Fair value (multi-method)
Four independent methods triangulate what WABC is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$155.93
Method range
$30.32 – $155.93
median $49.68
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $155.93 | +175.59% |
| Exit multiple | $42.36 | -25.13% |
| Analyst target | $57.00 | +0.74% |
| Graham number | $30.32 | -46.40% |
- Forward DCF$155.93
- Exit multiple$42.36
- Analyst target$57.00
- Graham number$30.32
Stock price
$56.58
FCF / share (TTM)
$1.59
3Y FCF CAGR
10.3%
Fair value @ hist. growth
$62.57
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
9.0%
per year over your projection horizon
Margin of safety 9.6% vs hist-growth DCF
Historical 3Y CAGR
10.3%
Your model implies
9.0%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 10% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.4% | 5.1% | 3.8% | 2.4% | 0.6% | -1.5% |
| 6.4% | 8.1% | 7.1% | 6.0% | 4.7% | 3.3% |
| 7.4% | 10.7% | 9.9% | 9.0% | 8.0% | 6.9% |
| 8.4% | 13.1% | 12.4% | 11.7% | 10.9% | 9.9% |
| 9.4% | 15.3% | 14.7% | 14.1% | 13.4% | 12.6% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
12.97
Demanding vs growth
Net cash
$408M
Total debt − cash
Beta
0.56
Vs market benchmark
Frequently asked questions
Westamerica Bancorporation (WABC) Key Financials
Charts, filings, and peer comparison for every metric
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