Ticker League

Fair Value for American Financial Group (AFG)

See growth priced into American Financial Group (AFG): reverse DCF, implied rate vs history and analysts, FCF view. Free intrinsic value calculator for education.

Fair value (multi-method)

Four independent methods triangulate what AFG is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.

Estimated fair value (Forward DCF)

$235.53

Margin of safety
+40.39% vs current price $140.41

Method range

$53.83 $235.53

median $140.02

Methods disagree

Valuation methods

Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.

  • Forward DCF$235.53
  • Exit multiple$140.05
  • Analyst target$140.00
  • Graham number$53.83

Stock price

$140.41

FCF / share (TTM)

$5.49

3Y FCF CAGR

-2.2%

Fair value @ hist. growth

$74.47

This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.

Implied FCF growth

5.9%

per year over your projection horizon

Premium vs DCF

Margin of safety -88.6% vs hist-growth DCF

Historical 3Y CAGR

-2.2%

Your model implies

5.9%

Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.

Model inputs

Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.

Discount rate (cost of equity proxy)7.7%
Terminal growth2.50%
Projection years10 yr
FCF growth per year (supplemental projection)-2%
3Y CAGR -2%

Undiscounted FCF per share over 10 years at -2% annual growth.

Sensitivity — implied growth vs your assumptions

Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.

Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount1.5%2.0%2.5%3.0%3.5%
5.7%2.3%1.2%0.0%-1.4%-3.1%
6.7%5.0%4.2%3.2%2.1%0.9%
7.7%7.4%6.7%5.9%5.0%4.1%
8.7%9.6%9.0%8.3%7.6%6.8%
9.7%11.6%11.1%10.5%9.9%9.2%
Color≤ historical CAGRModerate premiumHigh premium (≥ 15pp above hist)Your inputs

Historical multiples

Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.

P/EToday13.6· at high
5Y low5.8
Median13.0
5Y high13.6
P/SToday1.4
5Y low1.3
Median1.4
5Y high1.9
EV/EBITDAToday9.3
5Y low7.3
Median9.3
5Y high9.6

Net debt

$93M

Total debt − cash

Beta

0.61

Vs market benchmark

Frequently asked questions