — | — | — | — | — | — | — | — | — | -50.4% | -15.9% | -9.4% |
| Avg | +2.9% | +1.8% | +1.2% | +1.3% | +2.0% | -0.7% | +3.7% | -1.6% | +1.6% | +3.1% | +3.9% | +4.3% |
| Median | +0.8% | +0.3% | +1.0% | +1.5% | +1.3% | -0.5% | +3.3% | -0.0% | +0.2% | +6.2% | +1.0% | +5.0% |
| Last 5Y Avg | +0.9% | -1.5% | -5.5% | -3.6% | +2.3% | +1.4% | +3.0% | -0.2% | -1.3% | +5.3% | +6.5% | +3.8% |
| Std Dev (σ) | 15.2% | 11.3% | 12.8% | 11.2% | 8.7% | 10.1% | 12.1% | 8.8% | 10.7% | 13.6% | 12.4% | 12.0% |
| Consistency (μ/σ) | 0.19 | 0.16 | 0.09 | 0.11 | 0.23 | -0.07 | 0.30 | -0.19 | 0.15 | 0.23 | 0.32 | 0.36 |
| Win Rate (%) | 51% | 51% | 56% | 56% | 54% | 44% | 63% | 50% | 50% | 64% | 54% | 69% |
| Winning / Losing Months | ▲20▼19 | ▲20▼19 | ▲22▼17 | ▲22▼17 | ▲21▼18 | ▲17▼22 | ▲24▼14 | ▲19▼19 | ▲19▼19 | ▲25▼14 | ▲21▼18 | ▲27▼12 |
| Longest Win / Loss Streak | ▲3▼4 | ▲6▼5 | ▲6▼3 | ▲6▼4 | ▲7▼4 | ▲4▼8 | ▲5▼2 | ▲4▼3 | ▲6▼4 | ▲4▼2 | ▲4▼5 | ▲6▼2 |
| Best | +51.9%in January 1989 | +38.5%in February 1988 | +35.7%in March 2000 | +28.4%in April 2001 | +24.1%in May 1991 | +25.1%in June 1995 | +50.3%in July 1989 | +15.2%in August 1994 | +31.9%in September 1998 | +21.9%in October 1998 | +25.8%in November 2002 | +49.6%in December 1998 |
| Worst | -22.5%in January 2016 | -20.8%in February 2001 | -32.8%in March 2023 | -21.7%in April 2000 | -15.1%in May 2010 | -18.6%in June 1992 | -20.1%in July 2002 | -20.2%in August 1998 | -20.0%in September 1992 | -50.4%in October 1987 | -21.2%in November 2000 | -16.9%in December 1995 |
-50.4%+51.9%
2026
Jan+4.0%
Feb-8.1%
Mar-1.3%
Apr-2.5%
May-4.3%
Jun+5.6%
Jul+13.2%
Aug—
Sep—
Oct—
Nov—
Dec—
2025
Jan+11.8%
Feb-3.5%
Mar-1.6%
Apr+4.0%
May+8.9%
Jun+3.3%
Jul+7.1%
Aug-1.7%
Sep-0.4%
Oct-1.0%
Nov-1.6%
Dec+7.7%
2024
Jan-8.6%
Feb+6.6%
Mar+8.3%
Apr+2.2%
May-0.6%
Jun+0.6%
Jul-11.5%
Aug+0.3%
Sep-0.4%
Oct+9.3%
Nov+17.3%
Dec-10.6%
2023
Jan-7.0%
Feb+1.0%
Mar-32.8%
Apr-0.3%
May+1.4%
Jun+7.6%
Jul+16.6%
Aug-10.2%
Sep-7.2%
Oct-5.2%
Nov+18.4%
Dec+12.2%
2022
Jan+4.3%
Feb-3.5%
Mar-0.2%
Apr-21.3%
May+6.0%
Jun-9.9%
Jul+9.3%
Aug+3.1%
Sep+1.3%
Oct+10.9%
Nov+3.9%
Dec+0.9%
2021
Jan-2.8%
Feb+20.1%
Mar+5.6%
Apr+8.0%
May+5.2%
Jun-1.4%
Jul-6.7%
Aug+7.5%
Sep-0.0%
Oct+12.6%
Nov-5.4%
Dec+8.7%
2020
Jan-4.2%
Feb-10.2%
Mar-17.5%
Apr+12.2%
May-4.3%
Jun-6.0%
Jul-1.8%
Aug+7.8%
Sep+2.0%
Oct+13.5%
Nov+19.1%
Dec+8.7%
2019
Jan+12.6%
Feb-1.2%
Mar-7.1%
Apr+7.1%
May-8.8%
Jun-3.4%
Jul+7.6%
Aug-11.1%
Sep+9.3%
Oct-2.7%
Nov+22.1%
Dec-3.9%
2018
Jan+3.8%
Feb-0.4%
Mar-1.5%
Apr+6.6%
May+0.1%
Jun-8.1%
Jul-0.1%
Aug-0.3%
Sep-3.2%
Oct-5.9%
Nov-2.8%
Dec-7.3%
2017
Jan+4.5%
Feb-1.8%
Mar+1.0%
Apr-4.8%
May-0.1%
Jun+10.9%
Jul-0.1%
Aug-6.8%
Sep+9.6%
Oct+2.5%
Nov+9.0%
Dec+5.3%
2016
Jan-22.5%
Feb-1.7%
Mar+11.9%
Apr+1.4%
May+7.9%
Jun-17.2%
Jul+12.3%
Aug+11.0%
Sep+0.4%
Oct+0.4%
Nov+22.2%
Dec+2.1%
2015
Jan-13.9%
Feb+13.2%
Mar+3.8%
Apr+0.2%
May+4.0%
Jun+3.2%
Jul+6.8%
Aug-12.7%
Sep-6.0%
Oct+6.8%
Nov+10.7%
Dec-2.3%
2014
Jan-4.6%
Feb+7.1%
Mar+3.1%
Apr-2.8%
May-4.8%
Jun+6.8%
Jul+3.0%
Aug+3.0%
Sep+3.1%
Oct-2.4%
Nov-1.0%
Dec+6.6%
2013
Jan+15.2%
Feb-1.4%
Mar+8.9%
Apr-4.1%
May+17.5%
Jun+6.9%
Jul+4.1%
Aug-5.2%
Sep+1.2%
Oct+7.2%
Nov+8.4%
Dec+6.2%
2012
Jan+3.4%
Feb+19.8%
Mar+3.6%
Apr-0.7%
May-12.4%
Jun+3.7%
Jul-2.3%
Aug+7.3%
Sep-5.2%
Oct+6.2%
Nov-3.1%
Dec+9.6%
2011
Jan+5.5%
Feb+5.5%
Mar-5.0%
Apr+1.5%
May-1.3%
Jun-8.7%
Jul-9.3%
Aug-16.9%
Sep-8.7%
Oct+8.9%
Nov-2.2%
Dec-5.8%
2010
Jan-2.8%
Feb+0.4%
Mar+2.1%
Apr+3.2%
May-15.1%
Jun-13.2%
Jul+4.3%
Aug-13.4%
Sep+8.9%
Oct+10.9%
Nov-2.1%
Dec+13.9%
2009
Jan-15.9%
Feb-6.1%
Mar+21.9%
Apr+19.3%
May-4.5%
Jun-0.3%
Jul+1.8%
Aug+1.5%
Sep+6.0%
Oct-9.5%
Nov+6.1%
Dec+2.7%
2008
Jan-12.7%
Feb-11.8%
Mar-4.0%
Apr+14.7%
May+2.9%
Jun-7.4%
Jul+11.5%
Aug+5.0%
Sep+8.4%
Oct-26.5%
Nov-3.8%
Dec-11.8%
2007
Jan-2.2%
Feb-2.1%
Mar-1.0%
Apr+4.5%
May+17.8%
Jun-8.7%
Jul+3.2%
Aug-1.6%
Sep+9.0%
Oct+7.6%
Nov+4.8%
Dec+5.1%
2006
Jan+0.8%
Feb+9.8%
Mar+6.2%
Apr+4.0%
May-6.8%
Jun-4.0%
Jul-0.7%
Aug+2.9%
Sep+9.8%
Oct+1.7%
Nov+1.0%
Dec+5.4%
2005
Jan-6.0%
Feb-6.3%
Mar0.0%
Apr-1.6%
May+9.9%
Jun-0.5%
Jul+21.4%
Aug-1.1%
Sep+6.6%
Oct+5.4%
Nov+0.4%
Dec-3.8%
2004
Jan+6.4%
Feb-2.7%
Mar-5.2%
Apr-11.3%
May-4.7%
Jun-2.0%
Jul-8.5%
Aug+7.8%
Sep-2.7%
Oct-0.4%
Nov+18.2%
Dec+10.9%
2003
Jan-15.0%
Feb-14.3%
Mar-8.5%
Apr+19.4%
May+12.4%
Jun+4.1%
Jul+3.1%
Aug+4.4%
Sep+9.7%
Oct+13.8%
Nov-14.4%
Dec+2.1%
2002
Jan-7.2%
Feb-9.2%
Mar+0.4%
Apr-13.0%
May+6.3%
Jun-7.4%
Jul-20.1%
Aug+2.8%
Sep-5.3%
Oct+5.5%
Nov+25.8%
Dec-6.0%
2001
Jan-6.9%
Feb-20.8%
Mar-26.2%
Apr+28.4%
May-5.0%
Jun-16.2%
Jul-4.8%
Aug-16.8%
Sep-7.7%
Oct+11.9%
Nov+11.6%
Dec+7.7%
2000
Jan-6.2%
Feb+16.8%
Mar+35.7%
Apr-21.7%
May-3.6%
Jun+17.7%
Jul+7.4%
Aug+5.7%
Sep-7.0%
Oct-1.1%
Nov-21.2%
Dec+2.5%
1999
Jan+25.1%
Feb+6.0%
Mar+29.0%
Apr+14.1%
May-3.8%
Jun+3.3%
Jul-19.1%
Aug-10.4%
Sep-15.3%
Oct+15.5%
Nov-1.7%
Dec+0.8%
1998
Jan-13.0%
Feb+3.6%
Mar+0.5%
Apr-7.8%
May-5.0%
Jun-1.9%
Jul+15.0%
Aug-20.2%
Sep+31.9%
Oct+21.9%
Nov+17.5%
Dec+49.6%
1997
Jan+17.2%
Feb+0.3%
Mar-14.9%
Apr+14.5%
May+11.4%
Jun-0.5%
Jul+16.1%
Aug-9.0%
Sep+25.6%
Oct-4.6%
Nov+13.1%
Dec+8.8%
1996
Jan+25.1%
Feb+1.5%
Mar+1.1%
Apr-5.2%
May-0.8%
Jun+0.8%
Jul-1.2%
Aug+3.5%
Sep-7.6%
Oct+8.6%
Nov+20.8%
Dec+6.0%
1995
Jan+15.7%
Feb+10.0%
Mar+9.1%
Apr+6.5%
May+2.2%
Jun+25.1%
Jul+5.7%
Aug+0.8%
Sep+24.6%
Oct-21.1%
Nov+5.8%
Dec-16.9%
1994
Jan-9.0%
Feb-6.6%
Mar-2.2%
Apr+5.5%
May+6.9%
Jun-18.5%
Jul+8.5%
Aug+15.2%
Sep-3.8%
Oct+20.6%
Nov-10.6%
Dec+10.0%
1993
Jan+16.0%
Feb+7.4%
Mar+12.1%
Apr-9.8%
May+7.4%
Jun+21.6%
Jul+1.6%
Aug+13.2%
Sep+5.4%
Oct0.0%
Nov-7.6%
Dec+1.8%
1992
Jan+5.1%
Feb+3.8%
Mar+4.6%
Apr-17.5%
May+1.3%
Jun-18.6%
Jul+5.1%
Aug-8.6%
Sep-20.0%
Oct+12.8%
Nov+22.8%
Dec+5.0%
1991
Jan+41.1%
Feb+14.1%
Mar+11.0%
Apr-10.3%
May+24.1%
Jun+10.0%
Jul+11.3%
Aug+3.2%
Sep+9.7%
Oct+21.5%
Nov-13.2%
Dec+39.1%
1990
Jan-2.5%
Feb+13.0%
Mar+11.5%
Apr-10.9%
May+4.1%
Jun-3.2%
Jul-10.5%
Aug-7.3%
Sep-9.9%
Oct+11.3%
Nov-5.9%
Dec-4.2%
1989
Jan+51.9%
Feb-15.8%
Mar+2.9%
Apr+14.1%
May+16.3%
Jun-6.4%
Jul+50.3%
Aug-4.5%
Sep-11.1%
Oct-6.9%
Nov-3.8%
Dec+11.0%
1988
Jan+8.3%
Feb+38.5%
Mar-18.1%
Apr+3.4%
May-9.8%
Jun+5.5%
Jul+3.4%
Aug-10.0%
Sep0.0%
Oct+11.1%
Nov-10.0%
Dec0.0%
1987
Jan—
Feb—
Mar—
Apr—
May—
Jun—
Jul—
Aug—
Sep—
Oct-50.4%
Nov-15.9%
Dec-9.4%
Avg
Jan+2.9%
Feb+1.8%
Mar+1.2%
Apr+1.3%
May+2.0%
Jun-0.7%
Jul+3.7%
Aug-1.6%
Sep+1.6%
Oct+3.1%
Nov+3.9%
Dec+4.3%
Median
Jan+0.8%
Feb+0.3%
Mar+1.0%
Apr+1.5%
May+1.3%
Jun-0.5%
Jul+3.3%
Aug-0.0%
Sep+0.2%
Oct+6.2%
Nov+1.0%
Dec+5.0%
Last 5Y Avg
Jan+0.9%
Feb-1.5%
Mar-5.5%
Apr-3.6%
May+2.3%
Jun+1.4%
Jul+3.0%
Aug-0.2%
Sep-1.3%
Oct+5.3%
Nov+6.5%
Dec+3.8%
Std Dev (σ)
Jan15.2%
Feb11.3%
Mar12.8%
Apr11.2%
May8.7%
Jun10.1%
Jul12.1%
Aug8.8%
Sep10.7%
Oct13.6%
Nov12.4%
Dec12.0%
Consistency (μ/σ)
Jan0.19
Feb0.16
Mar0.09
Apr0.11
May0.23
Jun-0.07
Jul0.30
Aug-0.19
Sep0.15
Oct0.23
Nov0.32
Dec0.36
Win Rate (%)
Jan51%
Feb51%
Mar56%
Apr56%
May54%
Jun44%
Jul63%
Aug50%
Sep50%
Oct64%
Nov54%
Dec69%
Winning / Losing Months
Jan▲20▼19
Feb▲20▼19
Mar▲22▼17
Apr▲22▼17
May▲21▼18
Jun▲17▼22
Jul▲24▼14
Aug▲19▼19
Sep▲19▼19
Oct▲25▼14
Nov▲21▼18
Dec▲27▼12
Longest Win / Loss Streak
Jan▲3▼4
Feb▲6▼5
Mar▲6▼3
Apr▲6▼4
May▲7▼4
Jun▲4▼8
Jul▲5▼2
Aug▲4▼3
Sep▲6▼4
Oct▲4▼2
Nov▲4▼5
Dec▲6▼2
Best
Jan+51.9%1989
Feb+38.5%1988
Mar+35.7%2000
Apr+28.4%2001
May+24.1%1991
Jun+25.1%1995
Jul+50.3%1989
Aug+15.2%1994
Sep+31.9%1998
Oct+21.9%1998
Nov+25.8%2002
Dec+49.6%1998
Worst
Jan-22.5%2016
Feb-20.8%2001
Mar-32.8%2023
Apr-21.7%2000
May-15.1%2010
Jun-18.6%1992
Jul-20.1%2002
Aug-20.2%1998
Sep-20.0%1992
Oct-50.4%1987
Nov-21.2%2000
Dec-16.9%1995
-50.4%+51.9%
Frequently asked questions
Data & methodology
Charles Schwab (SCHW) Key Financials
Charts, filings, and peer comparison for every metric
Income Statement
Balance Sheet
Profitability
Cash Flow
Forecast & Valuation
Operations
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
Overview
Income Statement
Capital Return
- Buybacks4.93% TTM
- Dividend Profile1.13% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History8 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.