Total Debt for Alerus Financial (ALRS)
According to Alerus Financial's latest reported financial statements, the company's latest reported total debt is $440.55M USD. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — combine with cash on hand for net debt, and see total liabilities for the broader obligations picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
ALRS
Currently viewingTotal DebtSwitch metric
Latest period
$440.55M
YoY change
+39.0%
5Y CAGR
+45.9%
Peak year (2022)
$442.82M
Latest annual
$440.55M
Total Debt history chart for Alerus Financial (ALRS) from 2008 to 2025
Total Debt history table for Alerus Financial (ALRS) from 2008 to 2025
| Fiscal year | Period ended | Reported | Total Debt | YoY |
|---|---|---|---|---|
| 2025 | $440.55M | +39.0% | ||
| 2024 | $317.02M | -16.3% | ||
| 2023 | $378.88M | -14.4% | ||
| 2022 | $442.82M | +600.6% | ||
| 2021 | $63.21M | -5.1% | ||
| 2020 | $66.60M | -1.5% | ||
| 2019 | $67.63M | -55.6% | ||
| 2018 | $152.28M | +71.5% | ||
| 2017 | $88.82M | +49.2% | ||
| 2016 | $59.54M | -15.8% | ||
| 2015 | $70.74M | +120.9% | ||
| 2014 | $32.03M | +8.5% | ||
| 2013 | $29.50M | -14.1% | ||
| 2012 | $34.36M | +22.4% | ||
| 2011 | $28.07M | -14.0% | ||
| 2010 | $32.62M | -27.6% | ||
| 2009 | $45.08M | +47.5% | ||
| 2008 | $30.57M | — |
Total Debt values are taken from Alerus Financial's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
Alerus Financial (ALRS) most recent annual total debt stands at $440.55M (2025) – surged 39.0% year-over-year.
Through 2020–2025 (5 years), Alerus Financial total debt delivered a +45.9% annualised rate; with the latest reading among the more recent periods of the dataset.
The dataset's maximum total debt sits at $442.82M (2022); the minimum reading of $28.07M dates to 2011.
Within Financial Services, Alerus Financial (ALRS) ranks 9th among 8 peers we track. The peer median for total debt is $395.81B.
Alerus Financial Total Debt by Year
Alerus Financial Total Debt 2025: $440.55M
Alerus Financial total debt in 2025 was $440.55M, surged 39.0% from 2024.
Alerus Financial Total Debt 2024: $317.02M
Alerus Financial total debt in 2024 was $317.02M, declined 16.3% below 2023.
Alerus Financial Total Debt 2023: $378.88M
Alerus Financial total debt in 2023 was $378.88M, declined 14.4% below 2022.
Alerus Financial Total Debt 2022: $442.82M
Alerus Financial total debt in 2022 was $442.82M, surged 600.6% from 2021. This figure represents the highest annual value in the available history.
Alerus Financial Total Debt 2021: $63.21M
Alerus Financial total debt in 2021 was $63.21M.
See more financial history for Alerus Financial (ALRS).
Sector peers — Total Debt
Companies in the same sector as Alerus Financial, ranked by their latest total debt.
| Company | Total Debt | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $942.38B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $609.53B | Financial Services |
| Morgan Stanley (MS) | $475.56B | Financial Services |
| Wells Fargo & Company (WFC) | $425.72B | Financial Services |
| Bank of America Corporation (BAC) | $365.90B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $138.95B | Financial Services |
| Visa Inc. (V) | $25.17B | Financial Services |
| Mastercard Incorporated (MA) | $19.00B | Financial Services |
Frequently asked questions
What is Alerus Financial's total debt?
Latest reported total debt for Alerus Financial (ALRS) is $440.55M (period ending December 31, 2025).
How has Alerus Financial total debt changed year-over-year?
Alerus Financial (ALRS) total debt changed +39.0% year-over-year on the latest annual filing.
What is the long-term growth rate of Alerus Financial total debt?
Alerus Financial (ALRS) total debt compound annual growth rate is +45.9% over the most recent 5 years available.
When did Alerus Financial total debt hit its highest annual value?
Alerus Financial total debt reached its highest annual value of $442.82M in 2022.
What was Alerus Financial total debt in 2024?
Alerus Financial (ALRS) total debt in 2024 was $317.02M.
What was Alerus Financial total debt in 2025?
Alerus Financial (ALRS) total debt in 2025 was $440.55M.
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