Fair value (multi-method)
Four independent methods triangulate what AIZ is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$1,762.47
Method range
$121.05 – $1,762.47
median $274.19
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $1,762.47 | +584.85% |
| Exit multiple | $274.62 | +6.71% |
| Analyst target | $273.75 | +6.37% |
| Graham number | $121.05 | -52.96% |
- Forward DCF$1,762.47
- Exit multiple$274.62
- Analyst target$273.75
- Graham number$121.05
Stock price
$257.35
FCF / share (TTM)
$3.88
3Y FCF CAGR
34.0%
Fair value @ hist. growth
$899.21
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
17.1%
per year over your projection horizon
Margin of safety 71.4% vs hist-growth DCF
Historical 3Y CAGR
34.0%
Your model implies
17.1%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 34% annual growth.
Cumulative FCF covers the current price by year 10.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.4% | 12.8% | 11.5% | 9.9% | 8.0% | 5.7% |
| 6.4% | 16.1% | 15.0% | 13.8% | 12.4% | 10.8% |
| 7.4% | 19.0% | 18.1% | 17.1% | 16.0% | 14.8% |
| 8.4% | 21.6% | 20.8% | 20.0% | 19.1% | 18.1% |
| 9.4% | 24.0% | 23.4% | 22.6% | 21.9% | 21.0% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
0.43
Low vs growth
Net debt
$373M
Total debt − cash
Beta
0.57
Vs market benchmark
Frequently asked questions
Assurant (AIZ) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
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