How Alerus Financial (ALRS) Makes Money: A Visual Guide
Alerus Financial (ALRS) generated $327.86M in revenue (TTM through Q4 2025), earning $17.44M in net profit (5.3% margin). Its largest revenue source is Retirement and Benefit Services (64.6% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.
Alerus Financial (ALRS) Income Statement Flow
Frequently asked questions
How does Alerus Financial (ALRS) make money?
- Alerus Financial (ALRS) primarily makes money through Retirement and Benefit Services, which accounts for 64.6% of total revenue. For TTM through Q4 2025, Alerus Financial generated $327.86M in total revenue with a net profit margin of 5.3%.
What is Alerus Financial (ALRS) gross profit margin?
- Alerus Financial (ALRS) reported a gross profit margin of 67.2% for TTM through Q4 2025, equivalent to $220.16M in gross profit. This means Alerus Financial retains 67.2% of each revenue unit after direct costs of production.
What is Alerus Financial (ALRS) operating profit margin?
- Alerus Financial (ALRS) reported an operating profit margin of 6.9% for TTM through Q4 2025, equivalent to $22.59M in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.
What is Alerus Financial (ALRS) net profit margin?
- Alerus Financial (ALRS) reported a net profit margin of 5.3% for TTM through Q4 2025, equivalent to $17.44M in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.
How much does Alerus Financial (ALRS) spend on capital expenditures?
- Alerus Financial (ALRS) spent $1.05M on capital expenditures in TTM through Q4 2025 (0.3% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.
What is Alerus Financial (ALRS) free cash flow?
- Alerus Financial (ALRS) generated $73.26M in free cash flow for TTM through Q4 2025 (22.3% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.
What is Alerus Financial (ALRS) effective tax rate?
- Alerus Financial (ALRS) had an effective tax rate of 22.8% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.
Data & methodology
What is a Sankey diagram?
- A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
How is the data calculated?
- We use the income statement from company filings. For TTM (Trailing Twelve Months), we use a pre-aggregated twelve-month view aligned with our latest four quarterly periods. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
When was this data last updated?
- Based on company filings through TTM through Q4 2025.
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