Free Cash Flow for Community Bank System (CBU)
Free Cash Flow for Community Bank System (CBU): headline value $217.93M · YoY +5.3%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
Currently viewingFree Cash FlowSwitch metric
Latest period
$217.93M
YoY change
+5.3%
5Y CAGR
+7.2%
Peak year (2025)
$233.33M
Latest annual
$233.33M
Free Cash Flow history chart for Community Bank System (CBU) from 1989 to 2025
Free Cash Flow history table for Community Bank System (CBU) from 1989 to 2025
| Fiscal year | Period ended | Reported | Free Cash Flow | YoY |
|---|---|---|---|---|
| 2025 | $233.33M | +5.3% | ||
| 2024 | $221.57M | +5.6% | ||
| 2023 | $209.84M | +4.0% | ||
| 2022 | $201.68M | +6.6% | ||
| 2021 | $189.17M | +14.9% | ||
| 2020 | $164.70M | -16.3% | ||
| 2019 | $196.82M | -5.7% | ||
| 2018 | $208.76M | +16.7% | ||
| 2017 | $178.85M | +45.0% | ||
| 2016 | $123.33M | +15.1% | ||
| 2015 | $107.17M | -1.4% | ||
| 2014 | $108.73M | +21.7% | ||
| 2013 | $89.33M | -8.5% | ||
| 2012 | $97.58M | +15.1% | ||
| 2011 | $84.77M | +4.2% | ||
| 2010 | $81.37M | +169.1% | ||
| 2009 | $30.24M | -33.5% | ||
| 2008 | $45.51M | +11.5% | ||
| 2007 | $40.83M | -38.7% | ||
| 2006 | $66.61M | +8.0% | ||
| 2005 | $61.69M | -21.1% | ||
| 2004 | $78.23M | +20.8% | ||
| 2003 | $64.75M | +31.5% | ||
| 2002 | $49.24M | +29.1% | ||
| 2001 | $38.15M | +43.4% | ||
| 2000 | $26.60M | -12.0% | ||
| 1999 | $30.23M | -4.0% | ||
| 1998 | $31.50M | +112.8% | ||
| 1997 | $14.80M | -2.6% | ||
| 1996 | $15.20M | +463.0% | ||
| 1995 | $2.70M | -76.1% | ||
| 1994 | $11.30M | -2.6% | ||
| 1993 | $11.60M | +19.6% | ||
| 1992 | $9.70M | +70.2% | ||
| 1991 | $5.70M | -10.9% | ||
| 1990 | $6.40M | +23.1% | ||
| 1989 | $5.20M | — |
Free Cash Flow values are taken from Community Bank System's reported cash flow statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
As of the 2025 fiscal year, Community Bank System (CBU) reported free cash flow of $233.33M – grew 5.3% year-over-year.
Community Bank System free cash flow compound annual growth for the 2020–2025 (5 years) window is +7.2%, sustaining 5 straight years of year-over-year growth.
2025 marks the peak free cash flow at $233.33M, with the historical low of $2.70M recorded in 1995.
Among 8 Financial Services peers, Community Bank System (CBU) ranks 7th; the peer median for free cash flow is $19.24B.
Community Bank System Free Cash Flow by Year
Community Bank System Free Cash Flow 2025: $233.33M
Community Bank System free cash flow in 2025 was $233.33M, grew 5.3% from 2024. This figure represents the highest annual value in the available history.
Community Bank System Free Cash Flow 2024: $221.57M
Community Bank System free cash flow in 2024 was $221.57M, grew 5.6% from 2023.
Community Bank System Free Cash Flow 2023: $209.84M
Community Bank System free cash flow in 2023 was $209.84M, edged up 4.0% from 2022.
Community Bank System Free Cash Flow 2022: $201.68M
Community Bank System free cash flow in 2022 was $201.68M, grew 6.6% from 2021.
Community Bank System Free Cash Flow 2021: $189.17M
Community Bank System free cash flow in 2021 was $189.17M.
See more financial history for Community Bank System (CBU).
Sector peers — Free Cash Flow
Companies in the same sector as Community Bank System, ranked by their latest free cash flow.
| Company | Free Cash Flow | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $100.87B | Financial Services |
| Morgan Stanley (MS) | $46.10B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $25.04B | Financial Services |
| Visa Inc. (V) | $21.58B | Financial Services |
| Mastercard Incorporated (MA) | $16.91B | Financial Services |
| Bank of America Corporation (BAC) | $12.61B | Financial Services |
| Wells Fargo & Company (WFC) | -$19.00B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | -$47.22B | Financial Services |
Frequently asked questions
What is Community Bank System's free cash flow?
Latest reported free cash flow for Community Bank System (CBU) is $217.93M (period ending December 31, 2025).
How has Community Bank System free cash flow changed year-over-year?
Community Bank System (CBU) free cash flow changed +5.3% year-over-year on the latest annual filing.
What is the long-term growth rate of Community Bank System free cash flow?
Community Bank System (CBU) free cash flow compound annual growth rate is +7.2% over the most recent 5 years available.
When did Community Bank System free cash flow hit its highest annual value?
Community Bank System free cash flow reached its highest annual value of $233.33M in 2025.
What was Community Bank System free cash flow in 2024?
Community Bank System (CBU) free cash flow in 2024 was $221.57M.
What was Community Bank System free cash flow in 2025?
Community Bank System (CBU) free cash flow in 2025 was $233.33M.
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