Fair value (multi-method)
Four independent methods triangulate what FICO is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$2,254.37
Method range
$1,593.56 – $2,254.37
median $1,958.18
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $2,254.37 | +98.22% |
| Exit multiple | $1,958.18 | +72.17% |
| Analyst target | $1,593.56 | +40.11% |
| Graham number | — | — |
- Forward DCF$2,254.37
- Exit multiple$1,958.18
- Analyst target$1,593.56
- Graham number—
Stock price
$1137.33
FCF / share (TTM)
$9.44
3Y FCF CAGR
21.8%
Fair value @ hist. growth
$454.72
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
35.0%
per year over your projection horizon
Margin of safety -150.1% vs hist-growth DCF
Historical 3Y CAGR
21.8%
Your model implies
35.0%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 22% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 9.0% | 31.4% | 30.6% | 29.8% | 28.8% | 27.9% |
| 10.0% | 33.9% | 33.2% | 32.5% | 31.7% | 30.8% |
| 11.0% | 36.3% | 35.7% | 35.0% | 34.3% | 33.6% |
| 12.0% | 38.6% | 38.0% | 37.4% | 36.8% | 36.1% |
| 13.0% | 40.8% | 40.2% | 39.7% | 39.1% | 38.5% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
0.35
Low vs growth
Net debt
$2.9B
Total debt − cash
Beta
1.28
Vs market benchmark
Frequently asked questions
Fair Isaac (FICO) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
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