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Fair Value for Brown & Brown (BRO)

See growth priced into Brown & Brown (BRO): reverse DCF, implied rate vs history and analysts, FCF view. Free intrinsic value calculator for education.

Fair value (multi-method)

Four independent methods triangulate what BRO is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.

Estimated fair value (Forward DCF)

$154.10

Margin of safety
+57.57% vs current price $65.39

Method range

$32.99 $154.10

median $77.43

Methods disagree

Valuation methods

Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.

  • Forward DCF$154.10
  • Exit multiple$99.85
  • Analyst target$55.00
  • Graham number$32.99

Stock price

$65.39

FCF / share (TTM)

$0.72

3Y FCF CAGR

12.5%

Fair value @ hist. growth

$31.65

This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.

Implied FCF growth

22.0%

per year over your projection horizon

Premium vs DCF

Margin of safety -106.6% vs hist-growth DCF

Historical 3Y CAGR

12.5%

Your model implies

22.0%

Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.

Model inputs

Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.

Discount rate (cost of equity proxy)7.7%
Terminal growth2.50%
Projection years10 yr
FCF growth per year (supplemental projection)13%
3Y CAGR 13%

Undiscounted FCF per share over 10 years at 13% annual growth.

Sensitivity — implied growth vs your assumptions

Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.

Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount1.5%2.0%2.5%3.0%3.5%
5.7%17.7%16.3%14.8%13.0%10.9%
6.7%21.0%19.9%18.7%17.3%15.8%
7.7%23.9%23.0%22.0%20.9%19.7%
8.7%26.5%25.8%24.9%24.0%23.0%
9.7%29.0%28.3%27.6%26.8%26.0%
Color≤ historical CAGRModerate premiumHigh premium (≥ 15pp above hist)Your inputs

Historical multiples

Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.

P/EToday23.4
5Y low23.2
Median23.9
5Y high33.8
P/SToday4.1· at low
5Y low4.1
Median4.8
5Y high6.4
EV/EBITDAToday15.5
5Y low15.0
Median16.0
5Y high21.4

PEG

0.21

Low vs growth

Net debt

$6.84B

Total debt − cash

Beta

0.60

Vs market benchmark

Frequently asked questions