Operating Income for Community Bank System (CBU)
According to Community Bank System's latest reported financial statements, the company's current operating income (TTM) is $291.65M USD. Operating income is profit from core operations: revenue minus cost of goods sold and operating expenses (SG&A, R&D). It excludes interest, taxes, and non-operating items, so it isolates how profitable the business itself is before financing and tax decisions. Compare with EBITDA and net income.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
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TTM (last 4 quarters)
$291.65M
YoY change
+23.2%
5Y CAGR
+7.2%
Peak year (2025)
$291.65M
Cumulative operating income
$3.50B
Operating Income history chart for Community Bank System (CBU) from 1985 to 2025
Operating Income history table for Community Bank System (CBU) from 1985 to 2025
| Fiscal year | Period ended | Reported | Operating Income | YoY |
|---|---|---|---|---|
| 2025 | $291.65M | +23.2% | ||
| 2024 | $236.71M | +40.7% | ||
| 2023 | $168.23M | -30.0% | ||
| 2022 | $240.31M | -0.4% | ||
| 2021 | $241.35M | +17.1% | ||
| 2020 | $206.08M | -1.6% | ||
| 2019 | $209.34M | -1.7% | ||
| 2018 | $212.99M | +33.1% | ||
| 2017 | $159.97M | +3.5% | ||
| 2016 | $154.60M | +16.9% | ||
| 2015 | $132.22M | +1.9% | ||
| 2014 | $129.69M | +16.8% | ||
| 2013 | $111.03M | +2.0% | ||
| 2012 | $108.81M | +5.1% | ||
| 2011 | $103.53M | +19.8% | ||
| 2010 | $86.39M | +62.8% | ||
| 2009 | $53.07M | -6.4% | ||
| 2008 | $56.69M | +25.5% | ||
| 2007 | $45.18M | -10.2% | ||
| 2006 | $50.30M | -26.6% | ||
| 2005 | $68.55M | +2.6% | ||
| 2004 | $66.84M | +25.7% | ||
| 2003 | $53.15M | +1.4% | ||
| 2002 | $52.40M | +94.5% | ||
| 2001 | $26.94M | -22.8% | ||
| 2000 | $34.90M | +5.4% | ||
| 1999 | $33.11M | +35.7% | ||
| 1998 | $24.40M | 0.0% | ||
| 1997 | $24.40M | +2.5% | ||
| 1996 | $23.80M | +25.9% | ||
| 1995 | $18.90M | +15.2% | ||
| 1994 | $16.40M | +6.5% | ||
| 1993 | $15.40M | +45.3% | ||
| 1992 | $10.60M | +112.0% | ||
| 1991 | $5.00M | +72.4% | ||
| 1990 | $2.90M | -50.0% | ||
| 1989 | $5.80M | +41.5% | ||
| 1988 | $4.10M | -6.8% | ||
| 1987 | $4.40M | +12.8% | ||
| 1986 | $3.90M | +21.9% | ||
| 1985 | $3.20M | — |
Operating Income values are taken from Community Bank System's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
As of the 2025 fiscal year, Community Bank System (CBU) reported operating income of $291.65M – grew 23.2% year-over-year.
Community Bank System operating income compound annual growth for the 2020–2025 (5 years) window is +7.2%, sustaining 2 straight years of year-over-year growth.
The dataset's maximum operating income sits at $291.65M (2025); the minimum reading of $2.90M dates to 1990.
Community Bank System (CBU) sits 9th of 8 Financial Services peers we track on this metric, against a peer median of $24.60B.
Community Bank System Operating Income by Year
Community Bank System Operating Income 2025: $291.65M
Community Bank System operating income in 2025 was $291.65M, grew 23.2% from 2024. This figure represents the highest annual value in the available history.
Community Bank System Operating Income 2024: $236.71M
Community Bank System operating income in 2024 was $236.71M, surged 40.7% from 2023.
Community Bank System Operating Income 2023: $168.23M
Community Bank System operating income in 2023 was $168.23M, declined 30.0% below 2022.
Community Bank System Operating Income 2022: $240.31M
Community Bank System operating income in 2022 was $240.31M, edged down 0.4% below 2021.
Community Bank System Operating Income 2021: $241.35M
Community Bank System operating income in 2021 was $241.35M.
See more financial history for Community Bank System (CBU).
Sector peers — Operating Income
Companies in the same sector as Community Bank System, ranked by their latest operating income.
| Company | Operating Income | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $72.59B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $59.54B | Financial Services |
| Bank of America Corporation (BAC) | $37.70B | Financial Services |
| Wells Fargo & Company (WFC) | $25.20B | Financial Services |
| Visa Inc. (V) | $23.99B | Financial Services |
| Morgan Stanley (MS) | $21.95B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $21.85B | Financial Services |
| Mastercard Incorporated (MA) | $19.40B | Financial Services |
Frequently asked questions
What is Community Bank System's operating income?
- Latest reported operating income for Community Bank System (CBU) is $291.65M (period ending December 31, 2025).
How has Community Bank System operating income changed year-over-year?
- Community Bank System (CBU) operating income changed +23.2% year-over-year on the latest annual filing.
What is the long-term growth rate of Community Bank System operating income?
- Community Bank System (CBU) operating income compound annual growth rate is +7.2% over the most recent 5 years available.
When did Community Bank System operating income hit its highest annual value?
- Community Bank System operating income reached its highest annual value of $291.65M in 2025.
What was Community Bank System operating income in 2024?
- Community Bank System (CBU) operating income in 2024 was $236.71M.
What was Community Bank System operating income in 2025?
- Community Bank System (CBU) operating income in 2025 was $291.65M.
Metrics overview
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