U.S. Bancorp (USB) Dividend Forecast & DRIP Calculator

Project future dividend income from U.S. Bancorp (USB) based on its 4.0% historical CAGR. Toggle DRIP, add monthly contributions, and set custom growth assumptions.

Investment, stock price, and share count are tied together (investment = shares × price). Editing one updates the others so they stay in sync.

Default reflects historical 5Y CAGR (~4.0%).

Initial dividend yield
3.890%

Based on current price and annual dividend.

%

Results After 10 Years

Total Portfolio Value

$2,366.61136.7%

Annual Dividend Income

$83.3598.2%

Monthly Dividend Income

$6.9598.2%

Yield on Cost

8.33%

Total Return Breakdown

$2,367 (+136.7%)

Initial Investment

$1,000

42.3%

Additional Investments

$0

0.0%

Dividends

$594

25.1%

Stock Price Growth

$773

32.7%

Growth Projections

Total Portfolio Value ($)

Annual Dividend Income ($)

Monthly Dividend Income ($)

Yield on Cost (%)

Detailed Projections

  • Year 0

    Portfolio value
    $1,000.00
    Shares
    18.89
    Annual DPS
    $2.0600
    Annual dividend
    $38.90
    Yield on cost
    3.89%
    Stock price
    $52.95
    Total profit
    $0.00
  • Year 1

    Portfolio value
    $1,091.81
    Shares
    19.64
    Annual DPS
    $2.1416
    Annual dividend
    $42.06
    Yield on cost
    4.21%
    Annual investment
    $41.05
    Stock price
    $55.60
    Total profit
    $91.81
  • Year 2

    Portfolio value
    $1,191.58
    Shares
    20.41
    Annual DPS
    $2.2264
    Annual dividend
    $45.44
    Yield on cost
    4.54%
    Annual investment
    $44.37
    Stock price
    $58.38
    Total profit
    $191.58
  • Year 3

    Portfolio value
    $1,299.98
    Shares
    21.21
    Annual DPS
    $2.3145
    Annual dividend
    $49.09
    Yield on cost
    4.91%
    Annual investment
    $47.94
    Stock price
    $61.30
    Total profit
    $299.98
  • Year 4

    Portfolio value
    $1,417.70
    Shares
    22.03
    Annual DPS
    $2.4062
    Annual dividend
    $53.00
    Yield on cost
    5.30%
    Annual investment
    $51.77
    Stock price
    $64.36
    Total profit
    $417.70
  • Year 5

    Portfolio value
    $1,545.51
    Shares
    22.87
    Annual DPS
    $2.5015
    Annual dividend
    $57.21
    Yield on cost
    5.72%
    Annual investment
    $55.89
    Stock price
    $67.58
    Total profit
    $545.51
  • Year 6

    Portfolio value
    $1,684.22
    Shares
    23.74
    Annual DPS
    $2.6005
    Annual dividend
    $61.73
    Yield on cost
    6.17%
    Annual investment
    $60.32
    Stock price
    $70.96
    Total profit
    $684.22
  • Year 7

    Portfolio value
    $1,834.70
    Shares
    24.62
    Annual DPS
    $2.7035
    Annual dividend
    $66.57
    Yield on cost
    6.66%
    Annual investment
    $65.07
    Stock price
    $74.51
    Total profit
    $834.70
  • Year 8

    Portfolio value
    $1,997.90
    Shares
    25.54
    Annual DPS
    $2.8106
    Annual dividend
    $71.78
    Yield on cost
    7.18%
    Annual investment
    $70.18
    Stock price
    $78.23
    Total profit
    $997.90
  • Year 9

    Portfolio value
    $2,174.84
    Shares
    26.48
    Annual DPS
    $2.9219
    Annual dividend
    $77.36
    Yield on cost
    7.74%
    Annual investment
    $75.65
    Stock price
    $82.14
    Total profit
    $1,174.84
  • Year 10

    Portfolio value
    $2,366.61
    Shares
    27.44
    Annual DPS
    $3.0376
    Annual dividend
    $83.35
    Yield on cost
    8.33%
    Annual investment
    $81.52
    Stock price
    $86.25
    Total profit
    $1,366.61

Projected dividend income: DRIP vs no DRIP

Final-year advantageExtra income +$25.98 (45.3% vs no DRIP)Without DRIPWith DRIP
Projected dividend income: DRIP vs no DRIP
YearWithout DRIP ($)With DRIP ($)
140.4542.06
242.0545.44
343.7149.09
445.4453.00
547.2457.21
649.1161.73
751.0666.57
853.0871.78
955.1877.36
1057.3783.35

How much do you need?

How much do you need to invest to reach your dividend income goal?

Frequently asked questions

How much dividend income will U.S. Bancorp pay in 10 years?

Based on a $1,000 investment with 4.0% annual dividend growth, U.S. Bancorp (USB) could generate $83.35/year in dividend income after 10 years (with DRIP enabled).

What is U.S. Bancorp's projected dividend growth rate?

U.S. Bancorp (USB) has grown its dividend at a 4.0% annual rate over the past 5 years. This historical CAGR is used as the default projection but can be adjusted in the calculator.

How does DRIP work with U.S. Bancorp dividends?

DRIP (Dividend Reinvestment Plan) automatically reinvests dividends into additional U.S. Bancorp shares. Over time, this compounds returns because you earn dividends on your reinvested dividends, significantly increasing total income.

How much do I need to invest in U.S. Bancorp to make $1,000/month in dividends?

At U.S. Bancorp's current yield of 3.89%, you would need a lump-sum investment of approximately $308,447 to generate $1,000/month in dividends. Use the Goal Calculator above for detailed scenarios.

Are these dividend projections guaranteed?

No. All projections are based on historical dividend growth rates and current yields. Companies can cut, suspend, or increase dividends at any time. Past performance does not guarantee future results.