Fair value (multi-method)
Four independent methods triangulate what USB is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$113.54
Method range
$36.98 – $113.54
median $62.79
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $113.54 | +76.12% |
| Exit multiple | $56.25 | -12.75% |
| Analyst target | $69.33 | +7.54% |
| Graham number | $36.98 | -42.64% |
- Forward DCF$113.54
- Exit multiple$56.25
- Analyst target$69.33
- Graham number$36.98
Stock price
$64.47
EPS (TTM)
$5.00
5Y EPS CAGR
8.5%
Fair value @ hist. growth
$113.54
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied EPS growth
0.9%
per year over your projection horizon
Margin of safety 43.2% vs hist-growth DCF
Historical 5Y CAGR
8.5%
Your model implies
0.9%
Next-year analyst consensus
4.3%
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 7.6% | -1.9% | -2.5% | -3.2% | -4.0% | -4.8% |
| 8.6% | 0.0% | -0.5% | -1.1% | -1.7% | -2.4% |
| 9.6% | 1.8% | 1.4% | 0.9% | 0.4% | -0.2% |
| 10.6% | 3.5% | 3.1% | 2.7% | 2.2% | 1.7% |
| 11.6% | 5.1% | 4.8% | 4.4% | 4.0% | 3.6% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
0.78
Low vs growth
Net debt
$31B
Total debt − cash
Beta
0.98
Vs market benchmark
Annual diluted EPS
Per-share earnings by fiscal year — last 5 years anchor the CAGR reference above.
Frequently asked questions
U.S. Bancorp (USB) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks0.75% TTM
- Dividend Profile3.23% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History8 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.