Assurant (AIZ) Dividend Capture: 0.40% per event (1.3% annualized)
AIZ
Assurant (AIZ) has touched its pre-ex close within 30 trading days in 84% of the last 19 ex-dividend events, with a median time-to-touch of 1 trading day (limit-order recovery basis). The dividend is below the typical daily price swing (signal-to-noise 0.22), meaning ordinary day-to-day noise can easily exceed the dividend itself.
Versus its sector, AIZ sits noticeably below the Financial Services sector benchmark of 95%. The sector median time-to-touch is 1 trading day, matching the peer pace.
Historical base rates are not predictions; transaction costs, slippage, and ordinary-income tax on short holding periods can materially reduce realized profit. The next confirmed ex-dividend date is Jun 8, 2026, with an expected dividend of $0.88.
- Touch rate (30d)
- 84%-11pp vs sector
- Median days-to-touch
- 1din line with sector
- Signal-to-noise
- 0.22-0.08 vs sector
Recovery engine
TL;DR over the most recent 19 events.
- 30-day touch rate
- 84%-11pp vs sector
- Median days-to-touch
- 1din line with sector
- Signal-to-noise (div / ATR)
- 0.22-0.08 vs sector
- Avg gap on ex-date
- -0.47%in line with sector
- Win rate at MOC exit
- 45%
- Median drawdown during hold
- -3.76%+0.65pp vs sector
- Best / worst touch (days)
- 1 / 10
Next ex-dividend
Confirmed by company declaration.
- Dividend
- $0.88
- Per-event yield
- 0.40%
- Annualized yield
- 1.34%
- Previously paid
- Feb 17, 2026 ($0.88)
- Last record date
- Feb 17, 2026
- Last payment date
- Mar 30, 2026
How AIZ ranks in Financial Services
Compared with other stocks in this sector that pass our capture-quality filter (101 tickers). Lower rank number is better on every metric below.
- 30-day touch rate#96of 101
Beats ~5% of peers on this metric
- Median days to touch#1of 101
Beats ~99% of peers on this metric
- Signal-to-noise#69of 101
Beats ~32% of peers on this metric
AIZ Dividend Capture History — Last 20 Ex-Dividend Events
Per-event gap on ex-date, the pre-ex close used as the touch target, trading days to first intraday high at or above that level, plus 5/30-day touch flags, drawdown and 5-day P&L for Assurant (AIZ). For a stricter close-at-bell exit timeline, use the simulator below (MOC mode). td = trading days from ex-date.
| Recovered 5d | Recovered 30d | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Q1 | $0.88 | 0.68% | $217.48 | 1 | yes | yes | -0.56% | +2.87% | |
| Q4 | $0.88 | -0.44% | $228.16 | 1 | yes | yes | -3.78% | -2.42% | |
| Q3 | $0.80 | -0.70% | $215.61 | 3 | yes | yes | -3.74% | -1.72% | |
| Q2 | $0.80 | -0.23% | $203.47 | >30 | no | no | -4.32% | -1.31% | |
| Q1 | $0.80 | -1.47% | $215.19 | 3 | yes | yes | -5.91% | -0.86% | |
| Q4 | $0.80 | -0.60% | $224.22 | >30 | no | no | -7.51% | -2.72% | |
| Q3 | $0.72 | 0.02% | $196.35 | 1 | yes | yes | -4.95% | -1.97% | |
| Q2 | $0.72 | -0.67% | $173.34 | 1 | yes | yes | -4.78% | -2.67% | |
| Q1 | $0.72 | -0.35% | $169.30 | 1 | yes | yes | -1.85% | +3.49% | |
| Q4 | $0.72 | 0.38% | $163.94 | 1 | yes | yes | -0.43% | +3.10% | |
| Q3 | $0.70 | -0.16% | $140.38 | 1 | yes | yes | -3.01% | +0.24% | |
| Q2 | $0.70 | -0.85% | $125.15 | 6 | no | yes | -5.35% | -1.06% | |
| Q1 | $0.70 | -0.97% | $128.21 | 1 | yes | yes | -6.80% | -0.83% | |
| Q4 | $0.70 | 0.46% | $127.04 | 1 | yes | yes | -2.74% | +1.68% | |
| Q3 | $0.68 | -0.33% | $165.77 | 10 | no | yes | -5.41% | -3.73% | |
| Q2 | $0.68 | -0.34% | $180.05 | 1 | yes | yes | -3.44% | +2.12% | |
| Q1 | $0.68 | 0.23% | $163.50 | 1 | yes | yes | 0.23% | +4.02% | |
| Q4 | $0.68 | -3.29% | $161.92 | >30 | no | no | -7.82% | -5.56% | |
| Q3 | $0.66 | -0.35% | $167.22 | 1 | yes | yes | -0.41% | +2.28% | |
| Q2 | $0.66 | -0.07% | $161.30 | 1 | yes | yes | -1.57% | +1.18% |
Q1
- Dividend
- $0.88
- Gap %
- 0.68%
- Pre-ex close
- $217.48
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -0.56%
- P&L 5d %
- +2.87%
Q4
- Dividend
- $0.88
- Gap %
- -0.44%
- Pre-ex close
- $228.16
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -3.78%
- P&L 5d %
- -2.42%
Q3
- Dividend
- $0.80
- Gap %
- -0.70%
- Pre-ex close
- $215.61
- High touch (td)
- 3
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -3.74%
- P&L 5d %
- -1.72%
Q2
- Dividend
- $0.80
- Gap %
- -0.23%
- Pre-ex close
- $203.47
- High touch (td)
- >30
- Recovered 5d
- no
- Recovered 30d
- no
- Drawdown
- -4.32%
- P&L 5d %
- -1.31%
Q1
- Dividend
- $0.80
- Gap %
- -1.47%
- Pre-ex close
- $215.19
- High touch (td)
- 3
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -5.91%
- P&L 5d %
- -0.86%
Q4
- Dividend
- $0.80
- Gap %
- -0.60%
- Pre-ex close
- $224.22
- High touch (td)
- >30
- Recovered 5d
- no
- Recovered 30d
- no
- Drawdown
- -7.51%
- P&L 5d %
- -2.72%
Q3
- Dividend
- $0.72
- Gap %
- 0.02%
- Pre-ex close
- $196.35
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -4.95%
- P&L 5d %
- -1.97%
Q2
- Dividend
- $0.72
- Gap %
- -0.67%
- Pre-ex close
- $173.34
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -4.78%
- P&L 5d %
- -2.67%
Q1
- Dividend
- $0.72
- Gap %
- -0.35%
- Pre-ex close
- $169.30
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -1.85%
- P&L 5d %
- +3.49%
Q4
- Dividend
- $0.72
- Gap %
- 0.38%
- Pre-ex close
- $163.94
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -0.43%
- P&L 5d %
- +3.10%
Q3
- Dividend
- $0.70
- Gap %
- -0.16%
- Pre-ex close
- $140.38
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -3.01%
- P&L 5d %
- +0.24%
Q2
- Dividend
- $0.70
- Gap %
- -0.85%
- Pre-ex close
- $125.15
- High touch (td)
- 6
- Recovered 5d
- no
- Recovered 30d
- yes
- Drawdown
- -5.35%
- P&L 5d %
- -1.06%
Q1
- Dividend
- $0.70
- Gap %
- -0.97%
- Pre-ex close
- $128.21
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -6.80%
- P&L 5d %
- -0.83%
Q4
- Dividend
- $0.70
- Gap %
- 0.46%
- Pre-ex close
- $127.04
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -2.74%
- P&L 5d %
- +1.68%
Q3
- Dividend
- $0.68
- Gap %
- -0.33%
- Pre-ex close
- $165.77
- High touch (td)
- 10
- Recovered 5d
- no
- Recovered 30d
- yes
- Drawdown
- -5.41%
- P&L 5d %
- -3.73%
Q2
- Dividend
- $0.68
- Gap %
- -0.34%
- Pre-ex close
- $180.05
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -3.44%
- P&L 5d %
- +2.12%
Q1
- Dividend
- $0.68
- Gap %
- 0.23%
- Pre-ex close
- $163.50
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- 0.23%
- P&L 5d %
- +4.02%
Q4
- Dividend
- $0.68
- Gap %
- -3.29%
- Pre-ex close
- $161.92
- High touch (td)
- >30
- Recovered 5d
- no
- Recovered 30d
- no
- Drawdown
- -7.82%
- P&L 5d %
- -5.56%
Q3
- Dividend
- $0.66
- Gap %
- -0.35%
- Pre-ex close
- $167.22
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -0.41%
- P&L 5d %
- +2.28%
Q2
- Dividend
- $0.66
- Gap %
- -0.07%
- Pre-ex close
- $161.30
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -1.57%
- P&L 5d %
- +1.18%
AIZ Pre-Ex Touch Time Distribution
- ≤ 1 day1365%
- 2–3 days210%
- 4–5 days00%
- 6–10 days210%
- 11–30 days00%
- 30+315%
65% within 1d · 75% within 5d · 85% within 30d
AIZ Dividend Capture Calculator — After-Tax Yield
Pre-filled with AIZ's next expected dividend and recent close. Adjust tax rate, holding period and slippage to estimate after-tax capture yield.
Holding shorter than the IRS 61-day rule disqualifies the dividend from “qualified” status — it is taxed as ordinary income at your marginal rate. Adjust Tax % accordingly.
- Gross dividend
- $176.00
- After-tax dividend
- $114.40
- Slippage round-trip
- -$43.50
- Net if price returns to pre-ex
- +$70.90
- Required recovery to break even
- 0.00%
- Per-event after-tax yield
- +0.16%
- Annual if all succeed
- ~8.2%
AIZ Dividend Capture Backtest Simulator
Replay every historical AIZ ex-dividend with two exit strategies: a GTC limit-order at the pre-ex close (limit-order P&L on first intraday touch), or hold for N days and exit at MOC. Pick the window and quarter filter that matches your plan and see realized P&L per event.
Sell back at the pre-ex close on the first intraday touch within the window. If it never touches, exit at MOC after the window expires (stop-loss).
Figures are gross — before tax, commissions, and slippage. Percents are per-event return on capital at entry (pre-ex close).
Cumulative P&L (equity curve)
Vertical axis: cumulative sum of per-event % (same units as the headline cumulative). Hover dots for exact values.
Per-event P&L distribution
20 trades in this sample · bar height ∝ count in each bucket (gross % per event).
Scenario P&L by event · AIZ (20)
Scenario P&L — updates with exit mode, window, and quarter. History adds gap, touch, drawdown, and a fixed P&L 5d % (MOC). Same per-row % as that column only for MOC + 5d on the same rows. Oldest → newest, gross pre-ex close basis.
| Ex-date | P&L |
|---|---|
| +0.41% | |
| +0.39% | |
| -5.56% | |
| +0.42% | |
| +0.38% | |
| -3.73% | |
| +0.55% | |
| +0.55% | |
| -1.06% | |
| +0.50% | |
| +0.44% | |
| +0.43% | |
| +0.42% | |
| +0.37% | |
| -2.72% | |
| +0.37% | |
| -1.31% | |
| +0.37% | |
| +0.39% | |
| +0.40% |
Looking for full price seasonality? See AIZ seasonality →
Frequently asked questions
What is the dividend capture success rate for AIZ?
Across the last 19 ex-dividend events for Assurant (AIZ), the post-ex intraday high reached the pre-ex close within 30 trading days in 84% of cases, with a median time-to-touch of 1 trading day. We measure recovery via intraday high because that is when a GTC limit-order at the pre-ex close would actually fill, ending the trade at break-even with the dividend pocketed.
How long does it take AIZ to recover its dividend gap?
Historically, AIZ touches its pre-ex close in a median of 1 trading day, with the best case at 1 and the worst case at 10 trading days within our 30-day measurement window. A stricter close-based recovery (mark-to-MOC) is also computed in the database; explore it with the per-ticker simulator’s “Hold N days, exit MOC” mode rather than in the event table.
Is the dividend on AIZ large enough to capture?
AIZ has a signal-to-noise ratio of 0.22 (dividend / 14-day ATR). Values above 1.0 indicate the dividend is larger than the typical daily price swing, making capture trades more viable; below 0.5 means typical daily noise can easily wipe out the gain.
When is the next ex-dividend date for AIZ?
The next ex-dividend date for Assurant (AIZ) is Jun 8, 2026, confirmed (declared by the company).
How does AIZ compare to its sector for dividend capture?
Within Financial Services, the median 30-day pre-ex touch rate is 95%. AIZ sits at 84% — at or below the sector benchmark.
Why does AIZ dividend capture measure recovery via intraday high, not close?
A realistic capture trade exits via a GTC limit-order at the pre-ex close: the moment the post-ex intraday high touches that level, the order fills and the trader pockets the dividend at break-even. Measuring recovery via close is stricter (mark-to-MOC); we expose that path in the per-ticker simulator as the "Hold N days, exit MOC" mode. The high-based primary metric directly answers the trader-facing question "would my limit have filled?" — close-based answers "would I have been flat at the bell?".
How are dividend capture trades taxed in the US?
Holding period matters. Dividends are "qualified" (taxed at the long-term capital gains rate, 0/15/20%) only when the underlying shares are held for more than 60 days during the 121-day window centered on the ex-dividend date. Dividend capture trades typically hold less than 61 days, so the dividend is taxed at your ordinary income bracket. Always consult a qualified tax advisor.
What are the main risks of a dividend capture strategy?
Three structural risks: (1) the share price may not recover the gap within your holding window; (2) ordinary-income tax can consume the after-tax yield; (3) transaction costs and bid/ask slippage can wipe out small dividends. Historical statistics measure base rates; they do not guarantee any single trade will work.