Fair value (multi-method)
Four independent methods triangulate what WABC is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$154.90
Method range
$31.11 – $154.90
median $51.28
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $154.90 | +157.31% |
| Exit multiple | $45.55 | -24.33% |
| Analyst target | $57.00 | -5.32% |
| Graham number | $31.11 | -48.32% |
- Forward DCF$154.90
- Exit multiple$45.55
- Analyst target$57.00
- Graham number$31.11
Stock price
$60.20
EPS (TTM)
$4.54
5Y EPS CAGR
8.7%
Fair value @ hist. growth
$154.90
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied EPS growth
-3.2%
per year over your projection horizon
Margin of safety 61.1% vs hist-growth DCF
Historical 5Y CAGR
8.7%
Your model implies
-3.2%
Next-year analyst consensus
2.1%
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.4% | -6.5% | -7.5% | -8.7% | -10.1% | -11.8% |
| 6.4% | -4.0% | -4.8% | -5.7% | -6.7% | -7.9% |
| 7.4% | -1.8% | -2.4% | -3.2% | -4.0% | -4.8% |
| 8.4% | 0.2% | -0.4% | -1.0% | -1.6% | -2.3% |
| 9.4% | 2.0% | 1.5% | 1.0% | 0.5% | -0.1% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
2.81
Demanding vs growth
Net cash
$408M
Total debt − cash
Beta
0.55
Vs market benchmark
Annual diluted EPS
Per-share earnings by fiscal year — last 5 years anchor the CAGR reference above.
Frequently asked questions
Westamerica Bancorporation (WABC) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks10.77% TTM
- Dividend Profile3.09% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History8 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.