Total Debt for Community Bank System (CBU)
According to Community Bank System's latest reported financial statements, the company's latest reported total debt is $746.66M USD. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — combine with cash on hand for net debt, and see total liabilities for the broader obligations picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
Currently viewingRevenueSwitch metric
Latest period
$746.66M
YoY change
-25.2%
5Y CAGR
+15.0%
Peak year (2022)
$1.14B
Latest annual
$746.66M
Total Debt history chart for Community Bank System (CBU) from 1989 to 2025
Total Debt history table for Community Bank System (CBU) from 1989 to 2025
| Fiscal year | Period ended | Reported | Total Debt | YoY |
|---|---|---|---|---|
| 2025 | $746.66M | -25.2% | ||
| 2024 | $998.87M | +30.5% | ||
| 2023 | $765.20M | -32.7% | ||
| 2022 | $1.14B | +244.9% | ||
| 2021 | $329.88M | -11.2% | ||
| 2020 | $371.29M | +7.7% | ||
| 2019 | $344.87M | -16.6% | ||
| 2018 | $413.68M | -14.9% | ||
| 2017 | $485.90M | +95.6% | ||
| 2016 | $248.37M | -38.4% | ||
| 2015 | $403.45M | -8.3% | ||
| 2014 | $440.12M | +80.4% | ||
| 2013 | $244.01M | -70.6% | ||
| 2012 | $830.13M | -0.0% | ||
| 2011 | $830.33M | -0.0% | ||
| 2010 | $830.48M | -3.1% | ||
| 2009 | $856.78M | -0.7% | ||
| 2008 | $862.53M | -7.2% | ||
| 2007 | $929.33M | +15.4% | ||
| 2006 | $805.50M | +23.3% | ||
| 2005 | $653.09M | -29.1% | ||
| 2004 | $920.51M | +37.8% | ||
| 2003 | $667.79M | +7.5% | ||
| 2002 | $620.95M | +74.9% | ||
| 2001 | $355.12M | -19.3% | ||
| 2000 | $440.30M | +35.9% | ||
| 1999 | $324.00M | +97.0% | ||
| 1998 | $164.50M | +6.3% | ||
| 1997 | $154.80M | -21.3% | ||
| 1996 | $196.80M | +668.8% | ||
| 1995 | $25.60M | -84.3% | ||
| 1994 | $162.90M | +182.8% | ||
| 1993 | $57.60M | +8.9% | ||
| 1992 | $52.90M | +979.6% | ||
| 1991 | $4.90M | +104.2% | ||
| 1990 | $2.40M | -61.3% | ||
| 1989 | $6.20M | — |
Total Debt values are taken from Community Bank System's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
The 2025 reading of Community Bank System (CBU) total debt is $746.66M – declined 25.2% year-over-year.
Over 2020–2025 (5 years), Community Bank System total debt expanded at a +15.0% compound annual rate, with the latest reading among the more recent periods of the dataset.
The highest annual total debt of $1.14B was reported in 2022. The lowest in the available history was $2.40M in 1990.
Among 8 Financial Services peers, Community Bank System (CBU) ranks 9th; the peer median for total debt is $395.81B.
Community Bank System Total Debt by Year
Community Bank System Total Debt 2025: $746.66M
Community Bank System total debt in 2025 was $746.66M, declined 25.2% below 2024.
Community Bank System Total Debt 2024: $998.87M
Community Bank System total debt in 2024 was $998.87M, surged 30.5% from 2023.
Community Bank System Total Debt 2023: $765.20M
Community Bank System total debt in 2023 was $765.20M, plunged 32.7% below 2022.
Community Bank System Total Debt 2022: $1.14B
Community Bank System total debt in 2022 was $1.14B, surged 244.9% from 2021. This figure represents the highest annual value in the available history.
Community Bank System Total Debt 2021: $329.88M
Community Bank System total debt in 2021 was $329.88M.
See more financial history for Community Bank System (CBU).
Sector peers — Total Debt
Companies in the same sector as Community Bank System, ranked by their latest total debt.
| Company | Total Debt | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $942.38B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $609.53B | Financial Services |
| Morgan Stanley (MS) | $475.56B | Financial Services |
| Wells Fargo & Company (WFC) | $425.72B | Financial Services |
| Bank of America Corporation (BAC) | $365.90B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $138.95B | Financial Services |
| Visa Inc. (V) | $25.17B | Financial Services |
| Mastercard Incorporated (MA) | $19.00B | Financial Services |
Frequently asked questions
What is Community Bank System's total debt?
- Latest reported total debt for Community Bank System (CBU) is $746.66M (period ending December 31, 2025).
How has Community Bank System total debt changed year-over-year?
- Community Bank System (CBU) total debt changed -25.2% year-over-year on the latest annual filing.
What is the long-term growth rate of Community Bank System total debt?
- Community Bank System (CBU) total debt compound annual growth rate is +15.0% over the most recent 5 years available.
When did Community Bank System total debt hit its highest annual value?
- Community Bank System total debt reached its highest annual value of $1.14B in 2022.
What was Community Bank System total debt in 2024?
- Community Bank System (CBU) total debt in 2024 was $998.87M.
What was Community Bank System total debt in 2025?
- Community Bank System (CBU) total debt in 2025 was $746.66M.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
Explore more
CBU Overview
Company profile, financial tools, and key metrics
CBU Revenue Counter
Earns $29.45 every second. See per minute, hour, and day.
CBU Earnings Counter
Earns $6.67 per second net profit. See per minute, hour, and day.
CBU Economic Scale
Exceeds Sao Tome and Principe's GDP. Compare with world economies.
CBU What If Invested
What if you had invested $1,000? See historical returns from any date.
CBU How It Makes Money
Discover visual breakdown of $928.71M in revenue — where it comes from and where it goes.
CBU Stock Seasonality
Best and worst months to invest. Historical monthly returns heatmap.
CBU Price Target Scenarios
Model bear, base, and bull cases with EPS growth and exit P/E — pre-filled from analysts and history.
CBU Daily Price Character
Balanced · 42.7% historical win rate (green days). Streaks & record days.
CBU Buybacks
0.35% TTM buyback yield. Shareholder yield & SBC comparison.
CBU Stock Split History
3 splits on record. Dates, ratios, and cumulative multiple.
CBU Dividend Profile
Yield: 3.00%. Safety: 5/8. See full history.
CBU Dividend Calculator
How much dividend income would $1,000 have earned? Calculate from any date.
CBU Dividend Forecast
Project future income with DRIP, growth assumptions, and optional monthly contributions.