Fair value (multi-method)
Four independent methods triangulate what TMP is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$614.52
Method range
$52.31 – $614.52
median $84.20
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $614.52 | +560.14% |
| Exit multiple | $94.39 | +1.40% |
| Analyst target | $74.00 | -20.51% |
| Graham number | $52.31 | -43.81% |
- Forward DCF$614.52
- Exit multiple$94.39
- Analyst target$74.00
- Graham number$52.31
Stock price
$93.09
FCF / share (TTM)
$4.99
3Y FCF CAGR
-27.2%
Fair value @ hist. growth
$11.69
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
3.2%
per year over your projection horizon
Margin of safety -696.5% vs hist-growth DCF
Historical 3Y CAGR
-27.2%
Your model implies
3.2%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at -27% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 6.3% | -0.1% | -0.9% | -1.9% | -3.1% | -4.4% |
| 7.3% | 2.3% | 1.6% | 0.8% | -0.1% | -1.1% |
| 8.3% | 4.5% | 3.8% | 3.2% | 2.5% | 1.7% |
| 9.3% | 6.4% | 5.9% | 5.3% | 4.7% | 4.1% |
| 10.3% | 8.3% | 7.8% | 7.3% | 6.8% | 6.2% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
Net debt
$527M
Total debt − cash
Beta
0.73
Vs market benchmark
Frequently asked questions
Tompkins Financial (TMP) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks0.40% TTM
- Dividend Profile2.80% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History13 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.