Current
11.2×
5-Year Average
0.3×
All-Time High
27.0×
All-Time Low
-11.9×
EV/EBITDA daily chart for Community Bank System (CBU)
Jun 8, 2021 – Jun 5, 2026 · 1,255 trading days
Historical EV/EBITDA for Community Bank System (CBU) from 2001 to 2025
| 2025 | $3.03B | $305.60M | 11.4× | -2.8× | |
| 2024 | $3.27B | $265.36M | 14.2× | +12.0× | |
| 2023 | $2.78B | $196.58M | 2.2× | +1.5× | |
| 2022 | $3.41B | $270.74M | 0.7× | +9.6× | |
| 2021 | $4.06B | $271.51M | -8.9× | -2.8× | |
| 2020 | $3.37B | $236.72M | -6.1× | -9.5× | |
| 2019 | $3.71B | $241.56M | 3.3× | +2.3× | |
| 2018 | $2.99B | $247.34M | 1.0× | +1.2× | |
| 2017 | $2.72B | $193.43M | -0.2× | -0.7× | |
| 2016 | $2.76B | $174.99M | 0.5× | +6.5× | |
| 2015 | $1.67B | $149.42M | -5.9× | -1.8× | |
| 2014 | $1.55B | $147.50M | -4.2× | -0.4× | |
| 2013 | $1.60B | $128.26M | -3.8× | -0.3× | |
| 2012 | $1.08B | $125.58M | -3.5× | -3.4× | |
| 2011 | $1.02B | $119.95M | -0.1× | -15.1× | |
| 2010 | $917.63M | $102.56M | 15.0× | -0.8× | |
| 2009 | $631.49M | $71.54M | 15.7× | -3.2× | |
| 2008 | $737.09M | $73.06M | 19.0× | -6.6× | |
| 2007 | $585.25M | $54.19M | 25.5× | +6.4× | |
| 2006 | $693.47M | $66.19M | 19.1× | +5.1× | |
| 2005 | $666.78M | $85.64M | 14.1× | -5.6× | |
| 2004 | $856.12M | $84.11M | 19.7× | +1.1× | |
| 2003 | $700.77M | $67.86M | 18.6× | +5.0× | |
| 2002 | $406.94M | $67.13M | 13.6× | +0.9× | |
| 2001 | $341.88M | $46.30M | 12.8× | — |
- 202511.4×
- 202414.2×
- 20232.2×
- 20220.7×
- 2021-8.9×
- 2020-6.1×
- 20193.3×
- 20181.0×
- 2017-0.2×
- 20160.5×
- 2015-5.9×
- 2014-4.2×
- 2013-3.8×
- 2012-3.5×
- 2011-0.1×
- 201015.0×
- 200915.7×
- 200819.0×
- 200725.5×
- 200619.1×
- 200514.1×
- 200419.7×
- 200318.6×
- 200213.6×
- 200112.8×
About EV/EBITDA at Community Bank System (CBU)
Community Bank System (CBU) EV/EBITDA ratio is 11.2× as of June 5, 2026. The 5-year average is 0.3×. The sector median currently stands at 9.3×. The current ratio is at the 91th percentile of its own 10-year history.
Community Bank System (CBU) historical EV/EBITDA ratio has ranged from a low of -11.9× (2022) to a high of 27.0× (2008) in the available daily series.
The EV/EBITDA ratio (the enterprise multiple) compares enterprise value (EV) to trailing twelve-month (TTM) EBITDA. EV is calculated as market capitalisation + total debt − cash & short-term investments. Because EV/EBITDA is capital-structure-neutral and ignores non-cash depreciation and amortisation, it is the standard multiple used in M&A and for cross-company or cross-border comparisons. Note: this calculation uses a simplified EV (minority interest and preferred equity excluded due to data availability), consistent with most public financial-data providers.
Community Bank System EV/EBITDA by Year
Community Bank System EV/EBITDA 2025: 11.4×
Community Bank System (CBU) EV/EBITDA ratio in 2025 was 11.4×, contracted from 14.2× the prior year.
Community Bank System EV/EBITDA 2024: 14.2×
Community Bank System (CBU) EV/EBITDA ratio in 2024 was 14.2×, expanded from 2.2× the prior year.
Community Bank System EV/EBITDA 2023: 2.2×
Community Bank System (CBU) EV/EBITDA ratio in 2023 was 2.2×, expanded from 0.7× the prior year.
Community Bank System EV/EBITDA 2022: 0.7×
Community Bank System (CBU) EV/EBITDA ratio in 2022 was 0.7×, expanded from -8.9× the prior year.
Community Bank System EV/EBITDA 2021: -8.9×
Community Bank System (CBU) EV/EBITDA ratio in 2021 was -8.9×.
EV is calculated as Market Cap + Total Debt − Cash & Short-Term Investments (simplified). Minority interest and preferred equity are excluded due to data availability. This is consistent with the methodology used by most public financial data providers.
Sector peers by EV/EBITDA — chart
Current ratio vs. sector peers. Highlighted bar is this company.
Sector peers by EV/EBITDA — table
Financial Services peers of Community Bank System (CBU), ranked by EV/EBITDA ratio.
| 2.9× | |
| 2.8× | |
| 2.3× | |
| 2.2× | |
| 1.9× | |
| 1.7× | |
| 1.6× | |
| 0.7× | |
| -0.0× | |
| -0.3× | |
| -0.6× | |
| -0.6× | |
| -0.7× | |
| -2.5× | |
| -2.6× | |
| -3.5× | |
| -3.8× | |
| -5.5× | |
| -5.5× | |
| -9.2× | |
| -13.3× | |
| -13.3× | |
| -14.6× | |
| -17.7× | |
| -46.3× |
- -0.0×
- -0.3×
- -0.6×
- -2.6×
- -5.5×
- -5.5×
- -9.2×
- -14.6×
- -17.7×
- -46.3×
Frequently asked questions
Community Bank System (CBU) Key Financials
Charts, filings, and peer comparison for every metric