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Operating Margin for Tompkins Financial (TMP)

As of · Reported

Metric

TTM

40.3%

YoY change

+17.30pp

Trough year (2023)

4.0%

Peak year (2025)

38.8%

Operating Margin history chart for Tompkins Financial (TMP) from 1990 to 2025

Latest: 38.8%

Operating Margin change chart for Tompkins Financial (TMP) from 1990 to 2025

Latest: +17.30pp

Operating Margin history table for Tompkins Financial (TMP) from 1990 to 2025

  • 202538.8%+17.30pp
  • 202421.5%+17.54pp
  • 20234.0%-29.79pp
  • 202233.8%-2.40pp
  • 202136.2%+6.13pp
  • 202030.1%-0.78pp
  • 201930.8%-1.46pp
  • 201832.3%-0.26pp
  • 201732.6%+0.40pp
  • 201632.2%-1.76pp
  • 201533.9%+3.20pp
  • 201430.7%+2.19pp
  • 201328.5%+8.36pp
  • 201220.2%-8.20pp
  • 201128.4%+1.62pp
  • 201026.7%+2.23pp
  • 200924.5%+0.99pp
  • 200823.5%+1.78pp
  • 200721.7%-3.23pp
  • 200625.0%-4.77pp
  • 200529.7%-1.34pp
  • 200431.1%-0.13pp
  • 200331.2%+2.13pp
  • 200229.1%+2.72pp
  • 200126.4%+2.15pp
  • 200024.2%-1.57pp
  • 199925.8%-1.55pp
  • 199827.3%+0.80pp
  • 199726.5%-1.46pp
  • 199628.0%-0.02pp
  • 199528.0%+1.32pp
  • 199426.7%-3.51pp
  • 199330.2%+3.83pp
  • 199226.4%+7.32pp
  • 199119.0%+0.89pp
  • 199018.2%—

Operating Margin values are taken from Tompkins Financial's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Operating Margin at Tompkins Financial (TMP)

According to Tompkins Financial's latest reported financial statements, the company's latest reported operating margin is 40.3%. Operating margin is operating income divided by revenue — the share of each sales dollar left after cost of goods sold and operating expenses (SG&A, R&D), but before interest and taxes. It isolates how profitable the core business is before financing and tax decisions, so it is comparable across companies with different capital structures.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

As of the 2025 fiscal year, Tompkins Financial (TMP) reported operating margin of 38.84% – expanded 17.3 percentage points year-over-year.

The record annual operating margin stands at 38.84%, reached in 2025; the historical low of 4.00% was recorded in 2023.

Tompkins Financial Operating Margin by Year

Tompkins Financial Operating Margin 2025: 38.8%

In 2025, Tompkins Financial reported operating margin of 38.84%, expanded 17.3 percentage points from 2024. This figure represents the highest annual value in the available history.

Tompkins Financial Operating Margin 2024: 21.5%

Tompkins Financial operating margin in 2024 was 21.54%, expanded 17.5 percentage points from 2023.

Tompkins Financial Operating Margin 2023: 4.0%

2023's operating margin for Tompkins Financial came in at 4.00%, contracted 29.8 percentage points from 2022. This figure represents the lowest annual value in the available history.

Tompkins Financial Operating Margin 2022: 33.8%

Tompkins Financial posted operating margin of 33.79% in 2022, contracted 2.4 percentage points from 2021.

Tompkins Financial Operating Margin 2021: 36.2%

Tompkins Financial operating margin in 2021 was 36.18%.

See more financial history for Tompkins Financial (TMP).

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