TTM
$301M
YoY change
+16.3%
5Y CAGR
+6.0%
Peak year (FY2025)
$275M
Cumulative operating income
$3.64B
Operating Income history chart for Community Bank System (CBU) from 2016 to 2025
Latest: $275M
Operating Income growth chart for Community Bank System (CBU) from 2016 to 2025
Latest: +16.3%
Operating Income history table for Community Bank System (CBU) from 1985 to 2025
| FY2025 | $275M | +16.3% | +$38.7M | ||
| FY2024 | $237M | +40.7% | +$68.5M | ||
| FY2023 | $168M | -30.0% | -$72.1M | ||
| FY2022 | $240M | -0.4% | -$1.03M | ||
| FY2021 | $241M | +17.1% | +$35.3M | ||
| FY2020 | $206M | -1.6% | -$3.26M | ||
| FY2019 | $209M | -1.7% | -$3.65M | ||
| FY2018 | $213M | +33.1% | +$53M | ||
| FY2017 | $160M | +3.5% | +$5.37M | ||
| FY2016 | $155M | +16.9% | +$22.4M | ||
| FY2015 | $132M | +1.9% | +$2.53M | ||
| FY2014 | $130M | +16.8% | +$18.7M | ||
| FY2013 | $111M | +2.0% | +$2.22M | ||
| FY2012 | $109M | +5.1% | +$5.28M | ||
| FY2011 | $104M | +19.8% | +$17.1M | ||
| FY2010 | $86.4M | +62.8% | +$33.3M | ||
| FY2009 | $53.1M | -6.4% | -$3.62M | ||
| FY2008 | $56.7M | +25.5% | +$11.5M | ||
| FY2007 | $45.2M | -10.2% | -$5.12M | ||
| FY2006 | $50.3M | -26.6% | -$18.2M | ||
| FY2005 | $68.5M | +2.6% | +$1.71M | ||
| FY2004 | $66.8M | +25.7% | +$13.7M | ||
| FY2003 | $53.2M | +1.4% | +$749K | ||
| FY2002 | $52.4M | +94.5% | +$25.5M | ||
| FY2001 | $26.9M | -22.8% | -$7.96M | ||
| FY2000 | $34.9M | +5.4% | +$1.8M | ||
| FY1999 | $33.1M | +35.7% | +$8.71M | ||
| FY1998 | $24.4M | 0.0% | $0.00 | ||
| FY1997 | $24.4M | +2.5% | +$600K | ||
| FY1996 | $23.8M | +25.9% | +$4.9M | ||
| FY1995 | $18.9M | +15.2% | +$2.5M | ||
| FY1994 | $16.4M | +6.5% | +$1M | ||
| FY1993 | $15.4M | +45.3% | +$4.8M | ||
| FY1992 | $10.6M | +112.0% | +$5.6M | ||
| FY1991 | $5M | +72.4% | +$2.1M | ||
| FY1990 | $2.9M | -50.0% | -$2.9M | ||
| FY1989 | $5.8M | +41.5% | +$1.7M | ||
| FY1988 | $4.1M | -6.8% | -$300K | ||
| FY1987 | $4.4M | +12.8% | +$500K | ||
| FY1986 | $3.9M | +21.9% | +$700K | ||
| FY1985 | $3.2M | — | — |
- FY2025$275M+16.3%
- FY2024$237M+40.7%
- FY2023$168M-30.0%
- FY2022$240M-0.4%
- FY2021$241M+17.1%
- FY2020$206M-1.6%
- FY2019$209M-1.7%
- FY2018$213M+33.1%
- FY2017$160M+3.5%
- FY2016$155M+16.9%
- FY2015$132M+1.9%
- FY2014$130M+16.8%
- FY2013$111M+2.0%
- FY2012$109M+5.1%
- FY2011$104M+19.8%
- FY2010$86.4M+62.8%
- FY2009$53.1M-6.4%
- FY2008$56.7M+25.5%
- FY2007$45.2M-10.2%
- FY2006$50.3M-26.6%
- FY2005$68.5M+2.6%
- FY2004$66.8M+25.7%
- FY2003$53.2M+1.4%
- FY2002$52.4M+94.5%
- FY2001$26.9M-22.8%
- FY2000$34.9M+5.4%
- FY1999$33.1M+35.7%
- FY1998$24.4M0.0%
- FY1997$24.4M+2.5%
- FY1996$23.8M+25.9%
- FY1995$18.9M+15.2%
- FY1994$16.4M+6.5%
- FY1993$15.4M+45.3%
- FY1992$10.6M+112.0%
- FY1991$5M+72.4%
- FY1990$2.9M-50.0%
- FY1989$5.8M+41.5%
- FY1988$4.1M-6.8%
- FY1987$4.4M+12.8%
- FY1986$3.9M+21.9%
- FY1985$3.2M—
Operating Income values are taken from Community Bank System's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Operating Income at Community Bank System (CBU)
According to Community Bank System's latest reported financial statements, the company's current operating income (TTM) is $301M. Operating income is profit from core operations: revenue minus cost of goods sold and operating expenses (SG&A, R&D). It excludes interest, taxes, and non-operating items, so it isolates how profitable the business itself is before financing and tax decisions. Compare with EBITDA and net income.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
As of the 2025 fiscal year, Community Bank System (CBU) reported operating income of $275M – grew 16.3% year-over-year.
Community Bank System operating income compound annual growth for the 2020–2025 (5 years) window is +6.0%, sustaining 2 straight years of year-over-year growth.
The record annual operating income stands at $275M, reached in 2025; the historical low of $2.9M was recorded in 1990.
Community Bank System Operating Income by Year
Community Bank System Operating Income 2025: $275M
Community Bank System posted operating income of $275M in 2025, grew 16.3% from 2024. This figure represents the highest annual value in the available history.
Community Bank System Operating Income 2024: $237M
In 2024, Community Bank System reported operating income of $237M, surged 40.7% from 2023.
Community Bank System Operating Income 2023: $168M
Community Bank System operating income in 2023 was $168M, declined 30.0% below 2022.
Community Bank System Operating Income 2022: $240M
2022's operating income for Community Bank System came in at $240M, edged down 0.4% below 2021.
Community Bank System Operating Income 2021: $241M
Community Bank System operating income in 2021 was $241M.
See more financial history for Community Bank System (CBU).
Sector peers by Operating Income
Financial Services peers of Community Bank System (CBU), ranked by their latest operating income
| $72.6B | |
| $58.9B | |
| $37.7B | |
| $25.2B | |
| $24B | |
| $22B | |
| $21.9B | |
| $19.4B |
- $72.6B
- $37.7B
- $25.2B
- $24B
- $21.9B
- $19.4B
Frequently asked questions
Community Bank System (CBU) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks0.86% TTM
- Dividend Profile2.92% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History3 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.