Question 1

What is Chesapeake Financial Shares's P/E ratio?

Accepted Answer

Chesapeake Financial Shares (CPKF) P/E ratio is 7.4× as of July 22, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month earnings (net income), using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/E ratio calculated?

Accepted Answer

P/E = Share Price ÷ Trailing Twelve-Month (TTM) Diluted EPS, or equivalently Market Capitalisation ÷ TTM Net Income. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/E ratio?

Accepted Answer

The price-to-earnings (P/E) ratio, also called the earnings multiple, measures how much investors pay per dollar of a company's trailing twelve-month (TTM) earnings. It is calculated as share price ÷ TTM diluted EPS (equivalent to market capitalisation ÷ TTM net income). A higher P/E implies the market is pricing in stronger future earnings growth or lower risk; a lower P/E can signal slower expected growth, higher risk, or potential undervaluation.

Question 4

What is a good P/E ratio for Chesapeake Financial Shares?

Accepted Answer

There is no universal "good" P/E. As a rule of thumb, the S&P 500 has historically averaged a P/E in the mid-to-high teens; mature, slow-growth businesses commonly trade in the 10–18× range, while high-growth or asset-light companies often trade at 25–50×+. What matters is the comparison to sector peers and to the company's own historical range. For Chesapeake Financial Shares specifically, the relevant sector benchmark is the current sector median of 13.1×.

Question 5

Is Chesapeake Financial Shares's P/E ratio high or low?

Accepted Answer

Chesapeake Financial Shares's P/E ratio of 7.4× is below its own 5-year average of 10.2× and below the sector median of 13.1×. That places the current reading at the 26th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is Chesapeake Financial Shares's historical P/E ratio range?

Accepted Answer

In the available daily series, Chesapeake Financial Shares (CPKF) P/E ratio has ranged from a low of 5.1× in 2023 to a high of 24.0× in 2025. The 5-year average is 10.2× and the 5-year median is 8.8×.

Question 7

What was Chesapeake Financial Shares's P/E ratio in 2025?

Accepted Answer

Chesapeake Financial Shares (CPKF) P/E ratio at the end of 2025 was 13.3×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month earnings figure available at that date.

Question 8

Why does Chesapeake Financial Shares's P/E ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (earnings). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$133M	$10M	13.3×	+5.3×	Dec 31, 2025
2024	$91.5M	$11.4M	8.0×	-0.5×	Dec 31, 2024
2023	$86.3M	$10.1M	8.5×	+3.1×	Dec 31, 2023
2022	$96.3M	$17.6M	5.5×	-4.1×	Dec 31, 2022
2021	$144M	$15M	9.6×	+0.8×	Dec 31, 2021
2020	$104M	$11.7M	8.8×	-1.7×	Dec 31, 2020
2019	$119M	$11.4M	10.5×	+1.2×	Dec 31, 2019
2018	$101M	$10.8M	9.3×	-4.5×	Dec 31, 2018
2017	$123M	$8.95M	13.8×	+1.1×	Dec 31, 2017
2016	$88.7M	$7.03M	12.6×	+3.2×	Dec 31, 2016
2015	$69.5M	$7.4M	9.4×	-0.0×	Dec 31, 2015
2014	$61.4M	$6.53M	9.4×	+1.4×	Dec 31, 2014
2013	$58.6M	$7.35M	8.0×	+0.9×	Dec 31, 2013
2012	$54.5M	$7.68M	7.1×	—	Dec 31, 2012
2002	$32.2M	$3.05M	10.6×	+0.9×	Dec 31, 2002
2001	$25.4M	$2.64M	9.6×	+1.9×	Dec 31, 2001
2000	$17.2M	$2.23M	7.7×	—	Dec 31, 2000


Ameriprise Financial (AMP)	10.6×
Auburn National Bancorporation (AUBN)	10.5×
1st Source (SRCE)	10.5×
Truist Financial (TFC)	10.4×
Eagle Financial Services (EFSI)	10.0×
Prudential Financial (PRU)	9.8×
UMB Financial (UMBF)	9.7×
T. Rowe Price (TROW)	9.6×
Old Republic International (ORI)	9.5×
First Financial (THFF)	9.3×
Globe Life (GL-PD)	9.3×
Hartford Insurance Group (HIG)	9.3×
Assured Guaranty (AGO)	8.9×
Cincinnati Financial (CINF)	8.8×
Federal Agricultural Mortgage (AGM)	8.8×
Travelers Companies (TRV)	8.4×
PayPal (PYPL)	8.2×
PSB Holdings (PSBQ)	7.5×
Arch Capital Group (ACGL)	7.1×
AXIS Capital Holdings (AXS)	7.0×
Tompkins Financial (TMP)	6.7×
Everest Group (EG)	6.5×
Mercury General (MCY)	5.8×
Allstate (ALL)	4.4×
Atlantic Union Bankshares (AUB)	0.0×

P/E Ratio for Chesapeake Financial Shares (CPKF) 2000-2026

P/E Ratio daily chart for Chesapeake Financial Shares (CPKF)

Historical P/E Ratio for Chesapeake Financial Shares (CPKF) from 2000 to 2025

About P/E Ratio at Chesapeake Financial Shares (CPKF)

Chesapeake Financial Shares P/E Ratio by Year

Chesapeake Financial Shares P/E Ratio 2025: 13.3×

Chesapeake Financial Shares P/E Ratio 2024: 8.0×

Chesapeake Financial Shares P/E Ratio 2023: 8.5×

Chesapeake Financial Shares P/E Ratio 2022: 5.5×

Chesapeake Financial Shares P/E Ratio 2021: 9.6×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

Chesapeake Financial Shares (CPKF) Key Financials