Ticker League

Latest period

$647.35M

YoY change

-25.2%

5Y CAGR

+15.0%

Peak year (2022)

$1.14B

Total Debt history chart for Community Bank System (CBU) from 1989 to 2025

Latest: $746.66M

Total Debt growth chart for Community Bank System (CBU) from 1989 to 2025

Latest: -25.2%

Total Debt history table for Community Bank System (CBU) from 1989 to 2025

  • 2025$746.66M-25.2%
  • 2024$998.87M+30.5%
  • 2023$765.20M-32.7%
  • 2022$1.14B+244.9%
  • 2021$329.88M-11.2%
  • 2020$371.29M+7.7%
  • 2019$344.87M-16.6%
  • 2018$413.68M-14.9%
  • 2017$485.90M+95.6%
  • 2016$248.37M-38.4%
  • 2015$403.45M-8.3%
  • 2014$440.12M+80.4%
  • 2013$244.01M-70.6%
  • 2012$830.13M-0.0%
  • 2011$830.33M-0.0%
  • 2010$830.48M-3.1%
  • 2009$856.78M-0.7%
  • 2008$862.53M-7.2%
  • 2007$929.33M+15.4%
  • 2006$805.50M+23.3%
  • 2005$653.09M-29.1%
  • 2004$920.51M+37.8%
  • 2003$667.79M+7.5%
  • 2002$620.95M+74.9%
  • 2001$355.12M-19.3%
  • 2000$440.30M+35.9%
  • 1999$324.00M+97.0%
  • 1998$164.50M+6.3%
  • 1997$154.80M-21.3%
  • 1996$196.80M+668.8%
  • 1995$25.60M-84.3%
  • 1994$162.90M+182.8%
  • 1993$57.60M+8.9%
  • 1992$52.90M+979.6%
  • 1991$4.90M+104.2%
  • 1990$2.40M-61.3%
  • 1989$6.20M

Total Debt values are taken from Community Bank System's reported balance sheets (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Total Debt at Community Bank System (CBU)

According to Community Bank System's latest reported financial statements, the company's latest reported total debt is $647.35M. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — compare with cash on hand for net leverage, and total liabilities for the broader obligations picture.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

The 2025 reading of Community Bank System (CBU) total debt is $746.66M – declined 25.2% year-over-year.

Over 2020–2025 (5 years), Community Bank System total debt expanded at a +15.0% compound annual rate, with mixed annual results across the window.

The highest annual total debt of $1.14B was reported in 2022. The lowest in the available history was $2.40M in 1990.

Community Bank System Total Debt by Year

Community Bank System Total Debt 2025: $746.66M

In 2025, Community Bank System reported total debt of $746.66M, declined 25.2% below 2024.

Community Bank System Total Debt 2024: $998.87M

Community Bank System total debt in 2024 was $998.87M, surged 30.5% from 2023.

Community Bank System Total Debt 2023: $765.20M

2023's total debt for Community Bank System came in at $765.20M, plunged 32.7% below 2022.

Community Bank System Total Debt 2022: $1.14B

Community Bank System posted total debt of $1.14B in 2022, surged 244.9% from 2021. This figure represents the highest annual value in the available history.

Community Bank System Total Debt 2021: $329.88M

Community Bank System total debt in 2021 was $329.88M.

See more financial history for Community Bank System (CBU).

Sector peers by Total Debt

Financial Services peers of Community Bank System (CBU), ranked by their latest total debt

Frequently asked questions